S&T Bank

Overview / Commentary
800 Philadelphia Street
Indiana, PA 15701

S&T Bank is headquartered in Indiana and is the 9th largest bank in the state of Pennsylvania. It is also the 171st largest bank in the nation. It was established in 1902 and as of June of 2022, it had grown to 1,178 employees at 75 locations. S&T Bank has an A health rating.

really great bank

well I have been banking with this bank for about 10 years now and they are wonderful customer service is always great.they do the 35 fee if so gets overdrawn well all i have to do is call them and let them know what happened and they dont charge me that fee.I will stay with this bank as long as it stays open i really enjoy going in their to the always have coffee and cookies for the customers lollipops for the kids its a very nice building very comfortable inside.

20 Years Plus With Stbank

Posted by: |

Most of the rating here are from transplants. Whlle STBank is not perfect, its def not the worst bank, nor does it deserve such a low rating.

The good with STBank is the online website, easy to pay bills, pay people, they have a great Money Market Rate, most branches are good, a few arent. They are stable, they arent too big and always take care of anything that happens, scammers hacked my bank card account and racked thousands of dollars in charges, they took care of it fast and it didnt impact me at all.

The bad is some BS charges, you need to get the right checking account to avoid charges, get online statements, ect. Most of the complaints are common charges from local, brick and mortar banks, STBank might be alil more.

The call center is not great, I have called many times, and they seem to have comm gap between them and local branches, people make mistakes, but the call center isnt the best. Their loan rates arent always the best either but they have good promo deals on cd's and loans, their money market rate is excellent for a local bank, best around.

Not enough branches in my area, this is what has made me want to change but the money market rate is so good now, I am staying.

Stay Away At All Cost

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A terrible experience. Opened an account because of a generous incentive, which they refused to honor because the account was briefly overdrawn - they allowed the overdraft, I didn't ask for it or need it. Charged me a fee for sending me a paper statement which I didn't ask for either and never offered an option to switch to electronic. No email communication. No communication of any kind, in fact. To try and resolve the issues I had to call the branch my account was associated with even though I opened it online and never set foot in it. Most unpleasant and unhelpful group of people. When I said that I wanted to close the account, they told me that I either had to do it in person (nowhere near my house, so not an option) or send them a notarized letter - yet another expense, and what modern financial institution operates this way? Their centralized customer service was helpful, one redeeming feature. They closed the account for me and I did get the check for the remaining account balance, so at least they aren't overtly illegal. Overall a huge waste of time. Stay away.

Horrible Bank

Posted by: |

Like many said I'd give this bank negative stars if possible. I've been with them since I was 18, almost 10 years that let's you know how long I've put up with their bs.
They have like... 4 or 5 atms in the Pittsburgh area if you use a non S&T ATM you get charged by the other ATM/bank AND S&T. So about $6 or so to take your own money out when you don't have an ATM in any near vacinity.
I tried to get a credit card something that the people at there service system basically begged me to do. Despite banking with them for years I couldn't get a credit card, couldn't get a car loan because I don't have enough credit. But I've been a customer for years please keep that in mind. I've opened credit cards with others no issue.
The saving account interest rate is horribly low. Their app sucks.
Just don't bank here. Go to dollar bank if you like smaller banks.



Health Grade Components

FDIC Certificate #11124
Year Established1902
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD10.08%
Annual Interest Income$147.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$9.10B$9.49B
LoansQ2 2022vs Q2 2021$6.94B$6.91B
DepositsQ2 2022vs Q2 2021$7.62B$8.03B
Equity CapitalQ2 2022vs Q2 2021$1.18B$1.20B
Loan Loss AllowanceQ2 2022vs Q2 2021$98.1MM$109.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$30.6MM$111.4MM
Real Estate OwnedQ2 2022vs Q2 2021$7.0MM$1.1MM

Rates for S&T Bank are currently being reviewed.



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