SRP Federal Credit Union is headquartered in North Augusta and is the 4th largest credit union in the state of South Carolina. It is also the 269th largest credit union in the nation. It was established in 1960 and as of June of 2024, it had grown to 415 employees and 193,306 members at 19 locations. SRP Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Membership in SRP Federal Credit Union is open to individuals who belong to the Association of the United States Army (AUSA) or the Savannah Riverkeeper association, regardless of residency status. Individuals who live, work, worship, volunteer, or attend school in the South Carolina counties of Aiken, Allendale, Barnwell, or Edgefield, or the Georgia counties of Burke, Columbia, Jefferson, Lincoln, McDuffie, or Richmond also qualify.
See current membership details
I remember with SRP for 10 years or more and I'm seriously thinking about closing my account when you go to the drive-thru some of the customer service representatives are very rude of maybe their only room to me I don't know.
Overall | |
---|---|
NCUA # | 24410 |
Year Chartered | 1960 |
Employees | 415 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.56% |
Return on Equity - YTD | 12.23% |
Annual Interest Income | $46.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2024vs Q2 2023 | $1.78B$1.69B |
Loans | Q2 2024vs Q2 2023 | $1.11B$973.2MM |
Deposits | Q2 2024vs Q2 2023 | $1.52B$1.47B |
Equity Capital | Q2 2024vs Q2 2023 | $227.4MM$189.4MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $17.1MM$12.4MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $6.7MM$3.4MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not SRP Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.42% | $0 | - | Christmas Club Account | |
0.37% | $0 | - | Share Accounts | |
0.37% | $0 | - | Savings II | |
0.37% | $0 | - | Business Savings Account | |
0.37% | $0 | - | IRA Savings | |
0.01% | $0 | - | VISA Traditional Secured Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.00%* | $50k* | - | Non Profit - Community Boost | ||
OTHER TIERS: 0.50% → $0 - $25k | 3.00% → $25k - $50k | |||||
0.10% | $0 | - | Share Draft Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.50% | $500 | - | 12 Month CD | |
4.07% | $500 | - | 24 Month CD | |
3.60% | $500 | - | 60 Month CD | |
3.56% | $500 | - | 48 Month CD | |
3.51% | $500 | - | 36 Month CD | |
3.25% | $500 | - | 6 Month CD | |
2.80% | $500 | - | 30 Month CD | |
1.25% | $500 | - | 3 Month CD |