S&T Bank is headquartered in INDIANA and is the 9th largest bank in the state of Pennsylvania. It is also the 163rd largest bank in the nation. It was established in 1902 and as of December of 2024, it had grown to 1,206 employees at 75 locations. S&T Bank's CD rates are 4X the national average, and it boasts an A+ health rating.
Just Plain Awful
My six months+ with this bank have been miserable as despite REPEATED contacts with representatives, I continue to be blocked from accessing my account online. There has been no real explanation for this other than "a security issue", and I have way too many hours with representations who promise to fix the problem, but NEVER DO.
My advice: DON'T DO BUSINESS WITH THIS BANK!! THEY DON'T KNOW WHAT THEY'RE DOING!!!
No Phone/No Banking
You must have a cell phone to bank here. Otherwise, it's find the nearest branch office and do your transaction in person. I quit after60 years.
Stay Away At All Cost
A terrible experience. Opened an account because of a generous incentive, which they refused to honor because the account was briefly overdrawn - they allowed the overdraft, I didn't ask for it or need it. Charged me a fee for sending me a paper statement which I didn't ask for either and never offered an option to switch to electronic. No email communication. No communication of any kind, in fact. To try and resolve the issues I had to call the branch my account was associated with even though I opened it online and never set foot in it. Most unpleasant and unhelpful group of people. When I said that I wanted to close the account, they told me that I either had to do it in person (nowhere near my house, so not an option) or send them a notarized letter - yet another expense, and what modern financial institution operates this way? Their centralized customer service was helpful, one redeeming feature. They closed the account for me and I did get the check for the remaining account balance, so at least they aren't overtly illegal. Overall a huge waste of time. Stay away.
Horrible Bank
Like many said I'd give this bank negative stars if possible. I've been with them since I was 18, almost 10 years that let's you know how long I've put up with their bs.
They have like... 4 or 5 atms in the Pittsburgh area if you use a non S&T ATM you get charged by the other ATM/bank AND S&T. So about $6 or so to take your own money out when you don't have an ATM in any near vacinity.
I tried to get a credit card something that the people at there service system basically begged me to do. Despite banking with them for years I couldn't get a credit card, couldn't get a car loan because I don't have enough credit. But I've been a customer for years please keep that in mind. I've opened credit cards with others no issue.
The saving account interest rate is horribly low. Their app sucks.
Just don't bank here. Go to dollar bank if you like smaller banks.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11124 |
| Year Established | 1902 |
| Employees | 1206 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.4% |
| Return on Equity - YTD | 10.24% |
| Annual Interest Income | $515.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $9.65B$9.55B |
| Loans | Q4 2024vs Q4 2023 | $7.64B$7.55B |
| Deposits | Q4 2024vs Q4 2023 | $7.82B$7.54B |
| Equity Capital | Q4 2024vs Q4 2023 | $1.35B$1.27B |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $101.5MM$108MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $27.7MM$21.6MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$75K |
