Overview / Commentary
Spokane City Credit Union is headquartered in Spokane and is the 56th largest credit union in the state of Washington. It is also the 2,204th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 11 employees and 4,286 members at 2 locations. Spokane City Credit Union has a B+ health rating.
Field of Membership Restrictions
Spokane City Credit Union membership is open to those who live, work, worship, or attend school in the state of Washington.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68283 |
| Year Chartered | 1934 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.78% |
| Return on Equity - YTD | 7.72% |
| Annual Interest Income | $737K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $65.5MM$65.2MM |
| Loans | Q1 2025vs Q1 2024 | $51.2MM$52MM |
| Deposits | Q1 2025vs Q1 2024 | $58.6MM$58.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.5MM$6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $395K$465K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $102K$88K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |