Spokane Media Federal Credit Union

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Overview / Commentary

smfcu.org

509-838-8960

901 W Riverside Ave
Spokane, WA 99201

Spokane Media Federal Credit Union is headquartered in Spokane and is the 84^th largest credit union in the state of Washington. It is also the 4,186^th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 4 employees and 1,220 members at 2 locations. Spokane Media Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of the Spokesman-Review, nland Empire Paper Company, and local television and radio stations, advertising and public relations firms.
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Health

C+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Spokane Media Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24451
Year Chartered	1938
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	4.77%
Annual Interest Income	$182.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$10.6MM$10.6MM
Loans	Q2 2016vs Q2 2015	$6.4MM$6.3MM
Deposits	Q2 2016vs Q2 2015	$9.7MM$9.8MM
Equity Capital	Q2 2016vs Q2 2015	$839.00K$794.00K
Loan Loss Allowance	Q2 2016vs Q2 2015	$22.00K$23.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$25.00K$0
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Spokane Media Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	-	-	Holiday Club
0.10%	-	-	Regular Savings

Spokane Media Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$1k	-	180 Day CD
0.25%	$1k	-	1 Year CD

Spokane Media Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$1k	-	1 Year IRA

Locations

Spokane Media Federal Credit Union Locations
Branch Office	9001 E Euclid Ave	Spokane Valley, WA 99212
Branch Office	901 W Riverside Ave	Spokane, WA 99201-1006