State Bank of St. Jacob

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
0.35%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.20%	Savings	Savings Account 1.15% - CIT Bank Spring Savings
1.05%	4-year CD	48 Month CD 1.50% - Ally Bank Raise Your Rate 4-Year CD

View all State Bank of St. Jacob rates »

Overview / Commentary

www.statebankofstjacob.com

618-644-5555

102 W Fourth Street
Saint Jacob, IL 62281

State Bank of St. Jacob is headquartered in Saint Jacob and is the 380^th largest bank in the state of Illinois. It is also the 5,094^th largest bank in the nation. It was established in 1903 and as of March of 2017, it had grown to 11 employees at 2 locations. State Bank of St. Jacob has an A health rating.

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Health

A

Data as of Q1 2017

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of St. Jacob has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	5730
Year Established	1903
Employees	11
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	7.32%
Annual Interest Income	$432.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$60.7MM$57.9MM
Loans	Q1 2017vs Q1 2016	$22.8MM$22.1MM
Deposits	Q1 2017vs Q1 2016	$51.3MM$48.9MM
Equity Capital	Q1 2017vs Q1 2016	$9.1MM$8.7MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$534.00K$521.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$259.00K$546.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank of St. Jacob Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$50	-	Savings Account

State Bank of St. Jacob Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	Money Market Deposit Account
OTHER TIERS: 0.10% → Up to $2,500 \| 0.20% → $2,500 - $25k \| 0.25% → $25k - $50k \| 0.35% → $50k - $100k

State Bank of St. Jacob Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	N.O.W.

State Bank of St. Jacob CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%	$1k	-	42 Month CD Special
1.05%	$1k	-	48 Month CD
0.85%	$1k	-	36 Month CD
0.70%	$1k	-	30 Month CD
0.60%	$1k	-	24 Month CD
0.50%	$1k	-	18 Month CD
0.40%	$2,500	-	11 Month CD Special
0.35%	$1k	-	12 Month CD
0.25%	$2,500	-	9 Month CD
0.20%	$2,500	-	6 Month CD
0.15%	$2,500	-	1 Month CD
0.15%	$2,500	-	3 Month CD

Locations

State Bank of St. Jacob Locations
State Bank Of St. Jacob	102 W Fourth Street	Saint Jacob, IL 62281
St. Jacob Branch	702 North Douglas	St. Jacob, IL 62281