SpiritBank


Overview / Commentary
918-742-4442
4815 South Harvard, Suite 100
Tulsa, OK 74135

SpiritBank is headquartered in TULSA and is the 32nd largest bank in the state of Oklahoma. It is also the 1,303rd largest bank in the nation. It was established in 1916 and as of September of 2023, it had grown to 122 employees at 6 locations. SpiritBank's money market rates are 3X the national average, and it has a B health rating.

Reviews (1)

Spirit Bank Oklahoma Service..

Posted by: |

Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.



Health

Health Grade Components

Overall
FDIC Certificate #4048
Year Established1916
Employees122
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD8.12%
Annual Interest Income$29.2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$715.8MM$723.3MM
LoansQ3 2023vs Q3 2022$611.4MM$640.6MM
DepositsQ3 2023vs Q3 2022$630MM$635.1MM
Equity CapitalQ3 2023vs Q3 2022$77.7MM$76.8MM
Loan Loss AllowanceQ3 2023vs Q3 2022$9.7MM$8.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$14.2MM$11.8MM
Real Estate OwnedQ3 2023vs Q3 2022$17K$1.6MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not SpiritBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SpiritBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1.5k-Health Savings Now Account (HSA)
0.50%*$25k*-Personal Savings
OTHER TIERS: 0.40% $100 - $1k | 0.45% $1k - $25k

SpiritBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%*$500k*-Commercial Money Market
OTHER TIERS: 0.85% $5k - $25k | 1.10% $25k - $100k | 1.20% $100k - $250k | 1.30% $250k - $500k
1.40%*$250k*-VIP Money Market
OTHER TIERS: 0.85% $5k - $25k | 1.10% $25k - $75k | 1.20% $75k - $100k | 1.30% $100k - $250k

SpiritBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%$1.5k-NOW Account
0.80%$25k-Non-Profit NOW Account

SpiritBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$1k$240k13 Month CD Special
4.75%$2.5k$240k9 Month CD Special
4.50%$2.5k$240k7 Month CD Special
1.29%$1k$240k5 Year CD
1.15%$1k$240k3 Year CD
1.15%$1k$240k4 Year CD
1.10%$1k$240k24 Month CD
1.00%$2.5k$240k12 Month CD
0.80%$2.5k$240k6 Month CD
0.65%$2.5k$240k91 Day CD
0.50%$2.5k$240k30 Day CD

SpiritBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.37%$1k-18 Month Variable IRA
5.20%$1k-30 Month Variable IRA
1.15%$1k-30 Month IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.