Springs Valley Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.svbt.bank

812-936-9961

8482 West State Road 56
French Lick, IN 47432

Springs Valley Bank & Trust Company is headquartered in FRENCH LICK and is the 32^nd largest bank in the state of Indiana. It is also the 1,485^th largest bank in the nation. It was established in 1902 and as of March of 2025, it had grown to 117 employees at 6 locations. Springs Valley Bank & Trust Company's money market rates are 7X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4419
Year Established	1902
Employees	117
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.32%
Return on Equity - YTD	13.16%
Annual Interest Income	$8.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$639.3MM$602.1MM
Loans	Q1 2025vs Q1 2024	$463MM$476.1MM
Deposits	Q1 2025vs Q1 2024	$564.8MM$523.8MM
Equity Capital	Q1 2025vs Q1 2024	$64.7MM$59MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.9MM$6.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$1.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$309K$522K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Springs Valley Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$5k^*	-	Health Savings Accoount
OTHER TIERS: 0.05% → $0 - $20k \| 0.15% → $2k - $5k
0.15%^*	$20k^*	-	WIN (Weekly Interest Now)
OTHER TIERS: 0.10% → $1k - $20k
0.05%	$0	-	Focus Savings
0.02%	$0	-	Vacation Club
0.02%	$0	-	Christmas Club

Springs Valley Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.10% → $0 - $50k \| 0.50% → $50k - $100k \| 1.00% → $100k - $250k

Springs Valley Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1.5k	-	Premier Interest Checking
0.10%	$0	-	eZDirect Interest Checking
0.00%	$0	$0	50+ Interest Checking

Locations

Springs Valley Bank & Trust Company Locations
Jasper Branch	1500 Main Street	Jasper, IN 47546
Springs Valley Bank & Trust Company	8482 W State Road 56	French Lick, IN 47432
3rd Avenue Branch	865 3rd Ave	Jasper, IN 47546
Springs Valley Bankd & Trust	867 Gospel Street	Paoli, IN 47454
Washington Branch	1717 South State Road 57	Washington, IN 47501
Princeton Banking Center	1501 West Broadway Street	Princeton, IN 47670

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