Overview / Commentary
St. Charles Bank & Trust Company is headquartered in Saint Charles and is the 33rd largest bank in the state of Illinois. It is also the 554th largest bank in the nation. It was established in 1987 and as of September of 2020, it had grown to 88 employees at 8 locations. St. Charles Bank & Trust Company has an A health rating.
Health
A
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27052 |
| Year Established | 1987 |
| Employees | 88 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 3.02% |
| Annual Interest Income | $42.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $1.78B$1.27B |
| Loans | Q3 2020vs Q3 2019 | $1.40B$943.9MM |
| Deposits | Q3 2020vs Q3 2019 | $1.53B$1.07B |
| Equity Capital | Q3 2020vs Q3 2019 | $189.3MM$144.8MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $19.2MM$4.1MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $10.3MM$10.3MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $2.4MM$2.3MM |