Spirit Of Alaska Federal Credit Union


Overview / Commentary
907-459-5900
1417 Gillam Way
Fairbanks, AK 99701

Spirit Of Alaska Federal Credit Union is headquartered in Fairbanks and is the 8th largest credit union in the state of Alaska. It is also the 1,292nd largest credit union in the nation. It was established in 1960 and as of December of 2024, it had grown to 48 employees and 9,359 members at 3 locations. Spirit Of Alaska Federal Credit Union has an A health rating.

Field of Membership Restrictions

Spirit Of Alaska Federal Credit Union offers membership to any person who lives, works, or worships in the Fairbanks North Star Borough; employees, retirees, pensioners and annuitants or students of public, parochial and private schools, high schools, and higher learning institutions north of the Alaska Range; alumni of colleges/universities located with the FOM, as well as, members of the Golden Valley Electric Association.
See current membership details

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Health

Health Grade Components

Overall
NCUA #13583
Year Chartered1960
Employees48
Primary Regulator
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD6.86%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$193.7MM$195.4MM
LoansQ4 2024vs Q4 2023$115.2MM$118.7MM
DepositsQ4 2024vs Q4 2023$165.5MM$169.5MM
Equity CapitalQ4 2024vs Q4 2023$26.4MM$24.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$563K$398K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$624K$827K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

Rates for Spirit Of Alaska Federal Credit Union are currently being reviewed.

Locations


Spirit Of Alaska Federal Credit Union Locations
Branch Office4001 Geist RdFairbanks, AK 99709-3569
Branch Office495 Harold Bentley AveFairbanks, AK 99701
Branch Office1417 Gillam WayFairbanks, AK 99701

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