Star One Credit Union is headquartered in Sunnyvale and is the 4th largest credit union in the state of California. It is also the 16th largest credit union in the nation. It was established in 1956 and as of June of 2019, it had grown to 204 employees and 107,974 members at 7 locations. Star One Credit Union's money market rates are 4X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership in Star One Credit Union is open to those who live, attend school, or work in Santa Clara County, California and to employees, contractors, and retirees of Lockheed-Martin Corporation, Yahoo!, Cirrus Logic, and more than 90 other Select Employer Groups.
See current membership details
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Favorite Credit Union
I have been a customer for over 20 years. I have never had any complain about this credit union.
Best Credit Union In The Southbay
They offer the 2nd best interest rates for their money market savings accounts among the San Francisco Bay area credit unions, and far better than any of the big 4 banks. They offer free checking that pays you interest on your accounts (0.25%), and no cash advance fees for their low interest credit cards (between 7.75% and 14%). Only negatives are their website and credit card approval process. The website is not user friendly and the credit card approval process is too reserved even with solid information provided.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68465 |
| Year Chartered | 1956 |
| Employees | 204 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.45% |
| Return on Equity - YTD | 3.54% |
| Annual Interest Income | $121.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $8.75B$8.79B |
| Loans | Q2 2019vs Q2 2018 | $4.06B$3.91B |
| Deposits | Q2 2019vs Q2 2018 | $7.09B$6.70B |
| Equity Capital | Q2 2019vs Q2 2018 | $1.10B$937.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $5.2MM$4.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $3.0MM$2.7MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Star One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Star One Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $5 | - | Special Savings Account | |
| 1.85% | - | - | IRA Savings |
Star One Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $50 | - | Money Market Savings Account |
Star One Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | - | - | Rewards Checking Account | |
| 0.25% | - | - | Free Checking Account | |
| 0.25% | - | - | Student Checking Account |
Star One Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $2.5k | - | 2 Year CD | |
| 1.95% | $2.5k | - | 1 Year CD | |
| 1.90% | $2.5k | - | 6 Month CD |
Star One Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $100 | - | 2 Year IRA | |
| 1.95% | $100 | - | 1 Year IRA | |
| 1.90% | $100 | - | 6 Month IRA |
| Star One Credit Union Locations | ||
|---|---|---|
| Branch Office | 1306 Bordeaux Dr | Sunnyvale, CA 94089-1005 |
| Branch Office | 10991 N De Anza Blvd | Cupertino, CA 95014-6303 |
| Branch Office | 1090 Blossom Hill Rd | San Jose, CA 95123-1103 |
| Branch Office | 3903 El Camino Real | Palo Alto, CA 94306 |
| Branch Office | 1080 Enterprise Way | Sunnyvale, CA 94089 |
| Branch Office | 3136 Stevens Creek Blvd | San Jose, CA 95117 |
| Branch Office | 14411 Big Basin Way | Saratoga, CA 95070 |