Overview / Commentary
St. Paul Federal Credit Union is headquartered in Saint Paul and is the 26th largest credit union in the state of Minnesota. It is also the 1,085th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 28 employees and 14,788 members at 2 locations. St. Paul Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
St. Paul Federal Credit Union is open to anyone who lives, works, worships, or does business in St. Paul or downtown Minneapolis. Various employment groups, including Local 110 Electricians, and United States Federal Employees are also eligible for membership.
See current membership details
Health
B+
Data as of Q4 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24358 |
| Year Chartered | 1953 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.22% |
| Return on Equity - YTD | 2.18% |
| Annual Interest Income | $9.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2023vs Q4 2022 | $262.6MM$256.6MM |
| Loans | Q4 2023vs Q4 2022 | $203.9MM$186.7MM |
| Deposits | Q4 2023vs Q4 2022 | $209.6MM$230.8MM |
| Equity Capital | Q4 2023vs Q4 2022 | $26.1MM$24.9MM |
| Loan Loss Allowance | Q4 2023vs Q4 2022 | $1.7MM$828K |
| Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $163K$46K |
| Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |