Spokane City Credit Union

Overview / Commentary
1930 N Monroe St
Spokane, WA 99205

Spokane City Credit Union is headquartered in Spokane and is the 60th largest credit union in the state of Washington. It is also the 2,326th largest credit union in the nation. It was established in 1934 and as of December of 2021, it had grown to 9 employees and 4,360 members at 1 location. Spokane City Credit Union has a B+ health rating.

Field of Membership Restrictions

Spokane City Credit Union membership is open to those who live, work, attend school or worship in the following: 1) Adams, Ferry, Lincoln, Pend Oreille, Spokane, Stevens, or Williams counties in Washington; 2) Benewah, Bonner, or Kootenai counties in Idaho. (FOM information is listed in the online application)
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane City Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68283
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD9.81%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$60.3MM$53.0MM
LoansQ4 2021vs Q4 2020$45.2MM$41.5MM
DepositsQ4 2021vs Q4 2020$54.9MM$48.2MM
Equity CapitalQ4 2021vs Q4 2020$5.1MM$4.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$547.00K$512.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$36.00K$73.00K
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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Spokane City Credit Union Locations
Branch Office1930 N Monroe StSpokane, WA 99205-4538

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