St. Paul Federal Credit Union is headquartered in Saint Paul and is the 22nd largest credit union in the state of Minnesota. It is also the 1,075th largest credit union in the nation. It was established in 1953 and as of December of 2020, it had grown to 25 employees and 12,923 members at 4 locations. St. Paul Federal Credit Union's money market rates are 59% higher than the national average, and it boasts an A+ health rating.
Membership is open to those who live, work, worship, or do business in St. Paul or downtown Minneapolis, and to various employment groups, including Local 110 Electricians and United States Federal Employees.
See current membership details
Overall | |
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NCUA # | 24358 |
Year Chartered | 1953 |
Employees | 25 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.47% |
Return on Equity - YTD | 4.12% |
Annual Interest Income | $6.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $232.8MM$185.6MM |
Loans | Q4 2020vs Q4 2019 | $135.6MM$147.7MM |
Deposits | Q4 2020vs Q4 2019 | $205.6MM$159.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $26.5MM$25.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.1MM$1.5MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $15.00K$362.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not St. Paul Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.70%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.65% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.99% | - | $20k | Simply Checking w/60 | |
3.99% | - | $15k | Simply Checking w/40 | |
2.99% | - | $10k | Simply Checking w/20 |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.55% | $1k | - | 60 Month CD | |
1.15% | $1k | - | 48 Month CD | |
1.05% | $1k | - | 36 Month CD | |
0.95% | $1k | - | 24 Month CD | |
0.80% | $1k | - | 12 Month CD | |
0.80% | $1k | - | 18 Month CD | |
0.55% | $500 | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.55% | $1k | - | 60 Month IRA | |
1.15% | $1k | - | 48 Month IRA | |
1.05% | $1k | - | 36 Month IRA | |
0.95% | $1k | - | 24 Month IRA | |
0.80% | $1k | - | 12 Month IRA | |
0.80% | $1k | - | 18 Month IRA | |
0.55% | $500 | - | 6 Month IRA |
St. Paul Federal Credit Union Locations | ||
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Branch Office | 1330 Conway St Ste 200 | Saint Paul, MN 55106 |
Branch Office | 30 7th St E Ste 270 | Saint Paul, MN 55101 |
Branch Office | 1540 6th St E | Saint Paul, MN 55106-4850 |
Branch Office | 475 Etna St Ste 6 | Saint Paul, MN 55106 |