Overview / Commentary
SRU Federal Credit Union is headquartered in Slippery Rock and is the 111th largest credit union in the state of Pennsylvania. It is also the 2,240th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 10 employees and 4,303 members at 1 location. SRU Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership in SRU Federal Credit Union is open employees of Slippery Rock University or other select affiliates. Also open to those who live, work, worship or attend school in a select portion of Slippery Rock Borough or Slippery Rock Township, Butler County, Pennsylvania.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. SRU Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12654 |
| Year Chartered | 1958 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 7.29% |
| Annual Interest Income | $672K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $63.1MM$59.8MM |
| Loans | Q1 2025vs Q1 2024 | $36.8MM$36.9MM |
| Deposits | Q1 2025vs Q1 2024 | $55.3MM$52.5MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.5MM$7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $161K$150K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $365K$128K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |