St. Mary's Bank

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.35%	3-year CD	1.88% - National Average
2.15%	2-year CD	1.68% - National Average
2.25%	5-year CD	2.27% - National Average

View all St. Mary's Bank rates »

Overview / Commentary

www.stmarysbank.com

603-669-4600

200 McGregor St
Manchester, NH 03102

St. Mary's Bank is headquartered in Manchester and is the 3^rd largest credit union in the state of New Hampshire. It is also the 310^th largest credit union in the nation. It was established in 1909 and as of December of 2018, it had grown to 222 employees and 106,289 members at 9 locations. St. Mary's Bank's savings rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in St. Mary's Bank is open to anyone through purchasing a minimal $5 share.
See current membership details

View all posts from:

2018
2016
2010

3/17 - St. Mary's Bank Has Nationally Available 24-Month Flex CD

10/21 - St. Mary’s Bank, the Nation’s Oldest Credit Union, Offers Flex CDs

11/6 - St. Mary's Bank's Apple iPad Raffle
11/6 - The Oldest Credit Union And Its Bizarre Name

Reviews (3)

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Better banking at St. Mary's

Posted by: landonacosta | Mar 7, 2018

My account at St. Mary's was my first real bank account. I was happy to use a credit union to avoid the fees of the big banks. At the imte I opened my account, the CD rates were competitive with other banks in town. Even though it is a smaller credit union, they had branches were I lived and offered ATM fee forgiveness outside the network. I would definitely recommend it to others.

Comment

St Mary's Review

Posted by: ToTheStars | Jul 18, 2016

I've had an account with Saint Mary's for about 10 years now. Overall I would say i'm satisfied them particularly after dropping my big name bank and switching over to them. The difference isn't necessarily in the interest rates or the ability to get loans but rather in the level of customer service. On the rare occasions I've had issues with my account, I've always been treated like I mattered and like they cared about my business. Overall their website is straight forward and easy to use although I will say their mobile site needs a little polishing, it tends to be slow and the interface is not as intuitive as it could be. Their app is slightly better but has a tendency to freeze if I move to quickly between menus and accounts.

Comment

Great Rate On The 1St $1000.00, If You Can Get An Account Open. Luck After 3 Weeks Of Trying.

Posted by: bma737 | Sep 1, 2018

Been trying to open a "Rainy Day Savings" for few weeks now. The primary account ("Rainy Day Savings") was approved but the secondary is still awaiting approval. They called the house and asked me to call them and when I do, they said they can't help me unless I give me the verbal password. "?" Verbal password? "I don't remember the verbal password." "Sorry" they say. So without blowing my top, I'm waiting and thinking about what to do next.

I've had another problem. When trying to sign up, the address listed on the application is not the address I typed in. I'm glad I let them take just $50 from the account I'm using to fund St Mary's. So in the mean time, I'm need to starting searching for another high interest account to place the bonus money from my job.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63829
Year Chartered	1909
Employees	222
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	10.64%
Annual Interest Income	$33.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$1.00B$989.0MM
Loans	Q4 2018vs Q4 2017	$854.4MM$853.1MM
Deposits	Q4 2018vs Q4 2017	$898.0MM$857.1MM
Equity Capital	Q4 2018vs Q4 2017	$75.3MM$69.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$5.3MM$5.7MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$2.1MM$3.4MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Mary's Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%^*	$25^*	$500	Rainy Day Savings
OTHER TIERS: 0.05% → $1k+ \| 3.00% → $500 - $1k
1.00%^*	$1m^*	-	Business Cash Management Sweep Account
OTHER TIERS: 0.50% → $25k - $50k \| 0.65% → $50k - $75k \| 0.70% → $75k - $150k \| 0.75% → $150k - $250k \| 0.80% → $250k - $500k \| 0.85% → $500k - $1m
0.40%	$10	-	IRA Savings
0.25%^*	$5k^*	-	Beyond Rewards Savings
OTHER TIERS: 0.20% → Up to $5k
0.25%	$1k	-	Health Savings Account
0.15%	$10	-	Christmas Club
0.15%	$10	-	Winter Club
0.15%	$10	-	Summer Club
0.15%	$10	-	Back to School Club
0.10%^*	$2.5k^*	-	Beyond Savings Statement
OTHER TIERS: 0.05% → Up to $2.5k
0.10%	$2.5k	-	Premium Business Savings
0.10%^*	$2.5k^*	-	Super Saver Kids Club Statement
OTHER TIERS: 0.05% → Up to $2.5k
0.05%	-	-	Beyond Savings Passbook
0.05%	-	-	Super Saver Kids Club Passbook

St. Mary's Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^*	$1m^*	-	Premier Money Market
OTHER TIERS: 0.25% → $2.5k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $100k \| 0.50% → $100k - $250k \| 0.75% → $250k - $500k \| 0.80% → $500k - $1m
0.85%^*	$250k^*	-	Business Money Market
OTHER TIERS: 0.30% → $2.5k - $25k \| 0.55% → $25k - $50k \| 0.70% → $50k - $75k \| 0.75% → $75k - $150k \| 0.80% → $150k - $250k

St. Mary's Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^*	$1m^*	-	IOLTA Checking
OTHER TIERS: 0.50% → Up to $250k \| 1.00% → $250k - $500k \| 1.50% → $500k - $1m
0.10%	$20k	-	Beyond Rewards Checking
0.05%	$1k	-	Beyond Interest Checking
0.05%	-	-	Community Checking

St. Mary's Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$500	-	18 Month CD Promo
2.50%	$500	-	42 Month Flex CD Promo
2.35%	$500	-	30 Month Flex CD Promo
2.25%	$500	-	60 Month CD
2.25%	$500	-	12 Month CD Promo
2.15%	$500	-	24 Month Flex CD Promo
2.00%	$500	-	48 - 59 Month CD
2.00%	$500	$50k	7 Month CD Promo
1.50%	$500	-	36 - 47 Month CD
1.25%	$500	-	24 - 35 Month CD
1.00%	$500	-	12 - 23 Month CD
0.75%	$500	-	6 - 11 Month CD

St. Mary's Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$500	-	60 Month IRA
2.00%	$500	-	48 - 59 Month IRA
1.50%	$500	-	36 - 47 Month IRA
1.25%	$500	-	24 - 35 Month IRA
1.00%	$500	-	12 - 23 Month IRA
0.75%	$500	-	6 - 11 Month IRA

Locations

St. Mary's Bank Locations
Branch Office	14 Spruce St	Nashua, NH 03060
Branch Office	200 McGregor St	Manchester, NH 03102
Branch Office	234 Elm St	Manchester, NH 03101
Branch Office	207 Hooksett Rd	Manchester, NH 03104-2649
Branch Office	839 Hanover St	Manchester, NH 03104
Branch Office	3 Winnhaven Dr	Hudson, NH 03051-4746
Branch Office	603 Nashua St Route 101A	Milford, NH 03055
Branch Office	50 Nashua Rd Londonderry Square	Londonderry, NH 03053
Branch Office	48 Perimeter Rd	Manchester, NH 03103

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