Spokane City Credit Union


Overview / Commentary
509-325-7228
1930 N Monroe St
Spokane, WA 99205

Spokane City Credit Union is headquartered in Spokane and is the 60th largest credit union in the state of Washington. It is also the 2,357th largest credit union in the nation. It was established in 1934 and as of March of 2021, it had grown to 10 employees and 4,774 members at 1 location. Spokane City Credit Union has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to those who live, work, attend school or worship in the following: 1) Adams, Ferry, Lincoln, Pend Oreille, Spokane, Stevens, or Williams counties in Washington; 2) Benewah, Bonner, or Kootenai counties in Idaho. (FOM information is listed in the online application)
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68283
Year Chartered1934
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD8.73%
Annual Interest Income$472.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$57.7MM$47.3MM
LoansQ1 2021vs Q1 2020$41.1MM$38.9MM
DepositsQ1 2021vs Q1 2020$52.8MM$42.8MM
Equity CapitalQ1 2021vs Q1 2020$4.7MM$4.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$523.00K$315.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$76.00K$83.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates

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Locations


Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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