Springfield State Bank

Overview / Commentary
125 East Main Street
Springfield, KY 40069

Springfield State Bank is headquartered in SPRINGFIELD and is the 45th largest bank in the state of Kentucky. It is also the 2,099th largest bank in the nation. It was established in 1911 and as of March of 2023, it had grown to 37 employees at 3 locations. Springfield State Bank has an A+ health rating.

Reviews (1)


Posted by: |

My husband and I have been using Springfield State Bank for both our personal and business banking needs for many years now. Among other products and accounts, we use business and personal checking and savings accounts as well. The fees are in line with most others at this point, and the ease of use with these accounts is great. Because it is a local bank, you get a very friendly feel when you call or go into a branch for assistance. We have never had any trouble with this bank in 10+ years of banking with them, and can always count on them to help to the best of their abilities. Their online banking site is great, it is a little basic compared to some of the national bank sites, but it has everything you need and is easy to navigate. We also get to use it for free as part of our fee for our checking account, which is nice. I would also like to mention that should the need arise, it is quite easy to get one of the board members on the phone, such as the vice president of the bank, which is a bonus since usually you have to speak to tellers at the bottom line when you call banks for help. I would definitely recommend this bank to anyone local to our area.


Health Grade Components

FDIC Certificate #8772
Year Established1911
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.31%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$384.8MM$382.0MM
LoansQ1 2023vs Q1 2022$231.2MM$194.9MM
DepositsQ1 2023vs Q1 2022$305.2MM$294.6MM
Equity CapitalQ1 2023vs Q1 2022$41.2MM$44.5MM
Loan Loss AllowanceQ1 2023vs Q1 2022$2.6MM$2.3MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$259.00K$790.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Springfield State Bank; we are a rate comparison website and cannot provide official rates or promotions.

Springfield State Bank Savings Account Rates

0.15%$100-Passbook Savings

Springfield State Bank Checking Account Rates

0.05%$1k-Advantage Checking
0.05%$2.5k-Advantage Plus Checking

Springfield State Bank CD Rates

1.01%$500-5 Year CD
0.80%$500-4 Year CD
0.65%$500-3 Year CD
0.40%$500-2 Year CD
0.35%$500-6 Month CD
0.35%$500-1 Year CD
0.35%$500-18 Month CD
0.15%$500-91 Day CD

Springfield State Bank IRA Rates

1.16%$500-3 Year IRA
1.06%$500-2 Year IRA
0.65%$500-18 Month IRA
0.40%$500-1 Year IRA

Springfield State Bank Locations
Willisburg Branch2559 Main StreetWillisburg, KY 40078
Bardstown Road Branch1060 Bardstown RoadSpringfield, KY 40069
Springfield State Bank125 E Main StSpringfield, KY 40069

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.