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800 Philadelphia Street
Indiana, PA 15701

S&T Bank is headquartered in Indiana and is the 9th largest bank in the state of Pennsylvania. It is also the 175th largest bank in the nation. It was established in 1902 and as of March of 2018, it had grown to 1,036 employees at 60 locations. S&T Bank's money market rates are 3X the national average, and it has an A health rating.

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9-Month CD Special, 1.50% APY - 9/28/2017

Limited time special. Minimum deposit is $1,000. Maximum deposit amount is $500,000 per household. Open deposit amount must be new money to the bank. New monies are defined as money that is not currently at S&T Bank and has not been on deposit within the past 90 days. https://www.stbank.com/Documents/current-specials.pdf

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really great bank

well I have been banking with this bank for about 10 years now and they are wonderful customer service is always great.they do the 35 fee if so gets overdrawn well all i have to do is call them and let them know what happened and they dont charge me that fee.I will stay with this bank as long as it stays open i really enjoy going in their to the always have coffee and cookies for the customers lollipops for the kids its a very nice building very comfortable inside.

20 Years Plus With Stbank

Posted by: curt12345 | Mar 21, 2018

Most of the rating here are from transplants. Whlle STBank is not perfect, its def not the worst bank, nor does it deserve such a low rating.

The good with STBank is the online website, easy to pay bills, pay people, they have a great Money Market Rate, most branches are good, a few arent. They are stable, they arent too big and always take care of anything that happens, scammers hacked my bank card account and racked thousands of dollars in charges, they took care of it fast and it didnt impact me at all.

The bad is some BS charges, you need to get the right checking account to avoid charges, get online statements, ect. Most of the complaints are common charges from local, brick and mortar banks, STBank might be alil more.

The call center is not great, I have called many times, and they seem to have comm gap between them and local branches, people make mistakes, but the call center isnt the best. Their loan rates arent always the best either but they have good promo deals on cd's and loans, their money market rate is excellent for a local bank, best around.

Not enough branches in my area, this is what has made me want to change but the money market rate is so good now, I am staying.

Construction Loan

Posted by: mmangus | Sep 9, 2016

Wow! I should have known.......this bank bought one of the worst, most unethical banks (Integrity Bank) in central PA and they seem to be following in their footsteps.

This bank is absolutely terrible just like Integrity Bank! I had a construction loan with Integrity Bank and they paid the builder without my knowledge or authorization and the builder never completed the home.

They should have a sign that says bank at your own risk! Terrible, terrible, terrible!!!

Bad Business

I started my first account at Irwin Bank when I was 10, then it got bought out by S&T. Since then it has been a nightmare. Everything that you do has a fee. If yoi use their app, fee, if you deposit a mobile check, fee........ another shady thing I noticed. Recently I was adding up my withdrawals and deposits and my number cannot seem to match what they claim I have in my account. Their number is almost $100 off. Their customer service is horrible, they tell you to go see a branch about an incident when you get there...oh yeah there is a fee for that. I have an account with PNC as well and I have never had issues with them. S&T is a bad bank to go with. You can't save with them either. I opened a savings account and boom monthly paper statement fee....wait a minute first off I don't get paper statements and second.... $2 for a piece of paper? Yeah they make money watching those who don't much suffer.
Almost forgot to mention.... if your account gets hacked into they never inform you. You find out yourself when you go to use your card at a restaurant and it gets declined. They let you get humiliated and make you feel like a loser. Then when you call them and ask where your money is that's when they tell you they locked your account because of the hack. Usually banks call you and tell you, nope they like to make people feel like they are stupid.



Health Grade Components

FDIC Certificate #11124
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD12.56%
Annual Interest Income$68.0MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$6.99B$7.04B
LoansQ1 2018vs Q1 2017$5.67B$5.71B
DepositsQ1 2018vs Q1 2017$5.41B$5.45B
Equity CapitalQ1 2018vs Q1 2017$869.8MM$830.3MM
Loan Loss AllowanceQ1 2018vs Q1 2017$59.0MM$55.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$21.0MM$45.4MM
Real Estate OwnedQ1 2018vs Q1 2017$2.9MM$859.00K
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Always verify rates and promotions with the bank or credit union. We are not S&T Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

S&T Bank Savings Account Rates

1.91%--IRA Variable Rate Savings
0.30%*-$100kPreferred Savings Account
OTHER TIERS: 0.05% $100k+
0.10%--Premium Holiday Savings Club
0.10%--My Choice Savings Account
0.05%--Statement Savings Account
0.05%$200-Overdraft Protection Savings Account
0.05%$200-Passbook Savings
0.05%--Moola Moola Passbook Savings

S&T Bank Money Market Rates

1.50%--Rate Tracker Money Market Promo (New Money)
0.25%*$1m*-Cash Management Account
OTHER TIERS: 0.05% $5k - $100k | 0.10% $100k - $1mm
0.10%*$75k*-Regular MMA
OTHER TIERS: 0.05% $1k - $75k
0.10%*$75k*-Four Star Money Market Accounts
OTHER TIERS: 0.05% Up to $75k

S&T Bank Checking Account Rates

0.15%$50-Preferred Banking with Interest
0.01%--Interest Checking Account
0.01%--Four Star Banking with Interest

S&T Bank CD Rates

2.55%$1k$250k23 Month CD Time Deposit Special
1.91%$500-12 Month S&T - Bill CD
1.91%$250-12 Month Smart Start S&T - Bill CD
1.00%$500$500k5 Year Growth/Income CD
1.00%$1k$500k12 Month Penalty Free CD Promotion
0.75%$500$500k4 Year - < 5 Year Growth/Income CD
0.50%$1k$500k10 Month Quick Cash CD
0.45%$500$500k3 Year - < 4 Year Growth/Income CD
0.35%$500$500k2 Year - < 3 Year Growth/Income CD
0.15%$1k$500k90 Day - 181 Day Growth/Income CD
0.15%$1k$500k6 Month - 12 Month Growth/Income CD
0.15%$500$500k1 Year - < 2 Year Growth/Income CD
0.05%$75k$500k7 Day - 31 Day Growth/Income CD
0.05%$75k$500k32 Day - 89 Day Growth/Income CD

S&T Bank IRA Rates

2.55%$1k$250k23 Month IRA Time Deposit Special
1.00%$500$500k5 Year IRA CD
1.00%$1k-12 Month Penalty Free IRA Promotion
0.75%$500$500k4 Year - < 5 Year IRA CD
0.50%$1k$250k10 Month Quick Cash IRA CD
0.45%$500$500k3 Year - < 4 Year IRA CD
0.35%$500$500k2 Year - < 3 Year IRA CD
0.15%$1k$500k6 Month IRA CD
0.15%$500$500k1 Year - < 2 Year IRA CD


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