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Overview / Commentary
8482 West State Road 56
French Lick, IN 47432

Springs Valley Bank & Trust Company is headquartered in French Lick and is the 41st largest bank in the state of Indiana. It is also the 1,954th largest bank in the nation. It was established in 1902 and as of September of 2016, it had grown to 87 employees at 4 locations. Springs Valley Bank & Trust Company has an A health rating.


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Health Grade Components

FDIC Certificate #4419
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.38%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$344.9MM$307.9MM
LoansQ3 2016vs Q3 2015$259.0MM$228.6MM
DepositsQ3 2016vs Q3 2015$266.7MM$236.3MM
Equity CapitalQ3 2016vs Q3 2015$34.5MM$30.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.1MM$2.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.2MM$2.8MM
Real Estate OwnedQ3 2016vs Q3 2015$404.00K$907.00K
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Springs Valley Bank & Trust Company Savings Account Rates

0.06%*$2k*-Health Savings Accoount
OTHER TIERS: 0.03% Up to $2k

Springs Valley Bank & Trust Company Locations
Jasper Branch1500 Main StreetJasper, IN 47546
Springs Valley Bank & Trust Company8482 West State Road 56French Lick, IN 47432
3rd Avenue Branch865 3rd AveJasper, IN 47546
Springs Valley Bankd & Trust867 Gospel StreetPaoli, IN 47454