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299 Whalley Avenue
New Haven, CT 06510

Start Community Bank is headquartered in New Haven and is the 38th largest bank in the state of Connecticut. It is also the 3,715th largest bank in the nation. It was established in 2010 and as of December of 2017, it had grown to 16 employees at 1 location. Start Community Bank's CD rates are 44% higher than the national average, and it has an A health rating.

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Reviews (1)

Very Helpful Staff, Good Service.

Posted by: Serah | May 23, 2013

We opened a CD when this community bank first opened and we saw the post in the rates blog.  It was a Connecticut drama when a northeast regional bank took over banking in the New Haven area, and this bank was a way to keep a local bank serving the community.  We visited a branch, the staff were all very helpful and it was easy to open accounts.  Since we don't live nearby, we have since been able to deal with them by phone, mail or through bank networks.  It is a small bank, so may not yet have some electronic services, but your money will not be in a big bank with no standards.  It will help serve a small community bank that works in its neighborhood.  After two years, we're still satisfied with this bank.


Health Grade Components

FDIC Certificate #58952
Year Established2010
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.87%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$134.0MM$123.6MM
LoansQ4 2017vs Q4 2016$116.1MM$107.6MM
DepositsQ4 2017vs Q4 2016$99.4MM$88.1MM
Equity CapitalQ4 2017vs Q4 2016$13.3MM$12.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.5MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$188.00K$0
Real Estate OwnedQ4 2017vs Q4 2016$379.00K$379.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Start Community Bank Savings Account Rates

0.20%$500-Business Savings Account
0.20%--Start Savings

Start Community Bank Money Market Rates

0.40%*$100k*-Money Market Checking Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $50k | 0.30% $50k - $100k
0.40%*$100k*-Business Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $50k | 0.30% $50k - $100k

Start Community Bank Checking Account Rates

1.00%$1k-IOLTA – Interest on Lawyers Trust Account
0.10%--Business Checking with Interest

Start Community Bank CD Rates

2.10%$100k-Business 40 Month Jumbo CD
2.10%$500-40 Month CD
1.75%$500-5 Year CD
1.75%$100k-Business 5 Year Jumbo CD
1.70%$500-2 Year CD
1.70%$500-3 Year CD
1.70%$100k-Business 2 Year Jumbo CD
1.70%$100k-Business 3 Year Jumbo CD
1.70%$500-30 Month CD
1.70%$100k-Business 30 Month Jumbo CD
1.50%$500-18 Month CD
1.50%$500-4 Year CD
1.50%$100k-Business 4 Year Jumbo CD
1.50%$100k-Business 18 Month Jumbo CD
1.50%$100k-Business 20 Month Jumbo CD
1.50%$500-20 Month CD
1.30%$500-12 Month CD
1.30%$100k-Business 1 Year Jumbo CD
1.25%$500-9 Month CD
1.25%$100k-Business 9 Month Jumbo CD
0.30%$100k-Business 120 Days Jumbo CD
0.25%$500-6 Month CD
0.25%$100k-Business 180 Days Jumbo CD
0.20%$500-3 Month CD
0.20%$100k-Business 90 Days Jumbo CD
0.15%$100k-Business 60 Days Jumbo CD
0.10%$100k-Business 30 Days Jumbo CD

Start Community Bank IRA Rates

2.10%$500-40 Month IRA
1.75%$500-5 Year IRA
1.70%$500-2 Year IRA
1.70%$500-3 Year IRA
1.70%$500-30 Month IRA
1.50%$500-18 Month IRA
1.50%$500-4 Year IRA
1.50%$500-20 Month IRA
1.30%$500-12 Month IRA
1.25%$500-9 Month IRA
0.25%$500-6 Month IRA
0.20%$500-3 Month IRA

Start Community Bank Locations
Start Community Bank299 Whalley AvenueNew Haven, CT 06510