Featured Savings Rates
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Spojnia Credit Union

Popular Accounts at this Credit Union

1.15%5-year CD60 Month Share Certificate
0.54%1-year CD12 Month Share Certificate
0.05%SavingsShare Savings Account

Overview / Commentary
1006 Pittston Ave
Scranton, PA 18505

Spojnia Credit Union is headquartered in Scranton and is the 220th largest credit union in the state of Pennsylvania. It is also the 3,837th largest credit union in the nation. It was established in 1974 and as of June of 2016, it had grown to 3 employees and 1,031 members at 1 location. Spojnia Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to Polish National Union of America policyholders or members of any parish or affiliated church group of the Polish National Catholic Church.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spojnia Credit Union has a low asset base.

Health Grade Components

NCUA #62998
Year Chartered1974
Primary Regulator
Profit Margin
Return on Assets - YTD-0.27%
Return on Equity - YTD-1.52%
Annual Interest Income$147.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$14.3MM$14.6MM
LoansQ2 2016vs Q2 2015$4.2MM$4.3MM
DepositsQ2 2016vs Q2 2015$11.8MM$12.0MM
Equity CapitalQ2 2016vs Q2 2015$2.5MM$2.5MM
Loan Loss AllowanceQ2 2016vs Q2 2015$38.00K$42.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$30.00K$22.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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Spojnia Credit Union Savings Account Rates

0.15%-$5kChristmas Club Account
0.15%-$5kVacation Club Account
0.05%$50-Share Savings Account

Spojnia Credit Union CD Rates

1.15%$1k-60 Month Share Certificate
1.04%$1k-48 Month Share Certificate
0.94%$1k-36 Month Share Certificate
0.74%$1k-24 Month Share Certificate
0.54%$1k-12 Month Share Certificate
0.34%$1k-6 Month Share Certificate

Spojnia Credit Union Locations
Branch Office1006 Pittston AveScranton, PA 18505