Springs Valley Bank & Trust Company

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.svbt.bank

812-936-9961

8482 West State Road 56
French Lick, IN 47432

Springs Valley Bank & Trust Company is headquartered in FRENCH LICK and is the 33^rd largest bank in the state of Indiana. It is also the 1,488^th largest bank in the nation. It was established in 1902 and as of December of 2024, it had grown to 120 employees at 6 locations. Springs Valley Bank & Trust Company's money market rates are 7X the national average, and it has an A health rating.

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	4419
Year Established	1902
Employees	120
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.93%
Return on Equity - YTD	9.29%
Annual Interest Income	$33.6MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$638.7MM$613MM
Loans	Q4 2024vs Q4 2023	$472.7MM$477.1MM
Deposits	Q4 2024vs Q4 2023	$565.5MM$534.2MM
Equity Capital	Q4 2024vs Q4 2023	$63.3MM$64.1MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$6.8MM$7MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.3MM$2MM
Real Estate Owned	Q4 2024vs Q4 2023	$49K$49K

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Springs Valley Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.04%	$0	-	Companion saving account
0.25%^*	$5k^*	-	Health Savings Accoount
OTHER TIERS: 0.05% → $0 - $20k \| 0.15% → $2k - $5k
0.15%^*	$20k^*	-	WIN (Weekly Interest Now)
OTHER TIERS: 0.10% → $1k - $20k
0.05%	$100	-	Focus Savings
0.02%	$0	-	Vacation Club
0.02%	$0	-	Christmas Club

Springs Valley Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.04%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.10% → $0 - $50k \| 0.50% → $50k - $100k \| 1.00% → $100k - $250k

Springs Valley Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1.5k	-	Premier Interest Checking
0.10%	$0	-	eZDirect Interest Checking
0.00%	$0	$0	50+ Interest Checking

Locations

Springs Valley Bank & Trust Company Locations
Jasper Branch	1500 Main Street	Jasper, IN 47546
Springs Valley Bank & Trust Company	8482 W State Road 56	French Lick, IN 47432
3rd Avenue Branch	865 3rd Ave	Jasper, IN 47546
Springs Valley Bankd & Trust	867 Gospel Street	Paoli, IN 47454
Washington Branch	1717 South State Road 57	Washington, IN 47501
Princeton Banking Center	1501 West Broadway Street	Princeton, IN 47670

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