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St. Paul Federal Credit Union


Overview / Commentary
www.stpaulfcu.org
651-772-8744
1330 Conway St Ste 200
Saint Paul, MN 55106

St. Paul Federal Credit Union is headquartered in Saint Paul and is the 22nd largest credit union in the state of Minnesota. It is also the 1,075th largest credit union in the nation. It was established in 1953 and as of December of 2020, it had grown to 25 employees and 12,923 members at 2 locations. St. Paul Federal Credit Union's money market rates are 48% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

St. Paul Federal Credit Union is open to anyone who lives, works, worships, or does business in St. Paul or downtown Minneapolis. Various employment groups, including Local 110 Electricians, and United States Federal Employees are also eligible for membership.
See current membership details

Related Posts

St. Paul Federal Credit Union Has Unique Reward Checking Account - 4/17/2021

St. Paul Federal Credit Union's (MN) Simply Checking is a unique reward checking account, offering 3 different competitive APYs with 3 maximum balance caps.

St. Paul Federal Credit Union (MN) Offers Top Rate On 60-Month CD - 4/15/2021

St. Paul Federal Credit Union (MN) is currently offering a top rate on its 60-month CD. Minimum opening is $1k, with no stated balance cap. Also available as an IRA CD.

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Health
A+

Data as of Q4 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #24358
Year Chartered1953
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD0.47%
Return on Equity - YTD4.12%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$232.8MM$185.6MM
LoansQ4 2020vs Q4 2019$135.6MM$147.7MM
DepositsQ4 2020vs Q4 2019$205.6MM$159.7MM
Equity CapitalQ4 2020vs Q4 2019$26.5MM$25.3MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.1MM$1.5MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$15.00K$362.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not St. Paul Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

St. Paul Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-IRA Savings
OTHER TIERS: 0.45% → Up to $10k | 0.50% → $10k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k
0.50%$1-WINcentive Savings Account
0.18%--Capital Youth Savings
0.18%--Future Funds Account
0.10%$50-Primary Savings

St. Paul Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$100k*-Money Market Account
OTHER TIERS: 0.45% → $2.5k - $10k | 0.50% → $10k - $25k | 0.55% → $25k - $50k | 0.60% → $50k - $100k

St. Paul Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.99%-$20kSimply Checking w/ 60 Monthly Debits
3.99%-$15kSimply Checking w/ 40 Monthly Debits
2.99%-$10kSimply Checking w/ 20 Monthly Debits

St. Paul Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month CD
1.10%$1k-48 Month CD
1.05%$1k-36 Month CD
0.85%$1k-24 Month CD
0.75%$1k-18 Month CD
0.70%$1k-12 Month CD
0.50%$500-6 Month CD

St. Paul Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-60 Month IRA
1.10%$1k-48 Month IRA
1.05%$1k-36 Month IRA
0.85%$1k-24 Month IRA
0.75%$1k-18 Month IRA
0.70%$1k-12 Month IRA
0.50%$500-6 Month IRA
Locations


St. Paul Federal Credit Union Locations
Branch Office1330 Conway St Ste 200Saint Paul, MN 55106
Branch Office30 7th St E Ste 270Saint Paul, MN 55101

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