SRP Federal Credit Union is headquartered in North Augusta and is the 3rd largest credit union in the state of South Carolina. It is also the 256th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 412 employees and 196,684 members at 19 locations. SRP Federal Credit Union has an A+ health rating.
Field of Membership Restrictions
Membership in SRP Federal Credit Union is open to individuals who belong to the Association of the United States Army (AUSA) or the Savannah Riverkeeper association, regardless of residency status. Individuals who live, work, worship, volunteer, or attend school in the South Carolina counties of Aiken, Allendale, Barnwell, or Edgefield, or the Georgia counties of Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond also qualify.
See current membership details
Customer Service
I remember with SRP for 10 years or more and I'm seriously thinking about closing my account when you go to the drive-thru some of the customer service representatives are very rude of maybe their only room to me I don't know.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24410 |
| Year Chartered | 1960 |
| Employees | 412 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.25% |
| Return on Equity - YTD | 9.65% |
| Annual Interest Income | $25.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.96B$1.79B |
| Loans | Q1 2025vs Q1 2024 | $1.26B$1.1B |
| Deposits | Q1 2025vs Q1 2024 | $1.68B$1.53B |
| Equity Capital | Q1 2025vs Q1 2024 | $248.6MM$219MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $19.5MM$16MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8.5MM$5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
