Overview / Commentary
St. Paul Federal Credit Union is headquartered in Saint Paul and is the 25th largest credit union in the state of Minnesota. It is also the 1,064th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 28 employees and 14,264 members at 2 locations. St. Paul Federal Credit Union has an A health rating.
Field of Membership Restrictions
St. Paul Federal Credit Union is open to anyone who lives, works, worships, or does business in St. Paul or downtown Minneapolis. Various employment groups, including Local 110 Electricians, and United States Federal Employees are also eligible for membership.
See current membership details
Health
A
Data as of Q3 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24358 |
| Year Chartered | 1953 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.6% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2022vs Q3 2021 | $270.3MM$266.5MM |
| Loans | Q3 2022vs Q3 2021 | $178.1MM$144.3MM |
| Deposits | Q3 2022vs Q3 2021 | $245.6MM$237.9MM |
| Equity Capital | Q3 2022vs Q3 2021 | $23.9MM$27.8MM |
| Loan Loss Allowance | Q3 2022vs Q3 2021 | $761.00K$781.00K |
| Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $92.00K$24.00K |
| Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |