State Bank of St. Jacob
LOCATIONS
2
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HEALTH RATING
A
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CURRENT TOP RATE
2.30% APY
48 Month CD Special
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.35% | 1-year CD | |
| 0.20% | Savings | |
| 1.11% | 4-year CD | 1.79% - National Average |
Overview / Commentary
State Bank of St. Jacob is headquartered in Saint Jacob and is the 361st largest bank in the state of Illinois. It is also the 4,824th largest bank in the nation. It was established in 1903 and as of June of 2018, it had grown to 10 employees at 2 locations. State Bank of St. Jacob has an A health rating.
Health
A
Data as of Q2 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Bank of St. Jacob has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 5730 |
| Year Established | 1903 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.76% |
| Return on Equity - YTD | 11.1% |
| Annual Interest Income | $1.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $61.7MM$60.7MM |
| Loans | Q2 2018vs Q2 2017 | $26.7MM$23.4MM |
| Deposits | Q2 2018vs Q2 2017 | $51.6MM$51.0MM |
| Equity Capital | Q2 2018vs Q2 2017 | $9.8MM$9.4MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $586.00K$538.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $179.00K$255.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Rates
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State Bank of St. Jacob Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $50 | - | Savings Account |
State Bank of St. Jacob Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Money Market Deposit Account | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.20% → $2.5k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k | |||||
State Bank of St. Jacob Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $500 | - | N.O.W. |
State Bank of St. Jacob CD Rates
Locations
| State Bank of St. Jacob Locations | ||
|---|---|---|
| State Bank Of St. Jacob | 102 W Fourth Street | Saint Jacob, IL 62281 |
| St. Jacob Branch | 702 North Douglas | St. Jacob, IL 62281 |