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St. Francis X. Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD5 Year CD
0.85%1-year CD12 Month CD
0.40%SavingsAll Shares

Overview / Commentary
231-348-7690
2140 M 119
Petoskey, MI 49770

St. Francis X. Federal Credit Union is headquartered in Petoskey and is the 83rd largest credit union in the state of Michigan. It is also the 1,352nd largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 26 employees and 8,178 members at 3 locations. St. Francis X. Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Must be a Catholic living in Emmet County or reside outside the county but attend a parish in Emmet County.
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #7219
Year Chartered1951
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD7.23%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$132.5MM$118.8MM
LoansQ1 2017vs Q1 2016$86.6MM$82.9MM
DepositsQ1 2017vs Q1 2016$109.6MM$99.5MM
Equity CapitalQ1 2017vs Q1 2016$19.4MM$17.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$989.00K$1.1MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$9.00K$1.1MM
Real Estate OwnedQ1 2017vs Q1 2016$415.00K$68.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Francis X. Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$10k*-HSA Checking
OTHER TIERS: 1.00% Up to $5k | 1.50% $5k - $10k
0.45%*$75k*-IRA Share
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $75k
0.40%*$75k*-All Shares
OTHER TIERS: 0.20% Up to $25k | 0.30% $25k - $75k

St. Francis X. Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$75k*-Money Market
OTHER TIERS: 0.25% Up to $25k | 0.35% $25k - $75k
0.30%*$75k*-Money Market Checking
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $75k

St. Francis X. Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year CD
OTHER TIERS: 1.90% Up to $100k
1.75%*$100k*-4 Year CD
OTHER TIERS: 1.65% Up to $100k
1.50%*$100k*-3 Year CD
OTHER TIERS: 1.40% Up to $100k
1.30%*$100k*-2 Year CD
OTHER TIERS: 1.20% Up to $100k
1.05%*$100k*-18 Month CD
OTHER TIERS: 1.00% Up to $100k
0.85%*$100k*-12 Month CD
OTHER TIERS: 0.80% Up to $100k
0.65%*$100k*-6 Month CD
OTHER TIERS: 0.60% Up to $100k
0.50%*$75k*-9 Month No Penalty CD
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $75k
0.45%*$100k*-3 Month CD
OTHER TIERS: 0.40% Up to $100k

St. Francis X. Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$100k*-5 Year IRA
OTHER TIERS: 1.90% Up to $100k
1.75%*$100k*-4 Year IRA
OTHER TIERS: 1.65% Up to $100k
1.50%*$100k*-3 Year IRA
OTHER TIERS: 1.40% Up to $100k
1.30%*$100k*-2 Year IRA
OTHER TIERS: 1.20% Up to $100k
1.05%*$100k*-18 Month IRA
OTHER TIERS: 1.00% Up to $100k
0.85%*$100k*-12 Month IRA
OTHER TIERS: 0.80% Up to $100k
0.65%*$100k*-6 Month IRA
OTHER TIERS: 0.60% Up to $100k
0.45%*$100k*-3 Month IRA
OTHER TIERS: 0.40% Up to $100k
Locations


St. Francis X. Federal Credit Union Locations
Branch Office2140 M 119Petoskey, MI 49770
Branch Office224 State StPetoskey, MI 49770-2718
Branch Office7681 S State RdHarbor Springs, MI 49740-9617