State Bank of Bottineau

Overview / Commentary
105 11Th Street East
Bottineau, ND 58318

State Bank of Bottineau is headquartered in Bottineau and is the 51st largest bank in the state of North Dakota. It is also the 4,031st largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 15 employees at 1 location. State Bank of Bottineau's savings rates are 4X the national average, and it has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of Bottineau has a relatively low asset base.

Health Grade Components

FDIC Certificate #9121
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD11.76%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$96.1MM$85.4MM
LoansQ2 2022vs Q2 2021$75.3MM$71.5MM
DepositsQ2 2022vs Q2 2021$87.8MM$76.8MM
Equity CapitalQ2 2022vs Q2 2021$7.7MM$7.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.3MM$1.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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State Bank of Bottineau Savings Account Rates

2.27%$15k-Super Savings
0.30%$50-Regular Savings

State Bank of Bottineau Checking Account Rates

0.30%$2.5k-Super Now Checking
0.15%$500-Now Checking
0.15%$500-Business Plus Now Checking

State Bank of Bottineau CD Rates

3.12%$1-60 Month CD
2.78%$2.5k-57 Month Rate Watcher CD
2.57%$2.5k-36 Month Rate Watcher CD
2.37%$2.5k-21 Month Rate Watcher CD
1.71%$1-18 Month CD
1.66%$1-12 Month CD
1.46%$1-6 Month CD

State Bank of Bottineau Locations
State Bank Of Bottineau105 11th St EBottineau, ND 58318

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