St. Mary’s Credit Union

Overview / Commentary
46 Lizotte Dr
Marlborough, MA 01752

St. Mary’s Credit Union is headquartered in Marlborough and is the 13th largest credit union in the state of Massachusetts. It is also the 405th largest credit union in the nation. It was established in 1913 and as of June of 2021, it had grown to 114 employees and 50,866 members at 7 locations. St. Mary’s Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in St.Mary's Credit Union is open to those who live, work, or attend school in Middlesex, Worcester, Norfolk, or Suffolk Counties in Massachusetts.
See current membership details


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Health Grade Components

NCUA #67864
Year Chartered1913
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.8%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$975.9MM$945.6MM
LoansQ2 2021vs Q2 2020$672.9MM$722.4MM
DepositsQ2 2021vs Q2 2020$816.5MM$750.1MM
Equity CapitalQ2 2021vs Q2 2020$97.9MM$98.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$3.6MM$3.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$346.00K$616.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not St. Mary’s Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Mary’s Credit Union Savings Account Rates

0.30%*$100k*-Ultra Savings Account
OTHER TIERS: 0.05% Up to $10k | 0.20% $10k - $100k
0.15%--Christmas Club Account
0.15%--Vacation Club Account
0.10%--IRA Savings Account
0.05%--Statement Account
0.05%--Passbook Account

St. Mary’s Credit Union Money Market Rates

0.30%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $50k | 0.20% $50k - $100k
0.30%*$250k*-Business Money Market Account
OTHER TIERS: 0.05% $25k - $50k | 0.10% $50k - $100k | 0.20% $100k - $250k

St. Mary’s Credit Union Checking Account Rates

1.00%--IOLTA Accounts
0.40%*-$5kRelationship Checking
OTHER TIERS: 0.10% $5k+
0.25%*$100k*-High Rate Checking
OTHER TIERS: 0.05% Up to $50k | 0.10% $50k - $100k
0.20%*-$50kEagle Checking - Qualifying
OTHER TIERS: 0.05% $50k+
0.05%--Business Plus Checking

St. Mary’s Credit Union CD Rates

1.00%$500-60 Month Relationship CD
1.00%$100k-60 Month Relationship Jumbo CD
0.95%$500-48 Month Relationship CD
0.95%$100k-48 Month Relationship Jumbo CD
0.90%$500-36 Month Relationship CD
0.90%$100k-36 Month Relationship Jumbo CD
0.75%$500-60 Month CD
0.75%$100k-60 Month Jumbo CD
0.75%$100k-24 Month Relationship Jumbo CD
0.75%$100k-30 Month Relationship Bump-Up Jumbo CD
0.75%$500-24 Month Relationship CD
0.75%$500-30 Month Relationship Bump-Up CD
0.70%$500-48 Month CD
0.70%$100k-48 Month Jumbo CD
0.65%$500-36 Month CD
0.65%$100k-36 Month Jumbo CD
0.65%$500-18 Month Relationship CD
0.65%$100k-18 Month Relationship Jumbo CD
0.50%$500-24 Month CD
0.50%$100k-24 Month Jumbo CD
0.50%$100k-30 Month Bump Up Jumbo CD
0.50%$500-30 Month Bump Up CD
0.45%$500-12 Month Relationship CD
0.45%$100k-12 Month Relationship Jumbo CD
0.40%$500-18 Month CD
0.40%$100k-18 Month Jumbo CD
0.40%$500-6 Month Relationship CD
0.40%$100k-6 Month Relationship Jumbo CD
0.30%$500-12 Month CD
0.30%$100k-12 Month Jumbo CD
0.30%$500-3 Month Relationship CD
0.30%$100k-3 Month Relationship Jumbo CD
0.25%$500-6 Month CD
0.25%$100k-6 Month Jumbo CD
0.15%$500-3 Month CD
0.15%$100k-3 Month Jumbo CD

St. Mary’s Credit Union IRA Rates

1.00%$500-60 Month Relationship IRA
1.00%$100k-60 Month Relationship Jumbo IRA
0.95%$500-48 Month Relationship IRA
0.95%$100k-48 Month Relationship Jumbo IRA
0.90%$500-36 Month Relationship IRA
0.90%$100k-36 Month Relationship Jumbo IRA
0.75%$500-60 Month IRA
0.75%$100k-60 Month Jumbo IRA
0.75%$500-24 Month Relationship IRA
0.75%$100k-24 Month Relationship Jumbo IRA
0.75%$500-30 Month Relationship Bump-Up IRA
0.75%$100k-30 Month Relationship Bump-Up Jumbo IRA
0.70%$500-48 Month IRA
0.70%$100k-48 Month Jumbo IRA
0.65%$500-36 Month IRA
0.65%$100k-36 Month Jumbo IRA
0.65%$500-18 Month Relationship IRA
0.65%$100k-18 Month Relationship Jumbo IRA
0.50%$500-24 Month IRA
0.50%$100k-24 Month Jumbo IRA
0.50%$100k-30 Month Bump Up Jumbo IRA
0.50%$500-30 Month Bump Up IRA
0.45%$500-12 Month Relationship IRA
0.45%$100k-12 Month Relationship Jumbo IRA
0.40%$500-18 Month IRA
0.40%$100k-18 Month Jumbo IRA
0.40%$500-6 Month Relationship IRA
0.40%$100k-6 Month Relationship Jumbo IRA
0.30%$500-12 Month IRA
0.30%$100k-12 Month Jumbo IRA
0.30%$500-3 Month Relationship IRA
0.30%$100k-3 Month Relationship Jumbo IRA
0.25%$500-6 Month IRA
0.25%$100k-6 Month Jumbo IRA
0.15%$100k-3 Month Jumbo IRA
0.15%$500-3 Month IRA

St. Mary’s Credit Union Locations
Branch Office96 Turnpike RdWestborough, MA 01581-2802
Branch Office100 W Main StNorthborough, MA 01532-1824
Branch Office1 Northboro Rd EMarlborough, MA 01752-1818
Branch Office46 Lizotte DrMarlborough, MA 01752-3061
Branch Office439A Main StHudson, MA 01749
Branch Office133 W Main StMarlborough, MA 01752
Branch Office1255 Worcester RdFramingham, MA 01701-5217

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