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Overview / Commentary
401 Main Street
La Crosse, WI 54601

State Bank Financial is headquartered in La Crosse and is the 63rd largest bank in the state of Wisconsin. It is also the 2,049th largest bank in the nation. It was established in 1858 and as of June of 2016, it had grown to 71 employees at 7 locations. State Bank Financial has a B+ health rating.


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Health Grade Components

FDIC Certificate #10383
Year Established1858
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.16%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$326.8MM$332.9MM
LoansQ2 2016vs Q2 2015$149.2MM$165.2MM
DepositsQ2 2016vs Q2 2015$260.7MM$270.5MM
Equity CapitalQ2 2016vs Q2 2015$37.3MM$36.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.8MM$3.1MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$2.0MM$429.00K
Real Estate OwnedQ2 2016vs Q2 2015$657.00K$727.00K
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State Bank Financial Money Market Rates

0.38%*$100k*-Preferred Money Market
OTHER TIERS: 0.06% Up to $10k | 0.10% $10k - $25k | 0.18% $25k - $50k | 0.30% $50k - $100k

State Bank Financial Locations
LA Crescent Branch109 South Walnut StreetLa Crescent, MN 55947
Marshfield Branch124 North Central AvenueMarshfield, WI 54449
Onalaska Branch1836 East Main StreetOnalaska, WI 54650
Sparta Branch203 West Wisconsin StreetSparta, WI 54656
State Bank Financial401 Main StreetLA Crosse, WI 54601
Shelby Branch4020 Mormon Coulee RoadLA Crosse, WI 54601
Drive-In/Walk-up FacilityFifth And State StreetsLa Crosse, WI 54601