St. Mary’s Credit Union is headquartered in Marlborough and is the 14th largest credit union in the state of Massachusetts. It is also the 429th largest credit union in the nation. It was established in 1913 and as of September of 2022, it had grown to 114 employees and 53,216 members at 7 locations. St. Mary’s Credit Union has a B+ health rating.
Membership in St.Mary's Credit Union is open to those who live, work, or attend school in Middlesex, Worcester, Norfolk, or Suffolk Counties in Massachusetts.
See current membership details
I was introduced to St Mary's when I applied for a zero-percent energy loan to replace my failed furnace. This occurred during the height of the pandemic and the experience was outstanding. The paperwork was ready when I arrived, and everything was executed in record time.
Fast forward two years and I, like many others, have begun seeking alternatives to other central MA-based CUs that are flailing. Without an appointment, I went into the local branch and set up a series of checking and savings accounts working with the branch manager. Exceptional service.
When I used the #800 number, again, exceptional service.
This is a financially strong institution with excellent service and outstanding service.
Highly recommended.
Overall | |
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NCUA # | 67864 |
Year Chartered | 1913 |
Employees | 114 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.49% |
Return on Equity - YTD | 7.49% |
Annual Interest Income | $20.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $979.2MM$987.2MM |
Loans | Q3 2022vs Q3 2021 | $703.6MM$661.0MM |
Deposits | Q3 2022vs Q3 2021 | $848.5MM$828.5MM |
Equity Capital | Q3 2022vs Q3 2021 | $64.1MM$97.8MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $3.8MM$3.6MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.7MM$645.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not St. Mary’s Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.38% | - | - | IOLTA Accounts | ||
2.00%* | - | $10k | Kasasa Cash Checking | ||
OTHER TIERS: 0.25% → $10k+ | |||||
0.40%* | - | $5k | Relationship Checking | ||
OTHER TIERS: 0.10% → $5k+ | |||||
0.05% | - | - | Business Plus Checking |
St. Mary’s Credit Union Locations | ||
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Branch Office | 96 Turnpike Rd | Westborough, MA 01581-2802 |
Branch Office | 100 W Main St | Northborough, MA 01532-1824 |
Branch Office | 1 Northboro Rd E | Marlborough, MA 01752-1818 |
Branch Office | 46 Lizotte Dr | Marlborough, MA 01752-3061 |
Branch Office | 439A Main St | Hudson, MA 01749 |
Branch Office | 133 W Main St | Marlborough, MA 01752 |
Branch Office | 1255 Worcester Rd | Framingham, MA 01701-5217 |