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460 Park Avenue
New York, NY 10022

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State Bank of India Offers 1-Year Senior Citizen CD - 10/15/2018

State Bank of India has raised the rates on its nationally available Senior Citizen CDs: 1-year (2.74% APY), 2-year (3.04% APY), 5-year (3.40% APY). $25k min deposit.

State Bank Of India (NY): Various Terms Up To 3.29% For Seniors; 3.19% Others - 7/6/2018

for each term, the senior citizen APY is listed first, followed by the APY for others 5 years 3.29 3.19 4 years 3.14 3.03 3 years 2.93 2.83 2 years 2.88 2.78 1 year 2.57 2.47 shorter terms (no special deal for seniors) 6 months 2.07 3 months 1.65 Senior rates at https://sbinewyork.com/senior_citizen_cod.aspx Regular rates at https://sbinewyork.com/intrest_rates_retail_deposits.aspx more info at https://sbinewyork.com/cer_deposit.aspx more info on Senior Citizen CDs at https://sbinewyork.com/senior_citizen_enquiry.aspx Customer Manual including disclosures and fees (41 pages) at https://sbinewyork.com/pdf/Customer_Manual.pdf

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Reviews (1)

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Posted by: ejappel | Nov 15, 2018

When my 5-year CD recently matured, the bank sent me a check for the accumulated balance in the account as I had requested. One problem - they didn't bother to sign the check! After a couple of phone calls and emails, they agreed to send a replacement check and additional per-diem interest (which I demanded) at the rate I could get by reinvesting in a 5-year CD elsewhere at that time.

Other annoyances include: no on-line account opening; no on-line access to check account balances and interest posting; and very poor understanding (on their part) of their own deposit account documents.

In the end, it worked out for me, but I doubt I will ever deposit funds with them again.


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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

State Bank of India Money Market Rates

1.27%*$2m*-Money Market Account
OTHER TIERS: 0.41% Up to $25k | 0.61% $25k - $250k | 1.02% $250k - $2m
1.27%*$2m*-Business Money Market Account
OTHER TIERS: 0.41% Up to $25k | 0.61% $25k - $250k | 1.02% $250k - $2m

State Bank of India CD Rates

3.55%$25k-5 Year Senior Citizen CD
3.44%$5k$500k5 Year CD
3.44%$25k-4 Year Senior Citizen CD
3.44%$10k$500k5 Year Corporate CD
3.34%$5k$500k4 Year CD
3.34%$25k-3 Year Senior Citizen CD
3.34%$10k$500k4 Year Corporate CD
3.24%$5k$500k3 Year CD
3.24%$10k$500k3 Year Corporate CD
3.19%$25k-2 Year Senior Citizen CD
3.09%$5k$500k2 Year CD
3.09%$10k$500k2 Year Corporate CD
2.94%$25k-12 Month Senior Citizen CD
2.94%$10k$500k12 Month Corporate CD
2.84%$5k$500k12 Month CD
2.32%$10k$500k6 Month Corporate CD
2.27%$5k$500k6 Month CD
1.95%$10k$500k3 Month Corporate CD
1.90%$5k$500k3 Month CD

State Bank of India Locations
State Bank Of India460 Park AvenueNew York, NY 10022

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