S&T Bank


Overview / Commentary
724-349-0599
800 Philadelphia Street
Indiana, PA 15701

S&T Bank is headquartered in INDIANA and is the 9th largest bank in the state of Pennsylvania. It is also the 171st largest bank in the nation. It was established in 1902 and as of March of 2023, it had grown to 1,181 employees at 75 locations. S&T Bank's CD rates are 5X the national average, and it has a B+ health rating.

really great bank

well I have been banking with this bank for about 10 years now and they are wonderful customer service is always great.they do the 35 fee if so gets overdrawn well all i have to do is call them and let them know what happened and they dont charge me that fee.I will stay with this bank as long as it stays open i really enjoy going in their to the always have coffee and cookies for the customers lollipops for the kids its a very nice building very comfortable inside.

20 Years Plus With Stbank

Posted by: |

Most of the rating here are from transplants. Whlle STBank is not perfect, its def not the worst bank, nor does it deserve such a low rating.

The good with STBank is the online website, easy to pay bills, pay people, they have a great Money Market Rate, most branches are good, a few arent. They are stable, they arent too big and always take care of anything that happens, scammers hacked my bank card account and racked thousands of dollars in charges, they took care of it fast and it didnt impact me at all.

The bad is some BS charges, you need to get the right checking account to avoid charges, get online statements, ect. Most of the complaints are common charges from local, brick and mortar banks, STBank might be alil more.

The call center is not great, I have called many times, and they seem to have comm gap between them and local branches, people make mistakes, but the call center isnt the best. Their loan rates arent always the best either but they have good promo deals on cd's and loans, their money market rate is excellent for a local bank, best around.

Not enough branches in my area, this is what has made me want to change but the money market rate is so good now, I am staying.

Just Plain Awful

My six months+ with this bank have been miserable as despite REPEATED contacts with representatives, I continue to be blocked from accessing my account online. There has been no real explanation for this other than "a security issue", and I have way too many hours with representations who promise to fix the problem, but NEVER DO.

My advice: DON'T DO BUSINESS WITH THIS BANK!! THEY DON'T KNOW WHAT THEY'RE DOING!!!

No Phone/No Banking

Posted by: |

You must have a cell phone to bank here. Otherwise, it's find the nearest branch office and do your transaction in person. I quit after60 years.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #11124
Year Established1902
Employees1181
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.8%
Return on Equity - YTD13.65%
Annual Interest Income$110.9MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$9.19B$9.43B
LoansQ1 2023vs Q1 2022$7.14B$6.87B
DepositsQ1 2023vs Q1 2022$7.17B$7.97B
Equity CapitalQ1 2023vs Q1 2022$1.22B$1.19B
Loan Loss AllowanceQ1 2023vs Q1 2022$108.1MM$99.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$23.1MM$51.4MM
Real Estate OwnedQ1 2023vs Q1 2022$3.1MM$7.0MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not S&T Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

S&T Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.23%--IRA Variable Rate Savings
0.05%--Premium Holiday Savings Club
0.05%--My Choice Savings Account
0.05%*-$100kPreferred Savings
OTHER TIERS: 0.01% $100k+
0.01%--Statement Savings Account
0.01%--Overdraft Protection Savings Account
0.01%--Passbook Savings
0.01%--Moola Moola Passbook Savings

S&T Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-Money Market Account
OTHER TIERS: 0.75% Up to $100k
2.00%*$1m*-Business Money Market Account
OTHER TIERS: 0.55% Up to $100k | 1.20% $100k - $500k | 1.65% $500k - $1m
0.10%*$1m*-Cash Management Account
OTHER TIERS: 0.01% Up to $1m

S&T Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%--IOLTA
0.03%--Preferred Banking with Interest
0.01%--Interest Checking
0.01%--Four Star Banking with Interest

S&T Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.26%$250-12 Month Smart Start S&T - Bill CD
4.25%$500$500k1 Year - < 2 Year Growth/Income CD
4.00%$500$500k2 Year - < 3 Year Growth/Income CD
3.50%$500$500k3 Year - < 4 Year Growth/Income CD
3.00%$500$500k4 Year - < 5 Year Growth/Income CD
3.00%$500$500k5 Year Growth/Income CD
2.00%$1k$500k6 Month - 12 Month Growth/Income CD
0.10%$1k$500k12 Month Penalty Free CD
0.05%$75k$500k7 Day - 31 Day Growth/Income CD
0.05%$75k$500k32 Day - 89 Day Growth/Income CD
0.05%$1k$500k90 Day - 181 Day Growth/Income CD

S&T Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-1 Year - < 2 Year IRA CD
4.00%$500-2 Year - < 3 Year IRA CD
3.50%$500-3 Year - < 4 Year IRA CD
3.00%$500-4 Year - < 5 Year IRA CD
3.00%$500-5 Year IRA CD
2.00%$1k-6 Month IRA CD
0.10%$1k$500k12 Month Penalty Free IRA
Locations

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