Spokane City Credit Union


Overview / Commentary
509-325-7228
1930 N Monroe St
Spokane, WA 99205

Spokane City Credit Union is headquartered in Spokane and is the 63rd largest credit union in the state of Washington. It is also the 2,434th largest credit union in the nation. It was established in 1934 and as of September of 2020, it had grown to 9 employees and 4,790 members at 1 location. Spokane City Credit Union's money market rates are 14% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to those who live, work, attend school or worship in the following: 1) Adams, Ferry, Lincoln, Pend Oreille, Spokane, Stevens, or Williams counties in Washington; 2) Benewah, Bonner, or Kootenai counties in Idaho. (FOM information is listed in the online application)
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Related Posts

Spokane City Credit Union Offers Top-Rate 36-Month CD With Add-On - 6/26/2020

Spokane City Credit Union's (WA/ID) 36-month CD currently earns 2.02% APY. $1k min/$100k max deposit per household. Unlimited additional deposits ($500 min).

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #68283
Year Chartered1934
Employees9
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.1%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$50.0MM$46.4MM
LoansQ3 2020vs Q3 2019$40.8MM$37.6MM
DepositsQ3 2020vs Q3 2019$45.3MM$42.0MM
Equity CapitalQ3 2020vs Q3 2019$4.5MM$4.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$462.00K$246.00K
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$42.00K$164.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Spokane City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spokane City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25$5kHoliday Saving Club Account
0.50%$50-CESA
0.50%*$100k*-Individual Retirement Account
OTHER TIERS: 0.25% $50 - $10k | 0.35% $10k - $50k | 0.45% $50k - $100k
0.15%--Regular Share (Saving) Account

Spokane City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Preferred Share Investment Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $50k | 0.45% $50k - $100k
0.50%*$100k*- Money Market Account
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $50k | 0.45% $50k - $100k

Spokane City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k$100k18 Month CD
0.90%$1k$100k15 Month CD
0.75%$1k$100k12 Month CD
0.75%$100-12 Month CU Succeed CD
0.66%$1k$100k10 Month CD
0.50%$1k$100k6 Month CD

Spokane City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$1k-18 Month IRA
0.90%$1k-15 Month IRA
0.75%$1k-12 Month IRA
0.66%$1k-10 Month IRA
0.50%$1k-6 Month IRA
Locations


Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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