State Bank (Waterloo, IL)

Overview / Commentary
855 North Illinois Route 3
Waterloo, IL 62298

State Bank (Waterloo, IL) is headquartered in WATERLOO and is the 146th largest bank in the state of Illinois. It is also the 2,366th largest bank in the nation. It was established in 1894 and as of December of 2023, it had grown to 49 employees at 5 locations. State Bank (Waterloo, IL) has a B health rating.

Reviews (1)

Customer Service

Posted by: |

The State Bank of Waterloo in Waterloo Illinois will take your money but will not give you a debit card! In my case their Shazam has stated on several occasions that my card was compromised. So the bank sends a card but after a couple times you cannot have another card. They charge $5 then refuse. My money sits in their bank unless I wrote a check (lol-who does that anymore) from a checkbook I have to pay for the checks!!! They are a cheap bank and very rude at this location. I guess they are going under like so many other banks. I wrote one last check and the is for the balance. I don’t need a bank that holds onto MY money like it is theirs!
Beware of this bank. They do not follow their on rules and probably does not follow FDIC rules either.
-Renny, former patron.


Health Grade Components

FDIC Certificate #12706
Year Established1894
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD4.1%
Annual Interest Income$12.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$321.9MM$313.9MM
LoansQ4 2023vs Q4 2022$182.6MM$182.9MM
DepositsQ4 2023vs Q4 2022$240.2MM$234.6MM
Equity CapitalQ4 2023vs Q4 2022$18.2MM$16.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.7MM$2.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$3.3MM$3.2MM
Real Estate OwnedQ4 2023vs Q4 2022$81K$71K

Rates for State Bank (Waterloo, IL) are currently being reviewed.


State Bank (Waterloo, IL) Locations
Valmeyer Branch259 Knobloch BoulevardValmeyer, IL 62295
Waterloo Branch501 North Market StreetWaterloo, IL 62298
State Bank Of Waterloo855 N Illinois Route 3Waterloo, IL 62298
State Bank Of Waterloo1525 N. Main StreetColumbia, IL 62236
Lindbergh Facility Branch6969 S Lindbergh BlvdSaint Louis, MO 63125

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