Spojnia Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
1.15% APY
60 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 5-year CD | 60 Month Share Certificate 2.25% - Ally Bank High Yield 5 Year CD |
| 0.54% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Share Savings Account 1.15% - CIT Bank Spring Savings |
Overview / Commentary
Spojnia Credit Union is headquartered in Scranton and is the 215th largest credit union in the state of Pennsylvania. It is also the 3,863rd largest credit union in the nation. It was established in 1974 and as of March of 2017, it had grown to 3 employees and 1,040 members at 1 location. Spojnia Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to Polish National Union of America policyholders or members of any parish or affiliated church group of the Polish National Catholic Church.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spojnia Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 62998 |
| Year Chartered | 1974 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.11% |
| Return on Equity - YTD | -0.64% |
| Annual Interest Income | $75.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $14.0MM$14.3MM |
| Loans | Q1 2017vs Q1 2016 | $4.2MM$4.2MM |
| Deposits | Q1 2017vs Q1 2016 | $11.5MM$11.8MM |
| Equity Capital | Q1 2017vs Q1 2016 | $2.5MM$2.5MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $38.00K$38.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $30.00K$21.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
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Spojnia Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | $5k | Christmas Club Account | |
| 0.15% | - | $5k | Vacation Club Account | |
| 0.05% | - | - | Share Savings Account |
Spojnia Credit Union CD Rates
Locations
| Spojnia Credit Union Locations | ||
|---|---|---|
| Branch Office | 1006 Pittston Ave | Scranton, PA 18505 |