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SRP Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.srpfcu.org
803-278-4851
1070 Edgefield Rd
North Augusta, SC 29860

SRP Federal Credit Union is headquartered in North Augusta and is the 3rd largest credit union in the state of South Carolina. It is also the 256th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 412 employees and 196,684 members at 19 locations. SRP Federal Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in SRP Federal Credit Union is open to individuals who belong to the Association of the United States Army (AUSA) or the Savannah Riverkeeper association, regardless of residency status. Individuals who live, work, worship, volunteer, or attend school in the South Carolina counties of Aiken, Allendale, Barnwell, or Edgefield, or the Georgia counties of Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond also qualify.
See current membership details

Reviews (1)

Customer Service

Posted by: |

I remember with SRP for 10 years or more and I'm seriously thinking about closing my account when you go to the drive-thru some of the customer service representatives are very rude of maybe their only room to me I don't know.

1


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24410
Year Chartered1960
Employees412
Primary Regulator
Profit Margin
Return on Assets - YTD1.25%
Return on Equity - YTD9.65%
Annual Interest Income$25.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.96B$1.79B
LoansQ1 2025vs Q1 2024$1.26B$1.1B
DepositsQ1 2025vs Q1 2024$1.68B$1.53B
Equity CapitalQ1 2025vs Q1 2024$248.6MM$219MM
Loan Loss AllowanceQ1 2025vs Q1 2024$19.5MM$16MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$8.5MM$5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SRP Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$50k*-Community Boost High Yield Savings
OTHER TIERS: 0.50% → $0 - $25k | 3.00% → $25k - $50k
4.00%*$50k*-Business Boost High Yield Savings
OTHER TIERS: 0.37% → $0 - $5k | 1.25% → $5k - $25k | 2.50% → $25k - $50k
0.42%$0-Christmas Club Account
0.37%$0-Share Accounts
0.37%$0-Savings II
0.37%$0-Business Savings Account
0.01%$0-VISA Traditional Secured Savings

SRP Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$50k*-Non Profit - Community Boost
OTHER TIERS: 0.50% → $0 - $25k | 3.00% → $25k - $50k
0.10%$0-Checking Account

SRP Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month CD
4.00%$500-60 Month CD
4.00%$500-Business 12 Month CD
4.00%$500-Business 60 Month CD
3.90%$500-24 Month CD
3.90%$500-Business 24 Month CD
3.75%$500-6 Month CD
3.75%$500-Business 6 Month CD
3.60%$500-48 Month CD
3.60%$500-Business 48 Month CD
3.45%$500-36 Month CD
3.45%$500-Business 36 Month CD
3.10%$500-30 Month CD
3.10%$500-Business 30 Month CD
3.00%$500-3 Month CD
3.00%$500-Business 3 Month CD

SRP Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-12 Month IRA
4.00%$500-60 Month IRA
3.90%$500-24 Month IRA
3.75%$500-6 Month IRA
3.60%$500-48 Month IRA
3.45%$500-36 Month IRA
3.10%$500-30 Month IRA
3.00%$500-3 Month IRA
0.37%$0-IRA Savings
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