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Overview / Commentary
410-487-7328
971 Corporate Blvd
Linthicum, MD 21090-2342

SECU of Maryland is headquartered in Linthicum and is the largest credit union in the state of Maryland. It is also the 52nd largest credit union in the nation. It was established in 1951 and as of September of 2016, it had grown to 352 employees and 242,381 members at 24 locations. SECU of Maryland's CD rates are 28% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in SECU of Maryland is open to employees, retirees and contractors of the state of Maryland, employees of Anne Arundel County, alumni, students, faculty and staff of University System of Maryland Schools, employees of organizations located in Maryland that receive federal, state or local funding, and over 500 local Select Employer Groups
See current membership details

Related Posts

$170 Bonus For Young Adult Checking At SECU Of Maryland - 9/9/2016

SECU of Maryland is offering a $170 bonus for young adults (age 18-25) opening a checking account: $50 for opening the account $10/month for making 10 debit card purchases each month Offer details: https://www.secumd.org/170 Virtually anyone or their parent who has ever taken a course at any Maryland institution of higher learning is eligible for membership, as well as anyone associated with any state agency: https://www.secumd.org/field-of-m...ip.aspx#to

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Great Customer Service

Posted by: Logan | Oct 19, 2014

After switching from BOA to SECU I cannot be more happy with the way I am treated from branch to branch. I'm not just a drop in the hat to them and they want to resolve everything for you at the time you visit the instore. My only gripe would be the online transaction tracking does not show real time like the big name above. Usually within 24 hours all of the previous days transactions post.

SECU is the alternative to the big banks that you have been looking for

Posted by: ROFL | Sep 28, 2016

SECU is Maryland's leading credit union, and I have had a personal savings and checking account with them for ten years. Their rates blow the big banks rates out of the water, especially if you sign up for a long term program. They give incentives for this type of patronage and makes the deal work great for both parties. I prefer credit unions over others by a good margin, and this specific credit union by an even larger margin.

No Complaints! Great Rates!

To begin, no financial institution is perfect! But SECU has made me feel secure, valued and important as a consumer using their Credit Union for the majority of my banking needs. I have banked with several other popular major public banks in the past and have been severely disappointed with them all. SECU's website, employees, fraud protection services and NEW ATM banking system are incredible, safe and up to date. I look forward to being a member with them in the years to come.

Don't Do Business With SECU

SECU is the worst. The reviewers who say Secu is great are plants. Employees who write these bogus experiences trying to convince you this is a good bank. It’s not. Do a little investigating. You’ll see.
I refinanced with them a few years ago. Totally disorganized. I should have realized it then. They took almost 4 months to close. I had to do everything. When I was with other banking companies, they did all the work. All I had to do was sign. Also, they lied to me. They said they provide bi-weekly payments, and they kept stating it until we closed. Well, guess what? They don’t provide bi-weekly payments.
Next, they increased my mtg by $300 per month. That’s right, $300 per month. Gave me a bunch of B.S. excuses, saying they made mistakes with calculations, this went up, that went up, etc. I have been in my home for 15yrs. This has NEVER happened until SECU.
Every time I call them they don’t know what’s going on. Please hold, or do I mind if they put me on hold for a moment. They need verification of who I am every time I speak to someone different, or when I want to pay my bill. Who in the hell is going to call them other than me to pay my bill? Sheesh. Also, the phone people will tell you they provide certain services and the branch people don’t have a clue. This bank is the worst. If I could undo my refi, I would.
Do not go to SECU. You will regret it.

VIEW MORE REVIEWS

Health
A

Health Grade Components

Overall
NCUA #66330
Year Chartered1951
Employees352
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.01%
Annual Interest Income$77.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$3.20B$2.92B
LoansQ3 2016vs Q3 2015$2.72B$2.27B
DepositsQ3 2016vs Q3 2015$2.75B$2.60B
Equity CapitalQ3 2016vs Q3 2015$311.6MM$298.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$16.5MM$16.3MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$19.9MM$23.5MM
Real Estate OwnedQ3 2016vs Q3 2015$1.4MM$1.9MM
  User-submitted Promotions & Notices

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

$170 Bonus For Young Adult Checking At SECU Of Maryland

CapitalClimate   |  
SECU of Maryland is offering a $170 bonus for young adults (age 18-25) opening a checking account:
$50 for opening the account
$10/month for making 10 debit card purchases each month

Offer details:
https://www.secumd.org/170

Virtually anyone or their parent who has ever taken a course at any Maryland institution of higher learning is eligible for membership, as well as anyone associated with any state agency:
https://www.secumd.org/field-of-m...ip.aspx#to

Rates
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Always verify rates and promotions with the bank or credit union. We are not SECU of Maryland; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

SECU of Maryland Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Roth Contributory IRA
0.10%--Coverdell Education Savings Account
0.10%--Roth Conversion IRA
0.10%--Share Savings
0.10%--IRA Savings
0.10%--Holiday Savings
0.10%$300-Secured VISA Holding Account

SECU of Maryland Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$100k*-Business Money Market
OTHER TIERS: 0.55% $2k - $5k | 0.65% $5k - $25k | 0.75% $25k - $50k | 0.85% $50k - $100k
0.35%*$500k*-Advantage Money Market
OTHER TIERS: 0.30% $25k - $500k
0.25%*$25k*-Money Manager
OTHER TIERS: 0.20% $2k - $25k

SECU of Maryland Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Interest Earning Business Checking
0.10%$10k-Premier Interest Checking
0.05%$1k-Choice Interest Checking
0.05%--Students' Choice Checking

SECU of Maryland CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-5 Year CD
1.60%$500-5 Year Step-Up CD
1.60%$500-4 Year CD
1.50%$500-3 Year CD
1.35%$500-30 Month CD
1.30%$100k-2 Year Jumbo CD
1.25%$500-2 Year CD
1.15%$500-18 Month CD
1.15%$100k-1 Year Jumbo CD
1.09%$500-1 Year Premier Relationship CD
1.08%$500-1 Year Choice Relationship CD
1.05%$500-1 Year CD
0.85%$500-1 Year Add-On CD
0.75%$500-9 Month CD
0.70%$500-6 Month CD
0.50%$500-3 Month CD

SECU of Maryland IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-5 Year IRA
1.60%$500-5 Year Step Up IRA
1.60%$500-4 Year IRA
1.50%$500-3 Year IRA
1.35%$500-30 Month IRA
1.30%$100k-2 Year Jumbo IRA
1.25%$500-2 Year IRA
1.15%$500-18 Month IRA
1.15%$100k-1 Year Jumbo IRA
1.10%$500-15 Month IRA
1.09%$500-1 Year Premier Relationship IRA
1.08%$500-1 Year Choice Relationship IRA
1.05%$500-1 Year IRA
Locations

SECU of Maryland has 24 locations. Click to view all SECU of Maryland locations.