State Bank & Trust Company (MS)

Overview / Commentary
916 Highway 82 Bypass
Greenwood, MS 38935

State Bank & Trust Company (MS) is headquartered in Greenwood and is the 11th largest bank in the state of Mississippi. It is also the 714th largest bank in the nation. It was established in 1898 and as of December of 2019, it had grown to 278 employees at 35 locations. State Bank & Trust Company (MS) has an A health rating.

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Reviews (2)

Good Stuff, Using Them For 3+ Yrs

Using their reward checking now for a few years, no issues. Timely refund of ATM. I think 1-2x didn't get the full rebate, send them a message, and had the full amount without question or issues quickly. I do direct deposit from work, and then do the required transactions/payments by doing 12+ $1 payments paying my internet bill in the span of 15 minutes once a month.

State Bank & Trust Company

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Very good bank.  Works with borrowers on rates and other terms.  Understands credits and small business lending.


Health Grade Components

FDIC Certificate #8878
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.66%
Annual Interest Income$51.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.15B$1.18B
LoansQ4 2019vs Q4 2018$897.8MM$863.7MM
DepositsQ4 2019vs Q4 2018$999.6MM$1.02B
Equity CapitalQ4 2019vs Q4 2018$131.2MM$123.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$7.9MM$8.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.7MM$3.5MM
Real Estate OwnedQ4 2019vs Q4 2018$1.4MM$1.7MM
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Always verify rates and promotions with the bank or credit union. We are not State Bank & Trust Company (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank & Trust Company (MS) Savings Account Rates

1.00%*-$15kPlatinum Savings
OTHER TIERS: 0.50% $15k+
0.20%$100-Regular Savings
0.20%--Children's Savings

State Bank & Trust Company (MS) Money Market Rates

0.50%$100k-Business Growth - PrimeFlex MMDA
0.10%$1k-Business Growth - MMDA
0.10%$1k-Consumer MMDA

State Bank & Trust Company (MS) Checking Account Rates

2.50%-$15kPlatinum Checking
0.15%--Business Growth Interest Checking
0.05%$1k-Better Than Free Checking

State Bank & Trust Company (MS) CD Rates

1.85%$1k-Business 19 Month CD Special - New Money
1.85%$1k-19 Month CD Special - New Money
1.50%$1k-60 Month CD
1.50%$1k-Business 60 Month CD
1.20%$1k-48 Month CD
1.20%$1k-Business 48 Month CD
0.90%$1k-36 Month CD
0.90%$1k-Business 36 Month CD
0.85%$1k-18 Month CD
0.85%$1k-24 Month CD
0.85%$1k-Business 18 Month CD
0.85%$1k-Business 24 Month CD
0.75%$1k-12 Month CD
0.75%$1k-Business 12 Month CD
0.50%$1k-182 Day CD
0.50%$1k-Business 182 Day CD
0.35%$1k-90 Day CD
0.35%$1k-Business 90 Day CD
0.15%$1k-30 Day CD
0.15%$1k-60 Day CD
0.15%$1k-Business 30 Day CD
0.15%$1k-Business 60 Day CD

State Bank & Trust Company (MS) IRA Rates

1.50%$1k-60 Month IRA
1.20%$1k-48 Month IRA
0.90%$1k-36 Month IRA
0.85%$1k-18 Month IRA
0.85%$1k-24 Month IRA
0.75%$1k-12 Month IRA
0.50%$1k-182 Day IRA
0.35%$1k-90 Day IRA
0.15%$1k-30 Day IRA
0.15%$1k-60 Day IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.