Overview / Commentary
1330 Conway St Ste 200
Saint Paul, MN 55106

St. Paul Federal Credit Union is headquartered in Saint Paul and is the 26th largest credit union in the state of Minnesota. It is also the 1,158th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 25 employees and 11,758 members at 5 locations. St. Paul Federal Credit Union's CD rates are 62% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or do business in St. Paul or downtown Minneapolis, and to various employment groups, including Local 110 Electricians and United States Federal Employees.
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Health Grade Components

NCUA #24358
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD8.6%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$172.8MM$164.7MM
LoansQ2 2018vs Q2 2017$137.8MM$122.6MM
DepositsQ2 2018vs Q2 2017$149.6MM$143.6MM
Equity CapitalQ2 2018vs Q2 2017$22.3MM$20.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.7MM$1.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$187.00K$132.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not St. Paul Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Paul Federal Credit Union Savings Account Rates

0.65%*$100k*-IRA Savings
OTHER TIERS: 0.45% Up to $10k | 0.50% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $100k
0.50%$1-WINcentive Savings Account
0.18%--Capital Youth Savings
0.18%--Future Funds Account
0.10%$50-Primary Savings

St. Paul Federal Credit Union Money Market Rates

0.70%*$100k*-Money Market Account
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.65% $50k - $100k

St. Paul Federal Credit Union Checking Account Rates

4.99%-$20kSimply Checking w/60
3.99%-$15kSimply Checking w/40
2.99%-$10kSimply Checking w/20

St. Paul Federal Credit Union CD Rates

2.85%$1k-60 Month CD
2.57%$1k-48 Month CD
2.06%$1k-36 Month CD
1.96%$1k-24 Month CD
1.50%$1k-18 Month CD
1.46%$1k-12 Month CD
1.15%$500-6 Month CD

St. Paul Federal Credit Union IRA Rates

2.85%$1k-60 Month IRA
2.57%$1k-48 Month IRA
2.06%$1k-36 Month IRA
1.96%$1k-24 Month IRA
1.50%$1k-18 Month IRA
1.46%$1k-12 Month IRA
1.15%$500-6 Month IRA

St. Paul Federal Credit Union Locations
Branch Office1330 Conway St Ste 200Saint Paul, MN 55106
Branch Office740 Rose Ave WSaint Paul, MN 55117-4042
Branch Office30 7th St E Ste 270Saint Paul, MN 55101
Branch Office1540 6th St ESaint Paul, MN 55106-4850
Branch Office475 Etna St Ste 6Saint Paul, MN 55106

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