Featured Savings Rates
Featured Accounts

State Bank & Trust Company (MS)

Popular Accounts at this Bank

2.50%Reward CheckingPlatinum Checking
1.00%Reward SavingsPlatinum Savings
1.25%5-year CD60 Month CD

Overview / Commentary
916 Highway 82 Bypass
Greenwood, MS 38935

State Bank & Trust Company (MS) is headquartered in Greenwood and is the 9th largest bank in the state of Mississippi. It is also the 702nd largest bank in the nation. It was established in 1898 and as of December of 2016, it had grown to 304 employees at 35 locations. State Bank & Trust Company (MS) has an A health rating.

Related Posts

View all posts from:

Reviews (2)

Good Stuff, Using Them For 3+ Yrs

Using their reward checking now for a few years, no issues. Timely refund of ATM. I think 1-2x didn't get the full rebate, send them a message, and had the full amount without question or issues quickly. I do direct deposit from work, and then do the required transactions/payments by doing 12+ $1 payments paying my internet bill in the span of 15 minutes once a month.

State Bank & Trust Company

Posted by: BobbyRed1 | Jul 9, 2011

Very good bank.  Works with borrowers on rates and other terms.  Understands credits and small business lending.


Health Grade Components

FDIC Certificate #8878
Year Established1898
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD6.25%
Annual Interest Income$40.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.05B$999.9MM
LoansQ4 2016vs Q4 2015$813.5MM$757.8MM
DepositsQ4 2016vs Q4 2015$878.6MM$834.4MM
Equity CapitalQ4 2016vs Q4 2015$112.8MM$110.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$9.4MM$8.5MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$7.3MM$7.6MM
Real Estate OwnedQ4 2016vs Q4 2015$2.3MM$2.9MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not State Bank & Trust Company (MS); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank & Trust Company (MS) Savings Account Rates

1.00%*-$15kPlatinum Savings
OTHER TIERS: 0.50% $15k+
0.10%$100-Regular Savings
0.10%--Children's Savings

State Bank & Trust Company (MS) Money Market Rates

0.50%--Business Growth - Prime Flex MMDA
0.15%$1k-Business Growth Money Market Demand Account
0.15%$1k-Consumer MMDA

State Bank & Trust Company (MS) Checking Account Rates

2.50%*-$15kPlatinum Checking
OTHER TIERS: 0.50% $15k+
0.10%--Business Growth Interest Checking
0.05%$1k-Better Than Free Checking

State Bank & Trust Company (MS) CD Rates

1.25%$1k-60 Month CD
1.25%$1k-Business 60 Month CD
1.00%$1k-48 Month CD
1.00%$1k-Business 48 Month CD
0.85%$1k-36 Month CD
0.85%$1k-Business 36 Month CD
0.60%$1k-24 Month CD
0.60%$1k-Business 24 Month CD
0.45%$1k-18 Month CD
0.45%$1k-Business 18 Month CD
0.35%$1k-12 Month CD
0.35%$1k-Business 12 Month CD
0.20%$1k-182 Day CD
0.20%$1k-Business 182 Day CD
0.15%$1k-90 Day CD
0.15%$1k-Business 90 Day CD
0.10%$1k-30 Day CD
0.10%$1k-60 Day CD
0.10%$1k-Business 30 Day CD
0.10%$1k-Business 60 Day CD

State Bank & Trust Company (MS) IRA Rates

1.25%$1k-60 Month IRA
1.00%$1k-48 Month IRA
0.85%$1k-36 Month IRA
0.60%$1k-24 Month IRA
0.45%$1k-18 Month IRA
0.35%$1k-12 Month IRA
0.20%$1k-182 Day IRA
0.15%$1k-90 Day IRA
0.10%$1k-30 Day IRA
0.10%$1k-60 Day IRA

State Bank & Trust Company (MS) has 35 locations. Click to view all State Bank & Trust Company (MS) locations.