Featured Savings Rates
Featured Accounts

Stanford Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.41%3-year CD36 Month CD
1.26%2-year CD24 Month CD
1.26%2-year IRA24 Month IRA (Traditional, CESA, Roth)

Overview / Commentary
888-723-7328
1860 Embarcadero Rd
Palo Alto, CA 94303-3335

Stanford Federal Credit Union is headquartered in Palo Alto and is the 21st largest credit union in the state of California. It is also the 106th largest credit union in the nation. It was established in 1959 and as of March of 2016, it had grown to 171 employees and 56,416 members at 5 locations. Stanford Federal Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through membership in the Friends of Palo Alto Library or the Museum of American Heritage (membership paid through the credit union). Membership is also open to the Stanford community and to employees of select companies.
See current membership details

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Reviews (1)

Poor Customer Service, Harsh Early Withdrawal Penalty

Posted by: Lookin | Aug 29, 2012

You'd think a credit union located on campus at Stanford would be great.  But no.  Calls go into voicemail, email contacts are generic addresses and you can never seem to get the same person twice.  Staff is frumpy and don't seem to care.   If their app fails, they just shrug it off - try it tomorrow.   Early withdrawal penalty for CDs over $100K is 365 days interest - worst I've seen.  A good CD jumbo rate of 2.1% if your paycheck is deposited there (as of summer 2012).    Campus office is rather busy, so Stanford students and staff are using this credit union, but I don't know why.



Health
A

Health Grade Components

Overall
NCUA #13392
Year Chartered1959
Employees171
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD10.1%
Annual Interest Income$14.1MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.97B$1.77B
LoansQ1 2016vs Q1 2015$1.16B$977.3MM
DepositsQ1 2016vs Q1 2015$1.65B$1.51B
Equity CapitalQ1 2016vs Q1 2015$186.3MM$168.8MM
Loan Loss AllowanceQ1 2016vs Q1 2015$8.0MM$8.6MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.9MM$726.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$230.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stanford Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-Premier Health Savings Account
0.20%$50-Share Savings Account
0.20%--Stanford Savers Account
0.20%$50-Holiday Account
0.20%--IRA Share
0.20%--Health Savings Account
0.20%--Roth IRA Share
0.20%--CESA Share

Stanford Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*$2,500kPremier Market Savings Account - Partner Relationship
OTHER TIERS: 0.30% $50 - $25k | 0.45% $25k - $50k
0.50%*$50k*$2,500kPremier Market Savings Account - Ambassador Relationship
OTHER TIERS: 0.30% $50 - $25k | 0.45% $25k - $50k
0.40%*$50k*$2,500kPremier Market Savings Account
OTHER TIERS: 0.20% $50 - $25k | 0.35% $25k - $50k
0.40%*$50k*-Money Management Account - Partner Relationship
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $50k
0.40%*$50k*-Money Management Account - Ambassador Relationship
OTHER TIERS: 0.30% $2,500 - $25k | 0.35% $25k - $50k
0.30%*$50k*-Money Management Account
OTHER TIERS: 0.20% $2,500 - $25k | 0.25% $25k - $50k

Stanford Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--Premier Checking - Ambassador Relationship
0.10%--Premier Checking
0.10%--Premier Checking - Partner Relationship

Stanford Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$100k*-60 Month Premium CD - Partner Relationship
OTHER TIERS: 1.76% $1k - $10k | 1.82% $10k - $25k | 2.07% $25k - $50k | 2.22% $50k - $100k
2.27%*$100k*-60 Month Premium CD - Ambassador Relationship
OTHER TIERS: 1.76% $1k - $10k | 1.82% $10k - $25k | 2.07% $25k - $50k | 2.22% $50k - $100k
2.07%*$100k*-60 Month CD
OTHER TIERS: 1.56% $1k - $10k | 1.61% $10k - $25k | 1.87% $25k - $50k | 2.02% $50k - $100k
1.87%*$100k*-48 Month Premium CD - Partner Relationship
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $25k | 1.66% $25k - $50k | 1.82% $50k - $100k
1.87%*$100k*-48 Month Premium CD - Ambassador Relationship
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $25k | 1.66% $25k - $50k | 1.82% $50k - $100k
1.66%*$100k*-48 Month CD
OTHER TIERS: 1.16% $1k - $10k | 1.21% $10k - $25k | 1.46% $25k - $50k | 1.61% $50k - $100k
1.61%*$100k*-36 Month Premium CD - Partner Relationship
OTHER TIERS: 1.11% $1k - $10k | 1.16% $10k - $25k | 1.41% $25k - $50k | 1.56% $50k - $100k
1.61%*$100k*-36 Month Premium CD - Ambassador Relationship
OTHER TIERS: 1.11% $1k - $10k | 1.16% $10k - $25k | 1.41% $25k - $50k | 1.56% $50k - $100k
1.46%*$100k*-24 Month Premium CD - Partner Relationship
OTHER TIERS: 0.95% $1k - $10k | 1.00% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $100k
1.46%*$100k*-24 Month Premium CD - Ambassador Relationship
OTHER TIERS: 0.95% $1k - $10k | 1.00% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $100k
1.41%*$100k*-36 Month CD
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $25k | 1.21% $25k - $50k | 1.36% $50k - $100k
1.36%*$100k*-18 Month Premium CD - Partner Relationship
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 1.16% $25k - $50k | 1.31% $50k - $100k
1.36%*$100k*-18 Month Premium CD - Ambassador Relationship
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 1.16% $25k - $50k | 1.31% $50k - $100k
1.26%*$100k*-24 Month CD
OTHER TIERS: 0.75% $1k - $10k | 0.80% $10k - $25k | 1.05% $25k - $50k | 1.21% $50k - $100k
1.21%*$100k*-12 Month Premium CD - Partner Relationship
OTHER TIERS: 0.70% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.16% $50k - $100k
1.21%*$100k*-12 Month Premium CD - Ambassador Relationship
OTHER TIERS: 0.70% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.16% $50k - $100k
1.16%*$100k*-18 Month CD
OTHER TIERS: 0.65% $1k - $10k | 0.70% $10k - $25k | 0.95% $25k - $50k | 1.11% $50k - $100k
1.00%*$100k*-12 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k | 0.80% $25k - $50k | 0.95% $50k - $100k
0.75%*$100k*-6 Month Premium CD - Partner Relationship
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k
0.75%*$100k*-6 Month Premium CD - Ambassador Relationship
OTHER TIERS: 0.45% $1k - $10k | 0.50% $10k - $25k | 0.65% $25k - $50k | 0.70% $50k - $100k
0.55%*$100k*-6 Month CD
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k
0.45%*$100k*-3 Month Premium CD - Partner Relationship
OTHER TIERS: 0.30% $1k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.45%*$100k*-3 Month Premium CD - Ambassador Relationship
OTHER TIERS: 0.30% $1k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k
0.25%*$100k*-3 Month CD
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.15%$10k-7 Month Liquid Share CD

Stanford Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.27%*$100k*-60 Month Premium IRA - Partner Relationship
OTHER TIERS: 1.75% $1k - $10k | 1.82% $10k - $25k | 2.07% $25k - $50k | 2.22% $50k - $100k
2.27%*$100k*-60 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 1.75% $1k - $10k | 1.82% $10k - $25k | 2.07% $25k - $50k | 2.22% $50k - $100k
2.07%*$100k*-60 Month IRA
OTHER TIERS: 1.56% $1k - $10k | 1.61% $10k - $25k | 1.87% $25k - $50k | 2.02% $50k - $100k
1.87%*$100k*-48 Month Premium IRA - Partner Relationship
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $25k | 1.66% $25k - $50k | 1.82% $50k - $100k
1.87%*$100k*-48 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $25k | 1.66% $25k - $50k | 1.82% $50k - $100k
1.66%*$100k*-48 Month IRA
OTHER TIERS: 1.16% $1k - $10k | 1.21% $10k - $25k | 1.46% $25k - $50k | 1.61% $50k - $100k
1.61%*$100k*-36 Month Premium IRA - Partner Relationship
OTHER TIERS: 1.11% $1k - $10k | 1.16% $10k - $25k | 1.41% $25k - $50k | 1.56% $50k - $100k
1.61%*$100k*-36 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 1.11% $1k - $10k | 1.16% $10k - $25k | 1.41% $25k - $50k | 1.56% $50k - $100k
1.46%*$100k*-24 Month Premium IRA - Partner Relationship
OTHER TIERS: 0.95% $1k - $10k | 1.00% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $100k
1.46%*$100k*-24 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 0.95% $1k - $10k | 1.00% $10k - $25k | 1.26% $25k - $50k | 1.41% $50k - $100k
1.41%*$100k*-36 Month IRA
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $25k | 1.21% $25k - $50k | 1.36% $50k - $100k
1.36%*$100k*-18 Month Premium IRA - Partner Relationship
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 1.16% $25k - $50k | 1.31% $50k - $100k
1.36%*$100k*-18 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 0.85% $1k - $10k | 0.90% $10k - $25k | 1.16% $25k - $50k | 1.31% $50k - $100k
1.26%*$100k*-24 Month IRA
OTHER TIERS: 0.75% $1k - $10k | 0.80% $10k - $25k | 1.05% $25k - $50k | 1.21% $50k - $100k
1.21%*$100k*-12 Month Premium IRA - Partner Relationship
OTHER TIERS: 0.70% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.16% $50k - $100k
1.21%*$100k*-12 Month Premium IRA - Ambassador Relationship
OTHER TIERS: 0.70% $1k - $10k | 0.75% $10k - $25k | 1.00% $25k - $50k | 1.16% $50k - $100k
1.16%*$100k*-18 Month IRA
OTHER TIERS: 0.65% $1k - $10k | 0.70% $10k - $25k | 0.95% $25k - $50k | 1.11% $50k - $100k
1.00%*$100k*-12 Month IRA
OTHER TIERS: 0.50% $1k - $10k | 0.55% $10k - $25k | 0.80% $25k - $50k | 0.95% $50k - $100k
Locations


Stanford Federal Credit Union Locations
Branch Office1860 Embarcadero RdPalo Alto, CA 94303-3335
Branch Office525 University AvePalo Alto, CA 94301
Branch Office300 Pasteur Dr Stanford, Room HH013Stanford, CA 94305
Branch Office694 Pampas LnStanford, CA 94305
Branch Office459 Lagunita DrStanford, CA 94305