First State Bank & Trust


Overview / Commentary
701-577-2113
22 4th Street East
Williston, ND 58802

First State Bank & Trust is headquartered in WILLISTON and is the 20th largest bank in the state of North Dakota. It is also the 1,699th largest bank in the nation. It was established in 1926 and as of September of 2024, it had grown to 69 employees at 4 locations. First State Bank & Trust has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #14801
Year Established1926
Employees69
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.17%
Return on Equity - YTD10.73%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$543.7MM$491.9MM
LoansQ3 2024vs Q3 2023$189.7MM$171.9MM
DepositsQ3 2024vs Q3 2023$470MM$434.1MM
Equity CapitalQ3 2024vs Q3 2023$63.3MM$43.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$2.9MM$2.9MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$1.6MM$267K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


First State Bank & Trust Locations
North Branch105 26th Street WestWilliston, ND 58801
First National Bank & Trust Co. Of Williston22 4th St EWilliston, ND 58801
Crosby Branch122 N Main StreetCrosby, ND 58730
Ray Branch24 Rr AvenueRay, ND 58849

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