St. Mary’s Credit Union is headquartered in Marlborough and is the 13th largest credit union in the state of Massachusetts. It is also the 459th largest credit union in the nation. It was established in 1913 and as of March of 2025, it had grown to 111 employees and 55,850 members at 7 locations. St. Mary’s Credit Union's CD rates are 4X the national average, and it has an A health rating.
Membership in St.Mary's Credit Union is open to those who live, work, or attend school in the Massachusetts counties of Middlesex, Norfolk, Suffolk, or Worcester.
See current membership details
I was introduced to St Mary's when I applied for a zero-percent energy loan to replace my failed furnace. This occurred during the height of the pandemic and the experience was outstanding. The paperwork was ready when I arrived, and everything was executed in record time.
Fast forward two years and I, like many others, have begun seeking alternatives to other central MA-based CUs that are flailing. Without an appointment, I went into the local branch and set up a series of checking and savings accounts working with the branch manager. Exceptional service.
When I used the #800 number, again, exceptional service.
This is a financially strong institution with excellent service and outstanding service.
Highly recommended.
Overall | |
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NCUA # | 67864 |
Year Chartered | 1913 |
Employees | 111 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 2.95% |
Annual Interest Income | $10.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2025vs Q1 2024 | $1.01B$997.2MM |
Loans | Q1 2025vs Q1 2024 | $746.3MM$744.5MM |
Deposits | Q1 2025vs Q1 2024 | $828.4MM$818.7MM |
Equity Capital | Q1 2025vs Q1 2024 | $83.2MM$75MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.5MM$3.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $435K$814K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not St. Mary’s Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
4.50%* | $0 | $50k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $50k+ | |||||
0.15% | $0 | - | Christmas Club Account | ||
0.15% | $0 | - | Vacation Club Account | ||
0.05% | $0 | - | Statement Account | ||
0.05% | $0 | - | Passbook Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
5.25%* | $0 | $10k | Kasasa Cash | ||
OTHER TIERS: 0.25% → $10k+ | |||||
3.38% | $0 | - | IOLTA Accounts | ||
0.40%* | $0 | $5k | Relationship Checking | ||
OTHER TIERS: 0.10% → $5k+ | |||||
0.05% | $0 | - | Business Plus Checking |
St. Mary’s Credit Union Locations | ||
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Branch Office | 96 Turnpike Rd | Westborough, MA 01581-2802 |
Branch Office | 100 W Main St | Northborough, MA 01532-1824 |
Branch Office | 1 Northboro Rd E | Marlborough, MA 01752-1818 |
Branch Office | 46 Lizotte Dr | Marlborough, MA 01752-3061 |
Branch Office | 439A Main St | Hudson, MA 01749 |
Branch Office | 133 W Main St | Marlborough, MA 01752 |
Branch Office | 1255 Worcester Rd | Framingham, MA 01701-5217 |