SpiritBank

Overview / Commentary

www.spiritbank.com

918-742-4442

4815 South Harvard, Suite 100
Tulsa, OK 74135

SpiritBank is headquartered in TULSA and is the 32^nd largest bank in the state of Oklahoma. It is also the 1,319^th largest bank in the nation. It was established in 1916 and as of March of 2023, it had grown to 119 employees at 6 locations. SpiritBank's money market rates are 3X the national average, and it has a B health rating.

View all posts from:

2019
2010

3/13 - 9-Month CD Special, 3.00% APY

10/30 - 1.50% 13-Month & 1.94% 30-Month CDs In Oklahoma

Reviews (1)

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Spirit Bank Oklahoma Service..

Posted by: mcgsr | Dec 4, 2010

Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.

Comment

Health

Data as of Q1 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4048
Year Established	1916
Employees	119
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.9%
Return on Equity - YTD	8%
Annual Interest Income	$9.3MM

Assets and Liabilities
Assets	Q1 2023vs Q1 2022	$694.3MM$736.2MM
Loans	Q1 2023vs Q1 2022	$605.8MM$616.9MM
Deposits	Q1 2023vs Q1 2022	$608.6MM$631.2MM
Equity Capital	Q1 2023vs Q1 2022	$79.0MM$76.2MM
Loan Loss Allowance	Q1 2023vs Q1 2022	$9.2MM$8.8MM
Unbacked Noncurrent Loans	Q1 2023vs Q1 2022	$11.2MM$3.6MM
Real Estate Owned	Q1 2023vs Q1 2022	$199.00K$1.8MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not SpiritBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SpiritBank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.80%	$1.5k	-	Health Savings Now Account (HSA)
0.50%^*	$25k^*	-	Personal Savings
OTHER TIERS: 0.40% → $100 - $1k \| 0.45% → $1k - $25k

SpiritBank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^*	$500k^*	-	Commercial Money Market
OTHER TIERS: 0.85% → $5k - $25k \| 1.10% → $25k - $100k \| 1.20% → $100k - $250k \| 1.30% → $250k - $500k
1.40%^*	$250k^*	-	VIP Money Market
OTHER TIERS: 0.85% → $5k - $25k \| 1.10% → $25k - $75k \| 1.20% → $75k - $100k \| 1.30% → $100k - $250k

SpiritBank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.80%	$1.5k	-	NOW Account
0.80%	$25k	-	Non-Profit NOW Account

SpiritBank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$1k	$240k	13 Month CD Special
4.75%	$2.5k	$240k	9 Month CD Special
4.50%	$2.5k	$240k	7 Month CD Special
1.29%	$1k	$240k	5 Year CD
1.15%	$1k	$240k	3 Year CD
1.15%	$1k	$240k	4 Year CD
1.10%	$1k	$240k	24 Month CD
1.00%	$2.5k	$240k	12 Month CD
0.80%	$2.5k	$240k	6 Month CD
0.65%	$2.5k	$240k	91 Day CD
0.50%	$2.5k	$240k	30 Day CD

SpiritBank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
5.59%	$1k	-	30 Month Variable IRA
5.50%	$1k	-	18 Month Variable IRA
1.15%	$1k	-	30 Month IRA

Locations

Availability

Tulsa Area

Tulsa Area bank & credit union details

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