St. Charles Bank & Trust Company is headquartered in Saint Charles and is the 32nd largest bank in the state of Illinois. It is also the 563rd largest bank in the nation. It was established in 1987 and as of December of 2020, it had grown to 85 employees at 8 locations. St. Charles Bank & Trust Company has an A health rating.
Overall | |
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FDIC Certificate # | 27052 |
Year Established | 1987 |
Employees | 85 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 4.29% |
Annual Interest Income | $55.5MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $1.80B$1.53B |
Loans | Q4 2020vs Q4 2019 | $1.32B$1.19B |
Deposits | Q4 2020vs Q4 2019 | $1.54B$1.27B |
Equity Capital | Q4 2020vs Q4 2019 | $193.8MM$196.4MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $19.7MM$4.3MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $9.5MM$4.8MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $4.0MM$3.4MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.02% | - | - | Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.05%* | $50k* | - | Money Market | ||
OTHER TIERS: 0.02% → Up to $10k | 0.03% → $10k - $50k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | - | - | Access Plus |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $1k | $100k | 12 Month Fixed CD | |
0.05% | $1k | $100k | 18 Month Fixed CD |
St. Charles Bank & Trust Company Locations | ||
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Elgin Branch | 1001 South Randall Road | Elgin, IL 60123 |
St. Charles Bank & Trust Company | 411 West Main Street | Saint Charles, IL 60174 |
Summit Branch | 445 Summit Street | Elgin, IL 60120 |
Geneva Bank and Trust Branch | 514 West State Street | Geneva, IL 60134 |
Aurora Temporary Branch | 2287 W. Galena Boulevard | Aurora, IL 60506 |
Tyler Creek Plaza Banking Center | 50 Tyler Creek Plaza | Elgin, IL 60123 |
Randall Road Branch | 1542 S. Randall Road | Geneva, IL 60134 |
Foxfield Office Branch | 2825 Foxfield Dr | Saint Charles, IL 60174 |