State Savings Bank, Frankfort, Mich.

Overview / Commentary
703 Main Street
Frankfort, MI 49635

State Savings Bank, Frankfort, Mich. is headquartered in Frankfort and is the 49th largest bank in the state of Michigan. It is also the 2,377th largest bank in the nation. It was established in 1901 and as of December of 2020, it had grown to 97 employees at 7 locations. State Savings Bank, Frankfort, Mich. has an A health rating.


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Health Grade Components

FDIC Certificate #8162
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.45%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$305.3MM$219.9MM
LoansQ4 2020vs Q4 2019$217.4MM$178.5MM
DepositsQ4 2020vs Q4 2019$256.3MM$194.7MM
Equity CapitalQ4 2020vs Q4 2019$26.3MM$24.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.9MM$1.3MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.2MM$640.00K
Real Estate OwnedQ4 2020vs Q4 2019$208.00K$208.00K

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State Savings Bank, Frankfort, Mich. Locations
Empire Branch11470 South Leelanau HighwayEmpire, MI 49630
State Savings Bank, Frankfort, Mich.703 Main StreetFrankfort, MI 49635
Benzonia Branch1669 South Benzie HighwayBenzonia, MI 49616
Beulah Branch49 Benzie BoulevardBeulah, MI 49617
Traverse City Banch414 East Front StreetTraverse City, MI 49686
Gaylord Branch126 East Main StreetGaylord, MI 49735

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