St. Cloud Financial Credit Union is headquartered in Saint Cloud and is the 21st largest credit union in the state of Minnesota. It is also the 1,047th largest credit union in the nation. It was established in 1934 and as of September of 2020, it had grown to 61 employees and 22,107 members at 6 locations. St. Cloud Financial Credit Union has a B+ health rating.
St. Cloud Financial Credit Union is open to those who live or work in Benton, Kandiyohi, Meeker, Morrison, Sherburne, Stearns, and Wright counties. Immediate family of credit union members may also join.
See current membership details
The Saint Cloud Federal Credit Union is GREAT. They handle my mortgage, IRA, checking, and savings accounts. Their staff is always friendly, knowledgeable, and trustworthy. I have yet to have a problem with them, but if I did, I feel as if they would be more than willing to work with me to get it solved.
They always work hard to make sure that my family is getting the best interest rates on everything. They have even gone as far as to call us and tell us about better interest rates.
My favorite thing about the Saint Cloud Federal Credit Union is that they are EXTREMELY personable. When I walk in they know my name, my husband's name, and my children's names. My kids love that they always get suckers.
I would absolutely recommend them to anyone!
Overall | |
---|---|
NCUA # | 68697 |
Year Chartered | 1934 |
Employees | 61 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.51% |
Return on Equity - YTD | 6.18% |
Annual Interest Income | $5.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2020vs Q3 2019 | $235.5MM$200.1MM |
Loans | Q3 2020vs Q3 2019 | $164.3MM$152.2MM |
Deposits | Q3 2020vs Q3 2019 | $212.6MM$178.5MM |
Equity Capital | Q3 2020vs Q3 2019 | $19.3MM$18.2MM |
Loan Loss Allowance | Q3 2020vs Q3 2019 | $690.00K$645.00K |
Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $1.1MM$1.2MM |
Real Estate Owned | Q3 2020vs Q3 2019 | $95.00K$0 |
Always verify rates and promotions with the bank or credit union. We are not St. Cloud Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | - | Health Savings Account | |
0.05% | $100 | - | Regular Savings | |
0.05% | $100 | - | Club Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | $100* | $2.5k | Harvest Checking | ||
OTHER TIERS: 0.15% → $5k+ | 0.50% → $2.5k - $5k | |||||
0.05% | $3k | - | Small Business Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.75% | $500 | - | 60 Month IRA | |
0.50% | $500 | - | 36 Month IRA | |
0.50% | $500 | - | 48 Month IRA | |
0.35% | $500 | - | 24 Month IRA | |
0.30% | $500 | - | 12 Month IRA | |
0.20% | $500 | - | 6 Month IRA | |
0.10% | $500 | - | 3 Month IRA |
St. Cloud Financial Credit Union Locations | ||
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Branch Office | 3030 1st St S | Saint Cloud, MN 56301 |
Branch Office | 1716 Pine Cone Rd S | Sartell, MN 56377 |
Branch Office | 120 10th Ave N | Saint Cloud, MN 56303 |
Branch Office | 205 2nd Ave N | Sauk Rapids, MN 56379 |
Branch Office | 5600 La Centre Ave Ste 100 | Albertville, MN 55301-4018 |
Branch Office | 14267 Bank St | Becker, MN 55308-4630 |