I recently attended a networking event in which there were representatives from this bank along with several other banks from the community. I happened to observe some of the other banks passing out business cards and networking, which was the entire purpose of the event. When one of the other banks approached the representative from State Bank of the Lakes, the woman from State Bank of the Lakes was so unbelievably rude and insulted the other banks saying they didn't deserve to be there and said they shouldn't bother coming back.

I couldn't believe what I saw. While this bank has been a staple in the Antioch community for years, I can see they are threatened by other banks that have come into the area. Their rates may be nice, but their service, professionalism and ability to meet the needs of their customers is nothing compared to their competitors.

In my opinion this bank feels that they deserve your business just because they have been in town longest and take their customers for granted. I would consider using other banks in town that reward you for your business and take customer service to a much higher level.

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Health

A+

Data as of Q4 2021

Data displayed below is for insuring bank: Wintrust Bank

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Health Grade Components

Overall
FDIC Certificate #	33935
Year Established	1994
Employees	562
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.41%
Return on Equity - YTD	14.85%
Annual Interest Income	$237.6MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$9.59B$8.30B
Loans	Q4 2021vs Q4 2020	$7.25B$6.78B
Deposits	Q4 2021vs Q4 2020	$8.46B$7.23B
Equity Capital	Q4 2021vs Q4 2020	$897.9MM$770.4MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$66.7MM$85.4MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$9.6MM$23.9MM
Real Estate Owned	Q4 2021vs Q4 2020	$318.00K$1.3MM

Rates

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Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not State Bank of The Lakes; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

State Bank of The Lakes Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.02%^†	-	-	Statement Savings
0.02%^†	-	-	Junior Savers Statement Savings

State Bank of The Lakes Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.04%^*^†	$1m^*	-	MAXSAFE Money Market
OTHER TIERS: 0.01% → Up to $150k \| 0.02% → $150k - $500k \| 0.03% → $500k - $1m
0.03%^*^†	$10k^*	-	Money Market
OTHER TIERS: 0.02% → Up to $10k

State Bank of The Lakes Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%^*^†	$50k^*	-	Premier Checking
OTHER TIERS: 0.01% → Up to $50k
0.01%^†	-	-	Access Plus Checking
0.01%^†	-	-	Platinum Preferred Checking (50+)

State Bank of The Lakes CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^†	$1k	-	12 Month CD
0.05%^†	$1k	-	18 Month CD
0.05%^†	$100k	-	12 Month MAXSAFE CD
0.05%^†	$100k	-	18 Month MAXSAFE CD

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.

State Bank of The Lakes

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