Overview / Commentary
State Bank of Bottineau is headquartered in Bottineau and is the 51st largest bank in the state of North Dakota. It is also the 4,031st largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 15 employees at 1 location. State Bank of Bottineau's savings rates are 4X the national average, and it has an A health rating.
Health
A
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of Bottineau has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9121 |
| Year Established | 1901 |
| Employees | 15 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.96% |
| Return on Equity - YTD | 11.76% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $96.1MM$85.4MM |
| Loans | Q2 2022vs Q2 2021 | $75.3MM$71.5MM |
| Deposits | Q2 2022vs Q2 2021 | $87.8MM$76.8MM |
| Equity Capital | Q2 2022vs Q2 2021 | $7.7MM$7.8MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.3MM$1.2MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $0$0 |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |