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Washington State Employees Credit Union


Overview / Commentary
wsecu.org
800-562-0999
330 UNION AVE SE
OLYMPIA, WA 98501

Washington State Employees Credit Union is headquartered in OLYMPIA and is the 4th largest credit union in the state of Washington. It is also the 72nd largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 792 employees and 317,230 members at 24 locations. Washington State Employees Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Washington State Employees Credit Union is open to anyone who lives, works, or worships in the state of Washington.
See current membership details

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Reviews (2)

I Love This Credit Union

Posted by: |

I have had an account with WSECU for over 20 years.
Never had a problem, easy to work with, competitive CD rates. Good helpful people. Easy web app.
Have never had a problem here.

1

I Definitely Would Not Recommend, Even To My Worsest Enemy

Posted by: |

I applied for a personal loan with WSECU. They asked alot of questions. I asked alot of questions. I explained my whole situation with them in detail, told them and showed them my whole credit report before the credit check was even ran.explained that I was also waiting for 3 checks thar were behind,wich is why I needed the loan. Explained I had a q,cash loan already out,but that it was going to be paid off within the next two days. Long story short, I was treated so unfairly, I feel I was discriminated against. (And I don't use that lightly or just because). But wsecu wanted to treat me like a dam child. I was appalled and disappointed that my bank was really treating me like that. They wanted to pay off my q,cash loan,even though it was current. They wanted to bring my account to current and it wasn't even that behind. My account becomes current every two weeks. But they didn't want to give me the loan for what it was actually intended for,wich baffled me. The sad part is, my friend,who also banks with wsecu (whos a Caucasian male) he applied for a higher loan than me. Now, he has a q,cash loan out as well, his account was at the max limit overdrawn as well. I know he gets paid way less than me,but he got the loan that he wanted, "no questions asked" not only that, I referred him to wsecu in the beginning . I give wsecu all zeros across the board. And I'm definitely in search of a way better bank, an equal bank. That's for sure. I encourage,anyone who thinks about banking with wsecu, to please think twice about it and definitely do your research

1


Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60042
Year Chartered1957
Employees792
Primary Regulator
Profit Margin
Return on Assets - YTD0.1%
Return on Equity - YTD1.39%
Annual Interest Income$136.5MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$5.27B$5.2B
LoansQ2 2024vs Q2 2023$4.27B$4.13B
DepositsQ2 2024vs Q2 2023$4.32B$4.33B
Equity CapitalQ2 2024vs Q2 2023$387.9MM$371.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$49.5MM$34.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$23.2MM$13.8MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Washington State Employees Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Washington State Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5-Savings
0.20%$0-IRA Savings
0.20%$0-Roth IRA Savings
0.20%$0-HSA Savings
0.20%$0-ESA Savings
0.20%$5-Youth (Minor) Savings
0.20%$5-Business Savings

Washington State Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$100k*-Jumbo Money Market
OTHER TIERS: 0.20% → $0 - $100k
1.25%*$100k*-Business Jumbo Money Market
OTHER TIERS: 0.20% → $0 - $100k
1.20%*$100k*-Performance Money Market
OTHER TIERS: 0.75% → $0 - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k
1.20%*$100k*-Business Performance Money Market
OTHER TIERS: 0.75% → $0 - $10k | 0.80% → $10k - $25k | 0.90% → $25k - $50k | 0.95% → $50k - $100k

Washington State Employees Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Business Interest Checking

Washington State Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$250-7 Month CD Special
4.35%$100-JustU 7 Month CD Special
4.35%$250-Business 7 Month CD Special
4.25%$250-6 Month Add on CD Special
4.25%$100-JustU 6 Month Add On CD Special
4.25%$100-Business JustU 6 Month Add On CD Special
4.00%$100-JustU 13 Month CD
4.00%$250-13 Month CD
3.15%$250-18 Month CD
3.15%$250-Business 18 Month CD
3.15%$100-JustU 18 Month CD
2.75%$250-24 Month CD
2.75%$250-Business 24 Month CD
2.75%$100-JustU 24 Month CD
2.65%$250-36 Month CD
2.65%$250-Business 36 Month CD
2.65%$100-JustU 36 Month CD
2.50%$250-12 Month CD
2.50%$250-48 Month CD
2.50%$250-60 Month CD
2.50%$250-84 Month CD
2.50%$250-Business 12 Month CD
2.50%$250-Business 48 Month CD
2.50%$250-Business 60 Month CD
2.50%$250-Business 84 Month CD
2.50%$100-JustU 12 Month CD
2.50%$100-JustU 48 Month CD
2.50%$100-JustU 60 Month CD
2.50%$100-JustU 84 Month CD

Washington State Employees Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.35%$250-7 Month IRA Special
4.25%$250-6 Month IRA
4.10%$250-13 Month IRA
3.25%$250-18 Month IRA
2.85%$250-24 Month IRA
2.75%$250-36 Month IRA
2.60%$250-12 Month IRA
2.60%$250-48 Month IRA
2.60%$250-60 Month IRA
2.60%$250-84 Month IRA
Locations

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