Overview / Commentary
State Bank of St. Jacob is headquartered in Saint Jacob and is the 336th largest bank in the state of Illinois. It is also the 4,588th largest bank in the nation. It was established in 1903 and as of June of 2019, it had grown to 11 employees at 2 locations. State Bank of St. Jacob has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of St. Jacob has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5730 |
| Year Established | 1903 |
| Employees | 11 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.8% |
| Return on Equity - YTD | 11.43% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $66.0MM$61.7MM |
| Loans | Q2 2019vs Q2 2018 | $26.7MM$26.7MM |
| Deposits | Q2 2019vs Q2 2018 | $55.1MM$51.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $10.7MM$9.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $685.00K$586.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $393.00K$179.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
State Bank of St. Jacob Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Savings Account |
State Bank of St. Jacob Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
State Bank of St. Jacob Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | N.O.W. |
State Bank of St. Jacob CD Rates
Locations
| State Bank of St. Jacob Locations | ||
|---|---|---|
| State Bank Of St. Jacob | 102 W Fourth Street | Saint Jacob, IL 62281 |
| St. Jacob Branch | 702 North Douglas | St. Jacob, IL 62281 |