Stanwood Area Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.75% APY
36 Month Share Certificate
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.45% | 1-year CD | 12 Month Share Certificate |
| 0.10% | Savings | Regular Share 1.65% - Barclays Online Savings Account |
| 0.75% | 3-year CD | 36 Month Share Certificate 2.50% - Ally Bank High Yield 3 Year CD |
Overview / Commentary
Stanwood Area Federal Credit Union is headquartered in New Stanton and is the 221st largest credit union in the state of Pennsylvania. It is also the 3,937th largest credit union in the nation. It was established in 1940 and as of March of 2018, it had grown to 4 employees and 2,302 members at 1 location. Stanwood Area Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Westmoreland County, Pennsylvania.
See current membership details
Health
C+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Stanwood Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4088 |
| Year Chartered | 1940 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.73% |
| Return on Equity - YTD | -15.25% |
| Annual Interest Income | $98.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $12.0MM$12.3MM |
| Loans | Q1 2018vs Q1 2017 | $4.9MM$4.9MM |
| Deposits | Q1 2018vs Q1 2017 | $10.7MM$11.0MM |
| Equity Capital | Q1 2018vs Q1 2017 | $1.3MM$1.3MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $99.00K$50.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $90.00K$52.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
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Stanwood Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Accumulation | |
| 0.10% | $25 | - | Regular Share | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Vacation Club |
Stanwood Area Federal Credit Union CD Rates
Stanwood Area Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $500 | - | 36 Month IRA Certificate | |
| 0.65% | $500 | - | 24 Month IRA Certificate | |
| 0.45% | $500 | - | 12 Month IRA Certificate |
Locations
| Stanwood Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 444 Arona Rd | New Stanton, PA 15672 |