St. Thomas Federal Credit Union is headquartered in Charlotte Amalie and is the largest credit union in the state of VI. It is also the 2,028th largest credit union in the nation. It was established in 1952 and as of June of 2019, it had grown to 17 employees and 7,428 members at 1 location. St. Thomas Federal Credit Union's savings rates are 44% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to employees of the Government of the Virgin Islands Executive Branch and its Semi-Autonomous Agencies, employees of Federal Agencies in the Virgin Islands, and employees of other select area organizations.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 7970 |
| Year Chartered | 1952 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.3% |
| Return on Equity - YTD | 5.21% |
| Annual Interest Income | $1.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $66.9MM$63.9MM |
| Loans | Q2 2019vs Q2 2018 | $29.6MM$28.7MM |
| Deposits | Q2 2019vs Q2 2018 | $50.2MM$48.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $16.6MM$15.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $689.00K$735.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $388.00K$588.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not St. Thomas Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
St. Thomas Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $5 | - | Share Account | |
| 0.75% | $5 | - | Vacation Account | |
| 0.75% | $5 | - | Carnival Club | |
| 0.75% | $5 | - | Education Club | |
| 0.75% | $5 | - | Christmas Account | |
| 0.75% | $5 | - | Junior Savings Account |
St. Thomas Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $5 | - | Share Draft/Checking Accounts |
| St. Thomas Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 5027 Norre Gade | Charlotte Amalie, VI 00802-6749 |