Star One Credit Union

Overview / Commentary
1306 Bordeaux Dr
Sunnyvale, CA 94089-1005

Star One Credit Union is headquartered in Sunnyvale and is the 4th largest credit union in the state of California. It is also the 15th largest credit union in the nation. It was established in 1956 and as of March of 2021, it had grown to 220 employees and 114,286 members at 7 locations. Star One Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Star One Credit Union is open to anyone who lives, works, or goes to school in Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Cruz, Santa Clara or Stanislaus Counties in California. Membership also extends to immediate family of current credit union members, and employees/retirees of Lockheed Martin or any one of the 95 corporate partners.
See current membership details

Reviews (2)

Favorite Credit Union

Posted by: |

I have been a customer for over 20 years. I have never had any complain about this credit union.

Best Credit Union In The Southbay

Posted by: |

They offer the 2nd best interest rates for their money market savings accounts among the San Francisco Bay area credit unions, and far better than any of the big 4 banks. They offer free checking that pays you interest on your accounts (0.25%), and no cash advance fees for their low interest credit cards (between 7.75% and 14%). Only negatives are their website and credit card approval process. The website is not user friendly and the credit card approval process is too reserved even with solid information provided.


Health Grade Components

NCUA #68465
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.54%
Annual Interest Income$47.6MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$10.45B$9.36B
LoansQ1 2021vs Q1 2020$4.65B$4.45B
DepositsQ1 2021vs Q1 2020$8.88B$7.63B
Equity CapitalQ1 2021vs Q1 2020$1.26B$1.25B
Loan Loss AllowanceQ1 2021vs Q1 2020$8.6MM$6.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.4MM$3.1MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Star One Credit Union Savings Account Rates

0.50%$5-Special Savings Account
0.50%--IRA Savings

Star One Credit Union Money Market Rates

0.50%$50-Money Market Savings Account

Star One Credit Union Checking Account Rates

0.50%--Rewards Checking Account
0.10%--Free Checking Account
0.10%--Student Checking Account

Star One Credit Union CD Rates

0.60%$2.5k-2 Year CD
0.55%$2.5k-1 Year CD
0.50%$2.5k-6 Month CD

Star One Credit Union IRA Rates

0.60%$2.5k-2 Year IRA
0.55%$2.5k-1 Year IRA
0.50%$2.5k-6 Month IRA

Star One Credit Union Locations
Branch Office1306 Bordeaux DrSunnyvale, CA 94089-1005
Branch Office10991 N De Anza BlvdCupertino, CA 95014-6303
Branch Office1090 Blossom Hill RdSan Jose, CA 95123-1103
Branch Office3903 El Camino RealPalo Alto, CA 94306
Branch Office1080 Enterprise Way Ste 150Sunnyvale, CA 94089-1411
Branch Office3136 Stevens Creek BlvdSan Jose, CA 95117
Branch Office14411 Big Basin WaySaratoga, CA 95070

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