State Bank (Waterloo, IL)

Overview / Commentary

www.sbw.bank

618-939-7194

855 North Illinois Route 3
Waterloo, IL 62298

State Bank (Waterloo, IL) is headquartered in Waterloo and is the 157^th largest bank in the state of Illinois. It is also the 2,474^th largest bank in the nation. It was established in 1894 and as of June of 2022, it had grown to 50 employees at 5 locations. State Bank (Waterloo, IL)'s CD rates are 3X the national average, and it has a C+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12706
Year Established	1894
Employees	50
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.2%
Return on Equity - YTD	3.22%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$301.0MM$296.1MM
Loans	Q2 2022vs Q2 2021	$166.3MM$149.3MM
Deposits	Q2 2022vs Q2 2021	$248.5MM$228.6MM
Equity Capital	Q2 2022vs Q2 2021	$14.6MM$24.0MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$2.4MM$2.4MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$3.0MM$347.00K
Real Estate Owned	Q2 2022vs Q2 2021	$71.00K$201.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not State Bank (Waterloo, IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank (Waterloo, IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.17%	$50	-	Platinum Business
0.15%	$10	-	Savings

State Bank (Waterloo, IL) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$250k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k \| 0.25% → $50k - $100k \| 0.30% → $100k - $250k

State Bank (Waterloo, IL) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	-	$10k	Cash Rewards Checking
OTHER TIERS: 0.20% → $10k+

State Bank (Waterloo, IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%	$1k	-	36 Month CD
3.90%	$1k	-	24 Month CD
3.50%	$1k	-	18 Month CD
3.10%	$1k	-	12 Month CD
3.01%	$1k	-	60 Month CD
2.75%	$1k	-	48 Month CD
1.75%	$1k	-	6 Month CD

Locations

State Bank (Waterloo, IL) Locations
Valmeyer Branch	259 Knobloch Boulevard	Valmeyer, IL 62295
Waterloo Branch	501 North Market Street	Waterloo, IL 62298
State Bank Of Waterloo	855 N Illinois Route 3	Waterloo, IL 62298
State Bank Of Waterloo	1525 N. Main Street	Columbia, IL 62236
Lindbergh Facility Branch	6969 S Lindbergh Blvd	Saint Louis, MO 63125

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.