Overview / Commentary
2632 Rudkin Rd
Union Gap, WA 98903-1633

State Highway Credit Union is headquartered in Union Gap and is the 71st largest credit union in the state of Washington. It is also the 3,024th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 5 employees and 1,595 members at 1 location. State Highway Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of Washington State Department of Transportation, Washington State Department of Licensing, Department of Labor & Industries, Washington State Patrol, City of Union Gap, Union Gap School District, Yakima Health District, and members of Union Gap Lions Club or Central Washington Agricultural Museum.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. State Highway Credit Union has a low asset base.

Health Grade Components

NCUA #68198
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD3.1%
Annual Interest Income$633.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$27.1MM$27.2MM
LoansQ3 2018vs Q3 2017$16.3MM$15.2MM
DepositsQ3 2018vs Q3 2017$22.3MM$22.5MM
Equity CapitalQ3 2018vs Q3 2017$4.7MM$4.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$83.00K$66.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$10.00K$62.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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State Highway Credit Union Savings Account Rates

0.70%$25-IRA Savings
0.70%$25-Educational IRA
0.20%$25-Regular Share

State Highway Credit Union CD Rates

0.80%$20k-12 Month Jumbo CD
0.80%$800-8 Month 80th Anniversary Limited-Time Special
0.70%$1k-12 Month CD
0.65%$20k-6 Month Jumbo CD
0.60%$500-6 Month CD

State Highway Credit Union IRA Rates

0.80%$20k-12 Month Jumbo IRA
0.70%$1k-12 Month IRA

State Highway Credit Union Locations
Branch Office2632 Rudkin RdUnion Gap, WA 98903-1633

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