State Bank of India

Overview / Commentary
460 Park Avenue
New York, NY 10022

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Reviews (2)

Be Careful

Posted by: |

When my 5-year CD recently matured, the bank sent me a check for the accumulated balance in the account as I had requested. One problem - they didn't bother to sign the check! After a couple of phone calls and emails, they agreed to send a replacement check and additional per-diem interest (which I demanded) at the rate I could get by reinvesting in a 5-year CD elsewhere at that time.

Other annoyances include: no on-line account opening; no on-line access to check account balances and interest posting; and very poor understanding (on their part) of their own deposit account documents.

In the end, it worked out for me, but I doubt I will ever deposit funds with them again.

Difficult Application - Waste Of Time

Posted by: |

This bank has the most difficult application procedure of any bank I applied to, and I'm a member of over twenty banks. I simply wanted to purchase a CD. They required that my identifying documents be notarized and mailed! And after I spent literally hours fulfilling their requirements, they raised questions about my credit worthiness, even though I have an excellent credit score. It's as if they don't want customers. I finally decided not to do business with this 'unusual' organization.


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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

State Bank of India Money Market Rates

0.75%*$2m*-Business Money Market Account
OTHER TIERS: 0.40% Up to $25k | 0.50% $25k - $250k | 0.65% $250k - $2m
0.70%*$2m*-Money Market Account
OTHER TIERS: 0.40% Up to $25k | 0.50% $25k - $250k | 0.60% $250k - $2m

State Bank of India CD Rates

4.99%$10k$500k12 Month Corporate CD
4.84%$10k$500k2 Year Corporate CD
4.84%$10k$500k3 Year Corporate CD
4.63%$10k$500k4 Year Corporate CD
4.63%$10k$500k5 Year Corporate CD
4.58%$25k-5 Year Senior Citizen CD
4.55%$10k$500k6 Month Corporate CD
4.47%$5k$500k5 Year CD
4.47%$25k-4 Year Senior Citizen CD
4.42%$25k-12 Month Senior Citizen CD
4.42%$25k-2 Year Senior Citizen CD
4.42%$25k-3 Year Senior Citizen CD
4.37%$5k$500k4 Year CD
4.32%$5k$500k12 Month CD
4.32%$5k$500k2 Year CD
4.32%$5k$500k3 Year CD
4.30%$10k$500k3 Month Corporate CD
3.35%$5k$500k6 Month CD
1.75%$5k$500k3 Month CD

State Bank of India Locations
State Bank Of India460 Park AveNew York, NY 10022

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