Heritage Bank of St. Tammany

Overview / Commentary

www.heritagebank.org

985-892-4565

205 North Columbia Street
Covington, LA 70433

Heritage Bank of St. Tammany is headquartered in Covington and is the 88^th largest bank in the state of Louisiana. It is also the 3,603^rd largest bank in the nation. It was established in 1924 and as of September of 2019, it had grown to 23 employees at 3 locations. Heritage Bank of St. Tammany's CD rates are 90% higher than the national average, and it boasts an A+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q3 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	29577
Year Established	1924
Employees	23
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	3.6%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q3 2019vs Q3 2018	$131.3MM$115.7MM
Loans	Q3 2019vs Q3 2018	$103.7MM$93.6MM
Deposits	Q3 2019vs Q3 2018	$94.7MM$83.8MM
Equity Capital	Q3 2019vs Q3 2018	$18.8MM$18.1MM
Loan Loss Allowance	Q3 2019vs Q3 2018	$756.00K$769.00K
Unbacked Noncurrent Loans	Q3 2019vs Q3 2018	$763.00K$161.00K
Real Estate Owned	Q3 2019vs Q3 2018	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Bank of St. Tammany; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank of St. Tammany Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$250k^*	-	Select Savings
OTHER TIERS: 0.50% → $10k - $50k \| 0.75% → $50k - $100k \| 1.01% → $100k - $250k
1.51%^*	$250k^*	-	Business Select Savings
OTHER TIERS: 0.50% → $10k - $50k \| 0.75% → $50k - $100k \| 1.01% → $100k - $250k
0.45%^*	$50k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $10 - $10k \| 0.30% → $10k - $50k
0.35%^*	$100k^*	-	Statement Savings
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $50k \| 0.25% → $50k - $100k
0.35%^*	$100k^*	-	Business Statement Savings
OTHER TIERS: 0.10% → $10 - $10k \| 0.15% → $10k - $50k \| 0.25% → $50k - $100k
0.10%	$2	-	Christmas Club Account

Heritage Bank of St. Tammany Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	-	$10k	Prime Bonus Interest Checking
OTHER TIERS: 0.25% → $10k+
1.26%^*	$5k^*	$50k	Business Interest Checking
OTHER TIERS: 0.25% → $50k - $100k \| 0.35% → $100k+
0.30%^*	$1k^*	$10k	Interest Checking
OTHER TIERS: 0.10% → $50k+ \| 0.20% → $10k - $50k

Heritage Bank of St. Tammany CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.87%	$500	-	5 Year CD
1.77%	$500	-	2 Year Bump CD
1.77%	$500	-	2 1/2 Year CD
1.77%	$500	-	3 Year CD
1.71%	$500	-	1 Year CD
1.71%	$500	-	1 1/2 Year CD
1.51%	$500	-	6 Month CD
0.20%	$500	-	91 Day CD

Heritage Bank of St. Tammany IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.77%	$100	-	2 1/2 Year IRA
1.77%	$100	-	3 Year IRA
1.71%	$100	-	1 Year IRA
1.71%	$100	-	1 1/2 Year IRA

Locations

Heritage Bank of St. Tammany Locations
200 Gause Blvd Branch	200 Gause Boulevard	Slidell, LA 70458
St Tammany Homestead Savings and Loan Association	205 North Columbia Street	Covington, LA 70433
Madisonville	707 Main Street	Madisonville, LA 70447

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.