Spojnia Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.25% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 2.86% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.26% - National Average |
Spojnia Credit Union is headquartered in Scranton and is the 210th largest credit union in the state of Pennsylvania. It is also the 3,803rd largest credit union in the nation. It was established in 1974 and as of December of 2018, it had grown to 3 employees and 994 members at 1 location. Spojnia Credit Union's CD rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Spojnia Credit Union membership is open to Polish National Union of America policyholders or members of any parish or affiliated church group of the Polish National Catholic Church.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62998 |
| Year Chartered | 1974 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.55% |
| Return on Equity - YTD | -2.95% |
| Annual Interest Income | $332.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $12.8MM$13.0MM |
| Loans | Q4 2018vs Q4 2017 | $5.4MM$4.6MM |
| Deposits | Q4 2018vs Q4 2017 | $10.4MM$10.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.4MM$2.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $50.00K$18.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $49.00K$54.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Spojnia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Spojnia Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | $5k | Christmas Club | |
| 0.15% | - | $5k | Vacation Club | |
| 0.05% | $5 | - | Share (Savings) |
Spojnia Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.25% | $1k | - | 60 Month CD | |
| 3.19% | $1k | - | 48 Month CD | |
| 3.18% | $1k | - | 36 Month CD | |
| 3.10% | $1k | - | 24 Month CD | |
| 2.86% | $1k | - | 12 Month CD | |
| 2.64% | $1k | - | 6 Month CD | |
| 2.43% | $1k | - | 90 Day CD Special - New Money |
| Spojnia Credit Union Locations | ||
|---|---|---|
| Branch Office | 1006 Pittston Ave | Scranton, PA 18505 |