SpiritBank

Overview / Commentary

www.spiritbank.com

918-712-9292

4815 South Harvard, Suite 100
Tulsa, OK 74135

SpiritBank is headquartered in Tulsa and is the 22^nd largest bank in the state of Oklahoma. It is also the 1,160^th largest bank in the nation. It was established in 1916 and as of March of 2019, it had grown to 133 employees at 7 locations. SpiritBank's money market rates are 82% higher than the national average, and it has a B+ health rating.

9-Month CD Special, 3.00% APY - 3/13/2019

Limited time CD Special, $2,500 minimum deposit. Available in-branch. Market area includes Creek, Lincoln, Payne, and Tulsa Counties, Oklahoma.

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2019
2010

3/13 - 9-Month CD Special, 3.00% APY

10/30 - 1.50% 13-Month & 1.94% 30-Month CDs In Oklahoma

Reviews (1)

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Spirit Bank Oklahoma Service..

Posted by: mcgsr | Dec 4, 2010

Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.

Comment

Health

B+

Data as of Q1 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4048
Year Established	1916
Employees	133
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	3.64%
Annual Interest Income	$7.0MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$643.2MM$600.5MM
Loans	Q1 2019vs Q1 2018	$478.8MM$445.5MM
Deposits	Q1 2019vs Q1 2018	$555.3MM$506.9MM
Equity Capital	Q1 2019vs Q1 2018	$71.4MM$64.5MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$7.7MM$7.1MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$5.8MM$6.2MM
Real Estate Owned	Q1 2019vs Q1 2018	$11.6MM$13.5MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not SpiritBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SpiritBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Personal Savings
OTHER TIERS: 0.05% → $100 - $1k \| 0.10% → $1k - $25k

SpiritBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%^*	$500k^*	-	Commercial Money Market
OTHER TIERS: 0.20% → $5k - $25k \| 0.30% → $25k - $100k \| 0.40% → $100k - $250k \| 0.60% → $250k - $500k
0.80%^*	$250k^*	-	VIP Money Market
OTHER TIERS: 0.20% → $5k - $25k \| 0.30% → $25k - $75k \| 0.40% → $75k - $100k \| 0.50% → $100k - $250k

SpiritBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$25k	-	Non-Profit NOW Account
0.05%	$1.5k	-	NOW Account

SpiritBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.40%	$2.5k	$240k	22 Month CD Special
2.23%	$2.5k	$240k	15 Month CD Special
1.90%	$1k	$240k	5 Year CD
1.70%	$1k	$240k	4 Year CD
1.50%	$1k	$240k	3 Year CD
1.40%	$1k	$240k	24 Month CD
1.15%	$2.5k	$240k	12 Month CD
0.80%	$2.5k	$240k	6 Month CD
0.65%	$2.5k	$240k	91 Day CD
0.35%	$2.5k	$240k	30 Day CD

SpiritBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.19%	$1k	-	18 Month Variable IRA
2.10%	$1k	-	30 Month Variable IRA
1.50%	$100k	-	18 Month IRA Special
0.90%	$1k	-	30 Month IRA

Locations

Availability

Tulsa Area

Tulsa Area bank & credit union details

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