State Central Bank


Overview / Commentary
319-592-3372
612 1st Street
Bonaparte, IA 52620

State Central Bank is headquartered in Bonaparte and is the 244th largest bank in the state of Iowa. It is also the 4,786th largest bank in the nation. It was established in 1858 and as of June of 2020, it had grown to 17 employees at 3 locations. State Central Bank has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Central Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #5820
Year Established1858
Employees17
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD5.6%
Annual Interest Income$745.00K
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$43.8MM$38.4MM
LoansQ2 2020vs Q2 2019$17.8MM$18.4MM
DepositsQ2 2020vs Q2 2019$38.4MM$32.9MM
Equity CapitalQ2 2020vs Q2 2019$5.4MM$5.3MM
Loan Loss AllowanceQ2 2020vs Q2 2019$542.00K$1.2MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$2.1MM$3.7MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not State Central Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Golden Passbook Savings
0.05%$50-Regular Savings

State Central Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Money Market Checking
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k
0.25%*$50k*-Business Money Market Checking
OTHER TIERS: 0.10% $1k - $25k | 0.15% $25k - $50k

State Central Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$50k-Grand Checking
0.15%$15k-Diamond Now Checking
0.10%$5k-Golden Now Checking
0.05%$500-Super Now Checking

State Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-60 Month CD
OTHER TIERS: 0.90% $1k - $10k
0.85%*$10k*-48 Month CD
OTHER TIERS: 0.80% $1k - $10k
0.75%*$10k*-36 Month CD
OTHER TIERS: 0.70% $1k - $10k
0.65%*$10k*-30 Month CD
OTHER TIERS: 0.60% $1k - $10k
0.55%*$10k*-24 Month CD
OTHER TIERS: 0.50% $1k - $10k
0.45%*$10k*-18 Month CD
OTHER TIERS: 0.40% $1k - $10k
0.35%*$10k*-12 Month CD
OTHER TIERS: 0.30% $1k - $10k
0.25%*$10k*-182 Day CD
OTHER TIERS: 0.20% $1k - $10k
0.25%$1k-10 Month Budget Master CD Special
0.15%*$10k*-91 Day CD
OTHER TIERS: 0.10% $1k - $10k

State Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$10k*-60 Month IRA
OTHER TIERS: 0.90% $1k - $10k
0.85%*$10k*-48 Month IRA
OTHER TIERS: 0.80% $1k - $10k
0.75%*$10k*-36 Month IRA
OTHER TIERS: 0.70% $1k - $10k
0.65%*$10k*-30 Month IRA
OTHER TIERS: 0.60% $1k - $10k
0.55%*$10k*-24 Month IRA
OTHER TIERS: 0.50% $1k - $10k
0.45%*$10k*-18 Month IRA
OTHER TIERS: 0.40% $1k - $10k
0.35%*$10k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $10k
0.25%*$10k*-182 Day IRA
OTHER TIERS: 0.20% $1k - $10k
0.15%*$10k*-91 Day IRA
OTHER TIERS: 0.10% $1k - $10k
Locations


State Central Bank Locations
Farmington Branch101 S. SecondFarmington, IA 52626
Stockport Branch116 S. Main StreetStockport, IA 52651
State Central Bank612 1st StreetBonaparte, IA 52620

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