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Spirit Of Alaska Federal Credit Union


Overview / Commentary
spiritofak.com
907-459-5900
1417 Gillam Way
Fairbanks, AK 99701

Spirit Of Alaska Federal Credit Union is headquartered in Fairbanks and is the 5th largest credit union in the state of Alaska. It is also the 1,245th largest credit union in the nation. It was established in 1960 and as of September of 2020, it had grown to 47 employees and 9,210 members at 3 locations. Spirit Of Alaska Federal Credit Union's CD rates are 18% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Spirit Of Alaska Federal Credit Union offers membership to any person who lives, works, or worships in the Fairbanks North Star Borough; employees, retirees, pensioners and annuitants or students of public, parochial and private schools, high schools, and higher learning institutions north of the Alaska Range; alumni of colleges/universities located with the FOM, as well as, members of the Golden Valley Electric Association.
See current membership details

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Reviews (1)

Dont Bank Here Its A Rip Off

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have a nice day.

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Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #13583
Year Chartered1960
Employees47
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD6.38%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$177.1MM$153.6MM
LoansQ3 2020vs Q3 2019$100.8MM$108.0MM
DepositsQ3 2020vs Q3 2019$154.9MM$133.0MM
Equity CapitalQ3 2020vs Q3 2019$21.1MM$19.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$542.00K$532.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$633.00K$2.6MM
Real Estate OwnedQ3 2020vs Q3 2019$1.0MM$667.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Spirit Of Alaska Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spirit Of Alaska Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%*$25k*-Health Savings Account
OTHER TIERS: 0.10% → Up to $1k | 0.45% → $1k - $10k | 0.75% → $10k - $25k
0.15%--IRA Savings
0.15%$100-Business Savings
0.15%$100-Business e-Savings
0.11%--e-Savings
0.11%--Savings

Spirit Of Alaska Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$25k*-e-Money Market
OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $10k | 0.25% → $10k - $25k
0.30%*$25k*-Money Market
OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $10k | 0.25% → $10k - $25k

Spirit Of Alaska Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Business Prime Checking
0.10%*$1k*$10kPrime Checking
OTHER TIERS: 0.05% → $10k+

Spirit Of Alaska Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$500-5 Year CD
1.32%$500-4 Year CD
1.28%$500-3 Year CD
1.16%$500-24 Month CD
1.10%$500-18 Month CD
1.07%$500-30 Month CD
1.06%$500-12 Month CD
0.80%$500-6 Month CD
0.55%$500-3 Month CD

Spirit Of Alaska Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$500-5 Year IRA
1.32%$500-4 Year IRA
1.28%$500-3 Year IRA
1.16%$500-24 Month IRA
1.10%$500-18 Month IRA
1.07%$500-30 Month IRA
1.06%$500-12 Month IRA
0.80%$500-6 Month IRA
0.55%$500-3 Month IRA
Locations


Spirit Of Alaska Federal Credit Union Locations
Branch Office4001 Geist RdFairbanks, AK 99709-3569
Branch Office495 Harold Bentley AveFairbanks, AK 99701
Branch Office1417 Gillam WayFairbanks, AK 99701

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