Spokane City Credit Union

Overview / Commentary
1930 N Monroe St
Spokane, WA 99205

Spokane City Credit Union is headquartered in Spokane and is the 58th largest credit union in the state of Washington. It is also the 2,290th largest credit union in the nation. It was established in 1934 and as of September of 2022, it had grown to 10 employees and 4,315 members at 1 location. Spokane City Credit Union has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to those who live, work, attend school or worship in the following: 1) Adams, Ferry, Lincoln, Pend Oreille, Spokane, Stevens, or Williams counties in Washington; 2) Benewah, Bonner, or Kootenai counties in Idaho. (FOM information is listed in the online application)
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68283
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.29%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$63.0MM$58.8MM
LoansQ3 2022vs Q3 2021$51.7MM$44.1MM
DepositsQ3 2022vs Q3 2021$57.2MM$53.6MM
Equity CapitalQ3 2022vs Q3 2021$5.4MM$5.0MM
Loan Loss AllowanceQ3 2022vs Q3 2021$573.00K$533.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$58.00K$38.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

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Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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