Overview / Commentary
235 Grove City Rd
Slippery Rock, PA 16057-8525

SRU Federal Credit Union is headquartered in Slippery Rock and is the 125th largest credit union in the state of Pennsylvania. It is also the 2,465th largest credit union in the nation. It was established in 1958 and as of December of 2018, it had grown to 9 employees and 3,243 members at 1 location. SRU Federal Credit Union's money market rates are 36% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open employees of Slippery Rock University or other select affiliates. Also open to those who live, work, worship or attend school in a select portion of Slippery Rock Borough or Slippery Rock Township, Butler County, Pennsylvania.
See current membership details

Reviews (1)

Wonderful people serving the community

I have used the SRU Federal Credit Union for the past 15 years and have had no issues at all. My money is safe as is my information. I have my paycheck direct deposited and have 3 CD's at the credit union as well. I think the difference is the people, they get to know you very well. I haven't given my name or my account number to a clerk in about 13 years. They all know me and treat me wonderfully. The accounts and the flexibility to use on-line banking tools is something that I appreciate as well. I can not think of a single thing they could do better. I also think the products they offer exceed my expectations as well. I have written many checks and used my ATM card extensively, no problems at all.
For a small time I ran my own business and they were able to assist me with streamlining payroll and making sure that I was keeping up with making other payments as well.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SRU Federal Credit Union has a low asset base.

Health Grade Components

NCUA #12654
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD7.78%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$43.6MM$44.3MM
LoansQ4 2018vs Q4 2017$16.0MM$13.2MM
DepositsQ4 2018vs Q4 2017$37.8MM$39.0MM
Equity CapitalQ4 2018vs Q4 2017$5.6MM$5.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$54.00K$69.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$63.00K$43.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SRU Federal Credit Union Savings Account Rates

0.55%--IRA Share Savings
0.30%*$4k*-Share Savings
OTHER TIERS: 0.25% $150 - $4k
0.25%--Christmas Club
0.25%--Vacation Savings
0.25%--Escrow Savings

SRU Federal Credit Union Money Market Rates

0.60%*$250k*-Money Market
OTHER TIERS: 0.50% $10k - $50k | 0.55% $50k - $250k

SRU Federal Credit Union Checking Account Rates

0.05%$150-Share Draft Checking

SRU Federal Credit Union CD Rates

2.63%$500-60 Month CD
2.53%$500-48 Month CD
2.32%$500-36 Month CD
2.22%$500-30 Month CD
1.61%$500-24 Month CD
1.51%$500-18 Month CD
1.01%$500-12 Month CD
0.50%$500-6 Month CD

SRU Federal Credit Union Locations
Branch Office235 Grove City RdSlippery Rock, PA 16057-8525

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