SpiritBank
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.90% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.15% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
SpiritBank is headquartered in Tulsa and is the 19th largest bank in the state of Oklahoma. It is also the 1,126th largest bank in the nation. It was established in 1916 and as of December of 2018, it had grown to 137 employees at 7 locations. SpiritBank's money market rates are 82% higher than the national average, and it has a C+ health rating.
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Spirit Bank Oklahoma Service..
Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 4048 |
| Year Established | 1916 |
| Employees | 137 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 6.93% |
| Annual Interest Income | $26.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $661.6MM$670.4MM |
| Loans | Q4 2018vs Q4 2017 | $491.2MM$482.8MM |
| Deposits | Q4 2018vs Q4 2017 | $575.9MM$543.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $68.5MM$64.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $7.7MM$7.9MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $7.0MM$3.4MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $12.0MM$13.2MM |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
9-Month CD Special, 3.00% APY
Available in-branch.
Market area includes Creek, Lincoln, Payne, and Tulsa Counties, Oklahoma.
Always verify rates and promotions with the bank or credit union. We are not SpiritBank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
SpiritBank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.15%* | $25k* | - | Personal Savings | ||
| OTHER TIERS: 0.05% → $100 - $1k | 0.10% → $1k - $25k | |||||
SpiritBank Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.80%* | $500k* | - | Commercial Money Market | ||
| OTHER TIERS: 0.20% → $5k - $25k | 0.30% → $25k - $100k | 0.40% → $100k - $250k | 0.60% → $250k - $500k | |||||
| 0.80%* | $250k* | - | VIP Money Market | ||
| OTHER TIERS: 0.20% → $5k - $25k | 0.30% → $25k - $75k | 0.40% → $75k - $100k | 0.50% → $100k - $250k | |||||
SpiritBank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $25k | - | Non-Profit NOW Account | |
| 0.05% | $1.5k | - | NOW Account |
SpiritBank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $2.5k | - | 9 Month CD Special | |
| 2.40% | $2.5k | $240k | 22 Month CD Special | |
| 2.23% | $2.5k | $240k | 15 Month CD Special | |
| 1.90% | $1k | $240k | 5 Year CD | |
| 1.70% | $1k | $240k | 4 Year CD | |
| 1.50% | $1k | $240k | 3 Year CD | |
| 1.40% | $1k | $240k | 24 Month CD | |
| 1.15% | $2.5k | $240k | 12 Month CD | |
| 0.80% | $2.5k | $240k | 6 Month CD | |
| 0.65% | $2.5k | $240k | 91 Day CD | |
| 0.35% | $2.5k | $240k | 30 Day CD |
SpiritBank IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.52% | $1k | - | 30 Month Variable IRA | |
| 2.45% | $1k | - | 18 Month Variable IRA | |
| 1.50% | $100k | - | 18 Month IRA Special | |
| 0.90% | $1k | - | 30 Month IRA |
