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Overview / Commentary
401 Main Street
La Crosse, WI 54601

State Bank Financial is headquartered in La Crosse and is the 68th largest bank in the state of Wisconsin. It is also the 2,078th largest bank in the nation. It was established in 1858 and as of March of 2017, it had grown to 64 employees at 7 locations. State Bank Financial has a B+ health rating.


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Health Grade Components

FDIC Certificate #10383
Year Established1858
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.04%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$323.7MM$336.0MM
LoansQ1 2017vs Q1 2016$160.1MM$156.8MM
DepositsQ1 2017vs Q1 2016$272.4MM$268.9MM
Equity CapitalQ1 2017vs Q1 2016$36.1MM$37.6MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.5MM$2.8MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$619.00K$2.4MM
Real Estate OwnedQ1 2017vs Q1 2016$150.00K$657.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank Financial Money Market Rates

0.38%*$100k*-Preferred Money Market
OTHER TIERS: 0.06% Up to $10k | 0.10% $10k - $25k | 0.18% $25k - $50k | 0.30% $50k - $100k

State Bank Financial Locations
LA Crescent Branch109 South Walnut StreetLa Crescent, MN 55947
Marshfield Branch124 North Central AvenueMarshfield, WI 54449
Onalaska Branch1836 East Main StreetOnalaska, WI 54650
Sparta Branch203 West Wisconsin StreetSparta, WI 54656
State Bank Financial401 Main StreetLA Crosse, WI 54601
Shelby Branch4020 Mormon Coulee RoadLA Crosse, WI 54601