Star One Credit Union is headquartered in Sunnyvale and is the 5th largest credit union in the state of California. It is also the 20th largest credit union in the nation. It was established in 1956 and as of September of 2022, it had grown to 237 employees and 120,503 members at 7 locations. Star One Credit Union's money market rates are 5X the national average, and it has a B+ health rating.
Membership in Star One Credit Union is open to anyone who lives, works, or goes to school in Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Cruz, Santa Clara or Stanislaus Counties in California. Membership also extends to immediate family of current credit union members, and employees/retirees of Lockheed Martin or any one of the 95 corporate partners.
See current membership details
I have been a customer for over 20 years. I have never had any complain about this credit union.
They offer the 2nd best interest rates for their money market savings accounts among the San Francisco Bay area credit unions, and far better than any of the big 4 banks. They offer free checking that pays you interest on your accounts (0.25%), and no cash advance fees for their low interest credit cards (between 7.75% and 14%). Only negatives are their website and credit card approval process. The website is not user friendly and the credit card approval process is too reserved even with solid information provided.
Overall | |
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NCUA # | 68465 |
Year Chartered | 1956 |
Employees | 237 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.33% |
Return on Equity - YTD | 4.08% |
Annual Interest Income | $159.5MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q3 2022vs Q3 2021 | $10.40B$10.87B |
Loans | Q3 2022vs Q3 2021 | $5.13B$4.76B |
Deposits | Q3 2022vs Q3 2021 | $9.27B$9.27B |
Equity Capital | Q3 2022vs Q3 2021 | $870.6MM$1.28B |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $8.0MM$7.4MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.6MM$818.00K |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Star One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $5 | - | Special Savings Account | |
2.00% | - | - | IRA Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $50 | - | Money Market Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | - | - | Rewards Checking Account | |
0.10% | - | - | Free Checking Account | |
0.10% | - | - | Student Checking Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $2.5k | - | 2 Year CD | |
2.75% | $2.5k | - | 1 Year CD | |
2.25% | $2.5k | - | 6 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.00% | $2.5k | - | 2 Year IRA | |
2.75% | $2.5k | - | 1 Year IRA | |
2.25% | $2.5k | - | 6 Month IRA |
Star One Credit Union Locations | ||
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Branch Office | 1306 Bordeaux Dr | Sunnyvale, CA 94089-1005 |
Branch Office | 10991 N De Anza Blvd | Cupertino, CA 95014-6303 |
Branch Office | 1090 Blossom Hill Rd | San Jose, CA 95123-1103 |
Branch Office | 495 S San Antonio Rd | Los Altos, CA 94022-3618 |
Branch Office | 1080 Enterprise Way Ste 150 | Sunnyvale, CA 94089-1411 |
Branch Office | 3136 Stevens Creek Blvd | San Jose, CA 95117 |
Branch Office | 14411 Big Basin Way | Saratoga, CA 95070 |