Featured Savings Rates
Featured Accounts
Overview / Commentary
46 Lizotte Dr
Marlborough, MA 01752

St. Mary’s Credit Union is headquartered in Marlborough and is the 11th largest credit union in the state of Massachusetts. It is also the 347th largest credit union in the nation. It was established in 1913 and as of September of 2017, it had grown to 114 employees and 57,879 members at 7 locations. St. Mary’s Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in St.Mary's Credit Union is open to those who live, work, or attend school in Middlesex, Worcester, Norfolk, and Suffolk Counties in Massachusetts.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #67864
Year Chartered1913
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.86%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$830.5MM$811.1MM
LoansQ3 2017vs Q3 2016$658.3MM$614.5MM
DepositsQ3 2017vs Q3 2016$601.4MM$585.7MM
Equity CapitalQ3 2017vs Q3 2016$83.5MM$82.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.7MM$2.4MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.0MM$1.2MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not St. Mary’s Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Mary’s Credit Union Savings Account Rates

0.30%*$100k*-Ultra Savings Account
OTHER TIERS: 0.10% Up to $10k | 0.25% $10k - $100k
0.15%--Christmas Club Account
0.15%--Vacation Club Account
0.10%--Statement Account
0.10%--Passbook Account
0.10%--IRA Savings Account

St. Mary’s Credit Union Money Market Rates

0.60%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.25% $25k - $50k | 0.40% $50k - $100k
0.45%*$250k*-Business Money Market Account
OTHER TIERS: 0.10% $5k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k

St. Mary’s Credit Union Checking Account Rates

1.13%--IOLTA Accounts
0.40%*-$5kRelationship Checking
OTHER TIERS: 0.10% $5k+
0.25%*$100k*-High Rate Checking
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $100k
0.05%--Business Plus Checking
0.05%--No-Fee Checking

St. Mary’s Credit Union CD Rates

2.30%$100k-60 Month Jumbo Relationship CD
2.05%$100k-60 Month Jumbo CD
2.05%$500-60 Month Relationship CD
2.00%$100k-48 Month Jumbo Relationship CD
2.00%$100k-30 Month Relationship Bump-Up Jumbo CD
1.85%$100k-36 Month Jumbo Relationship CD
1.80%$500-60 Month CD
1.75%$100k-48 Month Jumbo CD
1.75%$100k-30 Month Bump Up Jumbo CD
1.75%$500-48 Month Relationship CD
1.75%$100k-24 Month Jumbo Relationship CD
1.60%$100k-36 Month Jumbo CD
1.60%$500-36 Month Relationship CD
1.50%$500-48 Month CD
1.50%$100k-24 Month Jumbo CD
1.50%$500-24 Month Relationship CD
1.50%$100k-15 Month Jumbo Relationship CD Special
1.50%$500-30 Month Relationship Bump-Up CD
1.35%$500-36 Month CD
1.30%$500-15 Month Relationship CD Special
1.25%$500-24 Month CD
1.25%$500-30 Month Bump Up CD
1.25%$100k-15 Month Jumbo CD Special
1.20%$500-6 Month Relationship CD
1.20%$100k-6 Month Jumbo Relationship CD
1.15%$100k-18 Month Jumbo Relationship CD
1.05%$500-6 Month CD
1.05%$100k-6 Month Jumbo CD
1.05%$500-15 Month CD Special
1.00%$500-18 Month Relationship CD
0.90%$100k-18 Month Jumbo CD
0.75%$500-18 Month CD
0.65%$100k-12 Month Jumbo Relationship CD
0.55%$500-12 Month Relationship CD
0.50%$100k-12 Month Jumbo CD
0.40%$500-12 Month CD
0.40%$500-3 Month Relationship CD
0.40%$100k-3 Month Jumbo Relationship CD
0.25%$500-3 Month CD
0.25%$100k-3 Month Jumbo CD

St. Mary’s Credit Union IRA Rates

2.30%$100k-60 Month Jumbo Relationship IRA
2.05%$100k-60 Month Jumbo IRA
2.05%$500-60 Month Relationship IRA
2.00%$100k-48 Month Jumbo Relationship IRA
2.00%$100k-30 Month Relationship Bump-Up Jumbo IRA
1.85%$100k-36 Month Jumbo Relationship IRA
1.80%$500-60 Month IRA
1.75%$100k-48 Month Jumbo IRA
1.75%$100k-30 Month Bump Up Jumbo IRA
1.75%$500-48 Month Relationship IRA
1.75%$100k-24 Month Jumbo Relationship IRA
1.60%$100k-36 Month Jumbo IRA
1.60%$500-36 Month Relationship IRA
1.50%$500-48 Month IRA
1.50%$100k-24 Month Jumbo IRA
1.50%$500-24 Month Relationship IRA
1.50%$100k-15 Month Jumbo Relationship IRA Special
1.50%$500-30 Month Relationship Bump-Up IRA
1.35%$500-36 Month IRA
1.30%$500-15 Month Relationship IRA Special
1.25%$500-24 Month IRA
1.25%$500-30 Month Bump Up IRA
1.25%$100k-15 Month Jumbo IRA Special
1.20%$500-6 Month Relationship IRA
1.20%$100k-6 Month Jumbo Relationship IRA
1.15%$100k-18 Month Jumbo Relationship IRA
1.05%$500-6 Month IRA
1.05%$100k-6 Month Jumbo IRA
1.05%$500-15 Month IRA Special
1.00%$500-18 Month Relationship IRA
0.90%$100k-18 Month Jumbo IRA
0.75%$500-18 Month IRA
0.65%$100k-12 Month Jumbo Relationship IRA
0.55%$500-12 Month Relationship IRA
0.50%$100k-12 Month Jumbo IRA
0.40%$500-12 Month IRA

St. Mary’s Credit Union Locations
Branch Office96 Turnpike RdWestborough, MA 01581-2802
Branch Office100 W Main StNorthborough, MA 01532-1824
Branch Office1 Northboro Rd EMarlborough, MA 01752-1818
Branch Office133 S Bolton StMarlborough, MA 01752
Branch Office46 Lizotte DrMarlborough, MA 01752-3061
Branch Office439A Main StHudson, MA 01749
Branch Office133 W Main StMarlborough, MA 01752