Overview / Commentary
Heritage Bank of St. Tammany is headquartered in Covington and is the 86th largest bank in the state of Louisiana. It is also the 3,586th largest bank in the nation. It was established in 1924 and as of December of 2019, it had grown to 26 employees at 3 locations. Heritage Bank of St. Tammany has an A+ health rating.
Health
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 29577 |
| Year Established | 1924 |
| Employees | 26 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 3.93% |
| Annual Interest Income | $5.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $131.4MM$119.5MM |
| Loans | Q4 2019vs Q4 2018 | $102.5MM$97.5MM |
| Deposits | Q4 2019vs Q4 2018 | $93.3MM$83.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $19.1MM$18.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $769.00K$768.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $755.00K$97.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |