Featured Savings Rates
Featured Accounts

SpiritBank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.65%5-year CD5 Year CD
0.90%1-year CD12 Month CD
0.15%SavingsPersonal Savings

Overview / Commentary
918-712-9292
4815 South Harvard, Suite 100
Tulsa, OK 74135

SpiritBank is headquartered in Tulsa and is the 14th largest bank in the state of Oklahoma. It is also the 1,059th largest bank in the nation. It was established in 1916 and as of June of 2017, it had grown to 208 employees at 7 locations. SpiritBank has a D health rating.

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Reviews (1)

Spirit Bank Oklahoma Service..

Posted by: mcgsr | Dec 4, 2010

Bristow and Stroud and OKC branches are great locals to do business with. I am a small customer for them but am treated like I own the place.



Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. SpiritBank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #4048
Year Established1916
Employees208
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-5.97%
Return on Equity - YTD-56.5%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$699.5MM$766.5MM
LoansQ2 2017vs Q2 2016$485.0MM$651.0MM
DepositsQ2 2017vs Q2 2016$551.1MM$514.2MM
Equity CapitalQ2 2017vs Q2 2016$62.7MM$82.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$9.0MM$6.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.0MM$14.9MM
Real Estate OwnedQ2 2017vs Q2 2016$14.2MM$12.3MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SpiritBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Personal Savings
OTHER TIERS: 0.05% $100 - $1k | 0.10% $1k - $25k

SpiritBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.38%*$100k*-VIP Money Market
OTHER TIERS: 0.05% $5k - $75k | 0.15% $75k - $100k
0.20%*$25k*-Premier Money Market
OTHER TIERS: 0.10% $10k - $25k
0.05%$5k-Commercial Money Market

SpiritBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$25k-Non-Profit NOW Account
0.05%$1,500-NOW Account

SpiritBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$1k$240k5 Year CD
1.50%$2,500-18 Month CD Special
1.45%$1k$240k4 Year CD
1.25%$1k$240k3 Year CD
1.15%$1k$240k24 Month CD
1.00%$2,500$240k7 Month CD Special
0.90%$2,500$240k12 Month CD
0.55%$2,500$240k6 Month CD
0.40%$2,500$240k91 Day CD
0.10%$2,500$240k30 Day CD

SpiritBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.21%--30 Month Variable IRA
1.07%--18 Month Variable IRA
1.00%$100k-18 Month IRA Special
0.90%--30 Month IRA
0.65%--18 Month IRA
Locations

Availability