State Bank of Graymont

Overview / Commentary
204 Main Street
Graymont, IL 61743

State Bank of Graymont is headquartered in Graymont and is the 151st largest bank in the state of Illinois. It is also the 2,414th largest bank in the nation. It was established in 1913 and as of June of 2022, it had grown to 48 employees at 5 locations. State Bank of Graymont has an A health rating.


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Health Grade Components

FDIC Certificate #10434
Year Established1913
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.55%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$314.0MM$264.0MM
LoansQ2 2022vs Q2 2021$156.7MM$138.1MM
DepositsQ2 2022vs Q2 2021$286.4MM$228.0MM
Equity CapitalQ2 2022vs Q2 2021$26.5MM$28.8MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.9MM$1.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.2MM$3.2MM
Real Estate OwnedQ2 2022vs Q2 2021$71.00K$27.00K

Rates for State Bank of Graymont are currently being reviewed.


State Bank of Graymont Locations
Pontiac Branch1100 West Howard StreetPontiac, IL 61764
State Bank Of Graymont204 Main StGraymont, IL 61743
Chenoa Branch314 CrittendenChenoa, IL 61726
Pontiac Branch901 East Howard StreetPontiac, IL 61764
Saunemin Office Branch59 North StSaunemin, IL 61769

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