Spokane Media Federal Credit Union

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Overview / Commentary

smfcu.org

509-838-8960

6103 N Astor St
Spokane, WA 99208

Spokane Media Federal Credit Union is headquartered in Spokane and is the 81^st largest credit union in the state of Washington. It is also the 3,990^th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 4 employees and 1,164 members at 1 location. Spokane Media Federal Credit Union's CD rates are 12% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Spokesman-Review, nland Empire Paper Company, and local television and radio stations, advertising and public relations firms.
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Health

C+

Data as of Q3 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane Media Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24451
Year Chartered	1938
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.42%
Return on Equity - YTD	4.97%
Annual Interest Income	$308.00K

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$11.0MM$11.5MM
Loans	Q3 2018vs Q3 2017	$8.0MM$7.0MM
Deposits	Q3 2018vs Q3 2017	$9.9MM$10.5MM
Equity Capital	Q3 2018vs Q3 2017	$939.00K$890.00K
Loan Loss Allowance	Q3 2018vs Q3 2017	$37.00K$21.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$12.00K$18.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spokane Media Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Holiday Club
0.15%	-	-	Regular Savings

Spokane Media Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.01%	$1k	-	1 Year CD
0.75%	$1k	-	6 Month Share CD

Spokane Media Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.78%	$1k	-	1 Year IRA

Locations

Spokane Media Federal Credit Union Locations
Branch Office	6103 N Astor St	Spokane, WA 99208-8102

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