St. Mary's Bank

Overview / Commentary
200 McGregor St
Manchester, NH 03102

St. Mary's Bank is headquartered in Manchester and is the 3rd largest credit union in the state of New Hampshire. It is also the 310th largest credit union in the nation. It was established in 1909 and as of December of 2018, it had grown to 222 employees and 106,289 members at 9 locations. St. Mary's Bank's savings rates are 10X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in St. Mary's Bank is open to anyone through purchasing a minimal $5 share.
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Reviews (3)

Better banking at St. Mary's

My account at St. Mary's was my first real bank account. I was happy to use a credit union to avoid the fees of the big banks. At the imte I opened my account, the CD rates were competitive with other banks in town. Even though it is a smaller credit union, they had branches were I lived and offered ATM fee forgiveness outside the network. I would definitely recommend it to others.

St Mary's Review

I've had an account with Saint Mary's for about 10 years now. Overall I would say i'm satisfied them particularly after dropping my big name bank and switching over to them. The difference isn't necessarily in the interest rates or the ability to get loans but rather in the level of customer service. On the rare occasions I've had issues with my account, I've always been treated like I mattered and like they cared about my business. Overall their website is straight forward and easy to use although I will say their mobile site needs a little polishing, it tends to be slow and the interface is not as intuitive as it could be. Their app is slightly better but has a tendency to freeze if I move to quickly between menus and accounts.

Great Rate On The 1St $1000.00, If You Can Get An Account Open. Luck After 3 Weeks Of Trying.

Posted by: bma737 | Sep 1, 2018

Been trying to open a "Rainy Day Savings" for few weeks now. The primary account ("Rainy Day Savings") was approved but the secondary is still awaiting approval. They called the house and asked me to call them and when I do, they said they can't help me unless I give me the verbal password. "?" Verbal password? "I don't remember the verbal password." "Sorry" they say. So without blowing my top, I'm waiting and thinking about what to do next.

I've had another problem. When trying to sign up, the address listed on the application is not the address I typed in. I'm glad I let them take just $50 from the account I'm using to fund St Mary's. So in the mean time, I'm need to starting searching for another high interest account to place the bonus money from my job.


Health Grade Components

NCUA #63829
Year Chartered1909
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD10.64%
Annual Interest Income$33.7MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.00B$989.0MM
LoansQ4 2018vs Q4 2017$854.4MM$853.1MM
DepositsQ4 2018vs Q4 2017$898.0MM$857.1MM
Equity CapitalQ4 2018vs Q4 2017$75.3MM$69.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$5.3MM$5.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$2.1MM$3.4MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not St. Mary's Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Mary's Bank Savings Account Rates

5.00%*$25*$500Rainy Day Savings
OTHER TIERS: 0.05% $1k+ | 3.00% $500 - $1k
1.00%*$1m*-Business Cash Management Sweep Account
OTHER TIERS: 0.50% $25k - $50k | 0.65% $50k - $75k | 0.70% $75k - $150k | 0.75% $150k - $250k | 0.80% $250k - $500k | 0.85% $500k - $1m
0.40%$10-IRA Savings
0.25%*$5k*-Beyond Rewards Savings
OTHER TIERS: 0.20% Up to $5k
0.25%$1k-Health Savings Account
0.15%$10-Christmas Club
0.15%$10-Winter Club
0.15%$10-Summer Club
0.15%$10-Back to School Club
0.10%*$2.5k*-Beyond Savings Statement
OTHER TIERS: 0.05% Up to $2.5k
0.10%$2.5k-Premium Business Savings
0.10%*$2.5k*-Super Saver Kids Club Statement
OTHER TIERS: 0.05% Up to $2.5k
0.10%*$2.5k*-Beyond Savings Passbook
OTHER TIERS: 0.05% Up to $2.5k
0.10%*$2.5k*-Super Saver Kids Club Passbook
OTHER TIERS: 0.05% Up to $2.5k

St. Mary's Bank Money Market Rates

1.00%*$1m*-Premier Money Market
OTHER TIERS: 0.25% $2.5k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k | 0.75% $250k - $500k | 0.80% $500k - $1m
0.85%*$250k*-Business Money Market
OTHER TIERS: 0.30% $2.5k - $25k | 0.55% $25k - $50k | 0.70% $50k - $75k | 0.75% $75k - $150k | 0.80% $150k - $250k

St. Mary's Bank Checking Account Rates

2.00%*$1m*-IOLTA Checking
OTHER TIERS: 0.50% Up to $250k | 1.00% $250k - $500k | 1.50% $500k - $1m
0.10%$20k-Beyond Rewards Checking
0.05%$1k-Beyond Interest Checking
0.05%--Community Checking

St. Mary's Bank CD Rates

2.35%$500-42 Month Flex CD Promo
2.25%$500-60 Month CD
2.25%$500-30 Month Flex CD Promo
2.25%$500-18 Month CD Promo
2.00%$500-48 - 59 Month CD
2.00%$500-24 Month Flex CD Promo
2.00%$500-12 Month CD Promo
1.85%$500$50k7 Month CD Promo
1.50%$500-36 - 47 Month CD
1.25%$500-24 - 35 Month CD
1.00%$500-12 - 23 Month CD
0.75%$500-6 - 11 Month CD

St. Mary's Bank IRA Rates

2.25%$500-60 Month IRA
2.00%$500-48 - 59 Month IRA
1.50%$500-36 - 47 Month IRA
1.25%$500-24 - 35 Month IRA
1.00%$500-12 - 23 Month IRA
0.75%$500-6 - 11 Month IRA

St. Mary's Bank Locations
Branch Office14 Spruce StNashua, NH 03060
Branch Office200 McGregor StManchester, NH 03102
Branch Office234 Elm StManchester, NH 03101
Branch Office207 Hooksett RdManchester, NH 03104-2649
Branch Office839 Hanover StManchester, NH 03104
Branch Office3 Winnhaven DrHudson, NH 03051-4746
Branch Office603 Nashua St Route 101AMilford, NH 03055
Branch Office50 Nashua Rd Londonderry SquareLondonderry, NH 03053
Branch Office48 Perimeter RdManchester, NH 03103

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