State Bank (Waterloo, IL)

Overview / Commentary
855 North Illinois Route 3
Waterloo, IL 62298

State Bank (Waterloo, IL) is headquartered in Waterloo and is the 157th largest bank in the state of Illinois. It is also the 2,474th largest bank in the nation. It was established in 1894 and as of June of 2022, it had grown to 50 employees at 5 locations. State Bank (Waterloo, IL)'s CD rates are 3X the national average, and it has a C+ health rating.


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Health Grade Components

FDIC Certificate #12706
Year Established1894
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD3.22%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$301.0MM$296.1MM
LoansQ2 2022vs Q2 2021$166.3MM$149.3MM
DepositsQ2 2022vs Q2 2021$248.5MM$228.6MM
Equity CapitalQ2 2022vs Q2 2021$14.6MM$24.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.4MM$2.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.0MM$347.00K
Real Estate OwnedQ2 2022vs Q2 2021$71.00K$201.00K
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Always verify rates and promotions with the bank or credit union. We are not State Bank (Waterloo, IL); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Bank (Waterloo, IL) Savings Account Rates

0.17%$50-Platinum Business

State Bank (Waterloo, IL) Money Market Rates

0.35%*$250k*-Money Market
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k

State Bank (Waterloo, IL) Checking Account Rates

1.75%*-$10kCash Rewards Checking
OTHER TIERS: 0.20% $10k+

State Bank (Waterloo, IL) CD Rates

4.05%$1k-36 Month CD
3.90%$1k-24 Month CD
3.50%$1k-18 Month CD
3.10%$1k-12 Month CD
3.01%$1k-60 Month CD
2.75%$1k-48 Month CD
1.75%$1k-6 Month CD

State Bank (Waterloo, IL) Locations
Valmeyer Branch259 Knobloch BoulevardValmeyer, IL 62295
Waterloo Branch501 North Market StreetWaterloo, IL 62298
State Bank Of Waterloo855 N Illinois Route 3Waterloo, IL 62298
State Bank Of Waterloo1525 N. Main StreetColumbia, IL 62236
Lindbergh Facility Branch6969 S Lindbergh BlvdSaint Louis, MO 63125

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