SRP Federal Credit Union


Overview / Commentary
803-278-4851
1070 Edgefield Rd
North Augusta, SC 29860

SRP Federal Credit Union is headquartered in North Augusta and is the 4th largest credit union in the state of South Carolina. It is also the 269th largest credit union in the nation. It was established in 1960 and as of June of 2024, it had grown to 415 employees and 193,306 members at 19 locations. SRP Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in SRP Federal Credit Union is open to individuals who belong to the Association of the United States Army (AUSA) or the Savannah Riverkeeper association, regardless of residency status. Individuals who live, work, worship, volunteer, or attend school in the South Carolina counties of Aiken, Allendale, Barnwell, or Edgefield, or the Georgia counties of Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond also qualify.
See current membership details

Reviews (1)

Customer Service

Posted by: |

I remember with SRP for 10 years or more and I'm seriously thinking about closing my account when you go to the drive-thru some of the customer service representatives are very rude of maybe their only room to me I don't know.



Health

Health Grade Components

Overall
NCUA #24410
Year Chartered1960
Employees415
Primary Regulator
Profit Margin
Return on Assets - YTD1.56%
Return on Equity - YTD12.23%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$1.78B$1.69B
LoansQ2 2024vs Q2 2023$1.11B$973.2MM
DepositsQ2 2024vs Q2 2023$1.52B$1.47B
Equity CapitalQ2 2024vs Q2 2023$227.4MM$189.4MM
Loan Loss AllowanceQ2 2024vs Q2 2023$17.1MM$12.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$6.7MM$3.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not SRP Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SRP Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.42%$0-Christmas Club Account
0.37%$0-Share Accounts
0.37%$0-Savings II
0.37%$0-Business Savings Account
0.37%$0-IRA Savings
0.01%$0-VISA Traditional Secured Savings

SRP Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%*$50k*-Non Profit - Community Boost
OTHER TIERS: 0.50% $0 - $25k | 3.00% $25k - $50k
0.10%$0-Share Draft Account

SRP Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-12 Month CD
4.07%$500-24 Month CD
3.60%$500-60 Month CD
3.56%$500-48 Month CD
3.51%$500-36 Month CD
3.25%$500-6 Month CD
2.80%$500-30 Month CD
1.25%$500-3 Month CD

SRP Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-12 Month IRA
4.07%$500-24 Month IRA
3.60%$500-60 Month IRA
3.56%$500-48 Month IRA
3.51%$500-36 Month IRA
3.25%$500-6 Month IRA
2.80%$500-30 Month IRA
1.25%$500-3 Month IRA
Locations

Availability



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