State CS Employees Federal Credit Union
Watertown, NY 13601
State CS Employees Federal Credit Union is headquartered in WATERTOWN and is the 188th largest credit union in the state of New York. It is also the 3,475th largest credit union in the nation. It was established in 1964 and as of June of 2018, it had grown to 7 employees and 2,216 members at 2 locations. State CS Employees Federal Credit Union's CD rates are 40% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of New York State Civil Service, the City of Watertown and the Watertown School District.
See current membership details
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16207 |
| Year Chartered | 1964 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 4.36% |
| Annual Interest Income | $357.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $18.5MM$17.4MM |
| Loans | Q2 2018vs Q2 2017 | $12.6MM$12.0MM |
| Deposits | Q2 2018vs Q2 2017 | $16.3MM$15.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $2.1MM$2.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $82.00K$83.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $6.00K$29.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not State CS Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
State CS Employees Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | 1 Year Term Share Certificate | |
| 1.00% | - | - | 6 Month Term Share Certificate | |
| 0.95% | $25 | - | 12 Month Lucky Savers CD |
| State CS Employees Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 144 Eastern Boulevard | WATERTOWN, NY 13601 |
| Main Office | Dulles State Office Building 317 Washington Street | WATERTOWN, NY 13601 |