Spokane City Credit Union


Overview / Commentary
509-325-7228
1930 N Monroe St
Spokane, WA 99205

Spokane City Credit Union is headquartered in Spokane and is the 59th largest credit union in the state of Washington. It is also the 2,295th largest credit union in the nation. It was established in 1934 and as of June of 2022, it had grown to 9 employees and 4,264 members at 1 location. Spokane City Credit Union has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to those who live, work, attend school or worship in the following: 1) Adams, Ferry, Lincoln, Pend Oreille, Spokane, Stevens, or Williams counties in Washington; 2) Benewah, Bonner, or Kootenai counties in Idaho. (FOM information is listed in the online application)
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68283
Year Chartered1934
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.68%
Annual Interest Income$998.00K
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$63.3MM$57.7MM
LoansQ2 2022vs Q2 2021$48.3MM$42.4MM
DepositsQ2 2022vs Q2 2021$57.7MM$52.6MM
Equity CapitalQ2 2022vs Q2 2021$5.3MM$4.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$546.00K$522.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$8.00K$58.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

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Locations


Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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