Springfield State Bank


Overview / Commentary
859-336-3939
125 East Main Street
Springfield, KY 40069

Springfield State Bank is headquartered in SPRINGFIELD and is the 41st largest bank in the state of Kentucky. It is also the 1,984th largest bank in the nation. It was established in 1911 and as of September of 2024, it had grown to 41 employees at 3 locations. Springfield State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #8772
Year Established1911
Employees41
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.66%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$430.6MM$396.4MM
LoansQ3 2024vs Q3 2023$281.9MM$252.6MM
DepositsQ3 2024vs Q3 2023$327.7MM$307.7MM
Equity CapitalQ3 2024vs Q3 2023$49.7MM$39MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3MM$2.7MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$265K$344K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


Springfield State Bank Locations
Bardstown Road Branch1060 Bardstown RoadSpringfield, KY 40069
Springfield State Bank125 E Main StSpringfield, KY 40069
Willisburg Branch2559 Main StreetWillisburg, KY 40078

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