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4815 South Harvard, Suite 100
Tulsa, OK 74135

SpiritBank is headquartered in Tulsa and is the 23rd largest bank in the state of Oklahoma. It is also the 1,208th largest bank in the nation. It was established in 1916 and as of March of 2018, it had grown to 137 employees at 7 locations. SpiritBank's money market rates are 82% higher than the national average, but it has a C health rating.

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Reviews (1)

Spirit Bank Oklahoma Service..

Posted by: mcgsr | Dec 4, 2010

Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.


Health Grade Components

FDIC Certificate #4048
Year Established1916
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.17%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$600.5MM$724.7MM
LoansQ1 2018vs Q1 2017$445.5MM$524.5MM
DepositsQ1 2018vs Q1 2017$506.9MM$556.3MM
Equity CapitalQ1 2018vs Q1 2017$64.5MM$67.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$7.1MM$9.0MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$6.2MM$2.0MM
Real Estate OwnedQ1 2018vs Q1 2017$13.5MM$14.5MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SpiritBank Savings Account Rates

0.15%*$25k*-Personal Savings
OTHER TIERS: 0.05% $100 - $1k | 0.10% $1k - $25k

SpiritBank Money Market Rates

0.80%*$500k*-Commercial Money Market
OTHER TIERS: 0.20% $5k - $25k | 0.30% $25k - $100k | 0.40% $100k - $250k | 0.60% $250k - $500k
0.80%*$250k*-VIP Money Market
OTHER TIERS: 0.20% $5k - $25k | 0.30% $25k - $75k | 0.40% $75k - $100k | 0.50% $100k - $250k
0.20%*$25k*-Premier Money Market
OTHER TIERS: 0.10% $10k - $25k

SpiritBank Checking Account Rates

0.10%$25k-Non-Profit NOW Account
0.05%$1.5k-NOW Account

SpiritBank CD Rates

1.75%$2.5k-18 Month CD Special
1.65%$1k$240k5 Year CD
1.45%$1k$240k4 Year CD
1.40%$2.5k$240k7 Month CD Special
1.25%$1k$240k3 Year CD
1.15%$1k$240k24 Month CD
0.90%$2.5k$240k12 Month CD
0.55%$2.5k$240k6 Month CD
0.40%$2.5k$240k91 Day CD
0.10%$2.5k$240k30 Day CD

SpiritBank IRA Rates

2.14%--30 Month Variable IRA
1.98%--18 Month Variable IRA
1.00%$100k-18 Month IRA Special
0.90%--30 Month IRA
0.65%--18 Month IRA


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