St. Cloud Financial Credit Union
St. Cloud Financial Credit Union is headquartered in Saint Cloud and is the 20th largest credit union in the state of Minnesota. It is also the 1,011th largest credit union in the nation. It was established in 1934 and as of March of 2022, it had grown to 64 employees and 23,517 members at 5 locations. St. Cloud Financial Credit Union has a B+ health rating.
Field of Membership Restrictions
St. Cloud Financial Credit Union is open to those who live or work in the Minnesota counties of Benton, Kandiyohi, Meeker, Morrison, Sherburne, Stearns, or Wright. Immediate family of credit union members may also join.
See current membership details
I love the Saint Cloud Federal Credit Union
The Saint Cloud Federal Credit Union is GREAT. They handle my mortgage, IRA, checking, and savings accounts. Their staff is always friendly, knowledgeable, and trustworthy. I have yet to have a problem with them, but if I did, I feel as if they would be more than willing to work with me to get it solved.
They always work hard to make sure that my family is getting the best interest rates on everything. They have even gone as far as to call us and tell us about better interest rates.
My favorite thing about the Saint Cloud Federal Credit Union is that they are EXTREMELY personable. When I walk in they know my name, my husband's name, and my children's names. My kids love that they always get suckers.
I would absolutely recommend them to anyone!
Data as of Q1 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68697 |
| Year Chartered | 1934 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.67% |
| Return on Equity - YTD | 9.38% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2022vs Q1 2021 | $294.9MM$266.9MM |
| Loans | Q1 2022vs Q1 2021 | $227.4MM$183.0MM |
| Deposits | Q1 2022vs Q1 2021 | $271.1MM$243.2MM |
| Equity Capital | Q1 2022vs Q1 2021 | $20.9MM$20.0MM |
| Loan Loss Allowance | Q1 2022vs Q1 2021 | $930.00K$740.00K |
| Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $1.0MM$925.00K |
| Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |