Overview / Commentary
319-592-3372
612 1st Street
Bonaparte, IA 52620

State Central Bank is headquartered in Bonaparte and is the 263rd largest bank in the state of Iowa. It is also the 5,175th largest bank in the nation. It was established in 1858 and as of September of 2018, it had grown to 18 employees at 3 locations. State Central Bank's money market rates are 16% higher than the national average, and it has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. State Central Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #5820
Year Established1858
Employees18
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD5.68%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$38.1MM$38.7MM
LoansQ3 2018vs Q3 2017$19.3MM$22.5MM
DepositsQ3 2018vs Q3 2017$33.2MM$33.4MM
Equity CapitalQ3 2018vs Q3 2017$4.9MM$5.1MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.0MM$786.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.4MM$2.8MM
Real Estate OwnedQ3 2018vs Q3 2017$0$540.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not State Central Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Central Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$2.5k-Golden Passbook Savings
0.17%$50-Regular Savings

State Central Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$50k*-Money Market Checking
OTHER TIERS: 0.17% $1k - $25k | 0.32% $25k - $50k
0.51%*$50k*-Business Money Market Checking
OTHER TIERS: 0.17% $1k - $25k | 0.32% $25k - $50k

State Central Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%$50k-Grand Checking
0.32%$15k-Diamond Now Checking
0.17%$5k-Golden Now Checking
0.07%$500-Super Now Checking

State Central Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%*$50k*-60 Month CD
OTHER TIERS: 1.29% $1k - $50k
1.10%*$50k*-48 Month CD
OTHER TIERS: 1.00% $1k - $50k
1.00%$10k-12 month Investment CD
0.95%*$50k*-36 Month CD
OTHER TIERS: 0.85% $1k - $50k
0.90%$1k-10 Month Budget Master CD Special
0.65%$1k-30 Month CD
0.60%$1k-24 Month CD
0.55%*$50k*-18 Month CD
OTHER TIERS: 0.45% $1k - $50k
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $1k - $50k
0.25%*$50k*-182 Day CD
OTHER TIERS: 0.20% $1k - $50k
0.15%*$50k*-91 Day CD
OTHER TIERS: 0.10% $1k - $50k

State Central Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.39%*$50k*-60 Month IRA
OTHER TIERS: 1.29% $1k - $50k
1.10%*$50k*-48 Month IRA
OTHER TIERS: 1.00% $1k - $50k
0.95%*$50k*-36 Month IRA
OTHER TIERS: 0.85% $1k - $50k
0.65%$1k-30 Month IRA
0.60%$1k-24 Month IRA
0.55%*$50k*-18 Month IRA
OTHER TIERS: 0.45% $1k - $50k
0.40%*$50k*-12 Month IRA
OTHER TIERS: 0.30% $1k - $50k
0.25%*$50k*-182 Day IRA
OTHER TIERS: 0.20% $1k - $50k
0.15%*$50k*-91 Day IRA
OTHER TIERS: 0.10% $1k - $50k
Locations


State Central Bank Locations
Farmington Branch101 S. SecondFarmington, IA 52626
Stockport Branch116 S. Main StreetStockport, IA 52651
State Central Bank612 1st StreetBonaparte, IA 52620

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