Overview / Commentary
105 11Th Street East
Bottineau, ND 58318

State Bank of Bottineau is headquartered in Bottineau and is the 51st largest bank in the state of North Dakota. It is also the 4,478th largest bank in the nation. It was established in 1901 and as of December of 2018, it had grown to 17 employees at 1 location. State Bank of Bottineau's savings rates are 73% higher than the national average, and it has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of Bottineau has a relatively low asset base.

Health Grade Components

FDIC Certificate #9121
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD12.33%
Annual Interest Income$3.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$77.8MM$74.8MM
LoansQ4 2018vs Q4 2017$63.8MM$60.0MM
DepositsQ4 2018vs Q4 2017$67.3MM$64.5MM
Equity CapitalQ4 2018vs Q4 2017$7.5MM$7.2MM
Loan Loss AllowanceQ4 2018vs Q4 2017$785.00K$690.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$0$0
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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State Bank of Bottineau Savings Account Rates

0.90%$15k-Super Savings
0.40%$50-Regular Savings

State Bank of Bottineau Checking Account Rates

0.30%$2.5k-Super Now Checking
0.15%$500-Now Checking
0.15%$500-Business Plus Now Checking

State Bank of Bottineau CD Rates

2.92%$1-60 Month CD
2.83%$2.5k-57 Month Rate Watcher CD
2.63%$2.5k-36 Month Rate Watcher CD
2.22%$2.5k-21 Month Rate Watcher CD
2.01%$1-18 Month CD
1.51%$1-12 Month CD
1.00%$1-6 Month CD

State Bank of Bottineau IRA Rates

1.51%$1-12 Month IRA

State Bank of Bottineau Locations
State Bank Of Bottineau105 11th Street EastBottineau, ND 58318

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