Overview / Commentary
Stanwood Area Federal Credit Union is headquartered in New Stanton and is the 217th largest credit union in the state of Pennsylvania. It is also the 3,772nd largest credit union in the nation. It was established in 1940 and as of September of 2020, it had grown to 3 employees and 2,090 members at 1 location. Stanwood Area Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Westmoreland County, Pennsylvania.
See current membership details
Health
B+
Data as of Q3 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Stanwood Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4088 |
| Year Chartered | 1940 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 3.73% |
| Annual Interest Income | $338.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $13.4MM$12.2MM |
| Loans | Q3 2020vs Q3 2019 | $5.1MM$5.3MM |
| Deposits | Q3 2020vs Q3 2019 | $11.8MM$10.7MM |
| Equity Capital | Q3 2020vs Q3 2019 | $1.6MM$1.5MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $61.00K$79.00K |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $20.00K$105.00K |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |