Overview / Commentary
509-325-7228
1930 N Monroe St
Spokane, WA 99205-4538

Spokane City Credit Union is headquartered in Spokane and is the 63rd largest credit union in the state of Washington. It is also the 2,528th largest credit union in the nation. It was established in 1934 and as of June of 2018, it had grown to 10 employees and 5,290 members at 1 location. Spokane City Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to anyone living, working, attending school or worshiping in the state of Washington, and to residents of Bonner, Benewah or Kootenai counties in Idaho.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68283
Year Chartered1934
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.8%
Annual Interest Income$759.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$41.8MM$38.0MM
LoansQ2 2018vs Q2 2017$31.8MM$25.6MM
DepositsQ2 2018vs Q2 2017$37.7MM$34.1MM
Equity CapitalQ2 2018vs Q2 2017$3.9MM$3.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$157.00K$90.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$53.00K$172.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spokane City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25$5kHoliday Saving Club Account
0.35%$50-IRA Savings
0.25%*$5k*-Regular Share (Saving) Account
OTHER TIERS: 0.15% $5 - $1k | 0.20% $1k - $5k

Spokane City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Preferred Share Investment Account
OTHER TIERS: 0.30% $5k - $25k | 0.40% $25k - $50k
0.50%*$50k*- Money Market Account
OTHER TIERS: 0.30% $5k - $25k | 0.40% $25k - $50k

Spokane City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k$50k18 Month CD Special - New Money Only
1.50%$1k$50k9 Month CD Special - New Money Only
0.65%*$25k*-24 Month CD
OTHER TIERS: 0.60% $1k - $25k
0.55%*$25k*-12 Month CD
OTHER TIERS: 0.50% $1k - $25k
0.45%*$25k*-6 Month CD
OTHER TIERS: 0.40% $1k - $25k

Spokane City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$1k$50k18 Month IRA Special - New Money Only
1.50%$1k$50k9 Month IRA Special - New Money Only
0.65%*$25k*-24 Month IRA
OTHER TIERS: 0.60% $1k - $25k
0.55%*$25k*-12 Month IRA
OTHER TIERS: 0.50% $1k - $25k
0.45%*$25k*-6 Month IRA
OTHER TIERS: 0.40% $1k - $25k
Locations


Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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