SpiritBank is headquartered in Tulsa and is the 28th largest bank in the state of Oklahoma. It is also the 1,231st largest bank in the nation. It was established in 1916 and as of December of 2020, it had grown to 128 employees at 6 locations. SpiritBank has an A health rating.
Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.
Overall | |
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FDIC Certificate # | 4048 |
Year Established | 1916 |
Employees | 128 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1% |
Return on Equity - YTD | 9.18% |
Annual Interest Income | $30.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $711.0MM$631.9MM |
Loans | Q4 2020vs Q4 2019 | $591.7MM$502.1MM |
Deposits | Q4 2020vs Q4 2019 | $602.1MM$541.4MM |
Equity Capital | Q4 2020vs Q4 2019 | $72.7MM$74.9MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $7.4MM$6.1MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $3.4MM$2.3MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $2.1MM$5.8MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $25k* | - | Personal Savings | ||
OTHER TIERS: 0.05% → $100 - $1k | 0.10% → $1k - $25k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $25k | - | Non-Profit NOW Account | |
0.05% | $1.5k | - | NOW Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.90% | $100k | - | 18 Month IRA Special | |
0.75% | $1k | - | 30 Month IRA | |
0.07% | $1k | - | 18 Month Variable IRA | |
0.07% | $1k | - | 30 Month Variable IRA |