Stanwood Area Federal Credit Union
LOCATIONS
1
View locations
HEALTH RATING
B
View health report
CURRENT TOP RATE
0.40% APY
36 Month IRA Certificate
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.10% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Regular Share Account 1.15% - CIT Bank Spring Savings |
| 0.25% | 3-year CD | 36 Month Share Certificate 1.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Stanwood Area Federal Credit Union is headquartered in New Stanton and is the 224th largest credit union in the state of Pennsylvania. It is also the 3,991st largest credit union in the nation. It was established in 1940 and as of March of 2017, it had grown to 3 employees and 2,375 members at 1 location. Stanwood Area Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Westmoreland County, Pennsylvania.
See current membership details
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Stanwood Area Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 4088 |
| Year Chartered | 1940 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.33% |
| Return on Equity - YTD | 2.99% |
| Annual Interest Income | $98.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $12.3MM$12.3MM |
| Loans | Q1 2017vs Q1 2016 | $4.9MM$4.2MM |
| Deposits | Q1 2017vs Q1 2016 | $11.0MM$11.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $1.3MM$1.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $50.00K$47.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $52.00K$122.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Stanwood Area Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Stanwood Area Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | IRA Accumulation Account | |
| 0.05% | $25 | - | Regular Share Account | |
| 0.05% | - | - | Christmas Club Account | |
| 0.05% | - | - | Vacation Club Account |
Stanwood Area Federal Credit Union CD Rates
Stanwood Area Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $500 | - | 36 Month IRA Certificate | |
| 0.35% | $500 | - | 24 Month IRA Certificate | |
| 0.25% | $500 | - | 15 Month IRA Certificate | |
| 0.20% | $500 | - | 12 Month IRA Certificate |
Locations
| Stanwood Area Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 444 Arona Rd | New Stanton, PA 15672 |