State Savings Bank, Frankfort, Mich.

Overview / Commentary
703 Main Street
Frankfort, MI 49635

State Savings Bank, Frankfort, Mich. is headquartered in Frankfort and is the 46th largest bank in the state of Michigan. It is also the 2,171st largest bank in the nation. It was established in 1901 and as of June of 2022, it had grown to 104 employees at 7 locations. State Savings Bank, Frankfort, Mich. has an A health rating.


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Health Grade Components

FDIC Certificate #8162
Year Established1901
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.34%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$368.6MM$334.6MM
LoansQ2 2022vs Q2 2021$242.8MM$228.9MM
DepositsQ2 2022vs Q2 2021$339.1MM$295.2MM
Equity CapitalQ2 2022vs Q2 2021$28.4MM$27.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.6MM$2.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$961.00K$1.0MM
Real Estate OwnedQ2 2022vs Q2 2021$0$208.00K

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State Savings Bank, Frankfort, Mich. Locations
Gaylord Branch126 East Main StreetGaylord, MI 49735
Empire Branch11470 South Leelanau HighwayEmpire, MI 49630
State Savings Bank, Frankfort, Mich.703 Main StFrankfort, MI 49635
Suttons Bay Branch212 N Saint Joseph StSuttons Bay, MI 49682
Beulah Branch49 Benzie BoulevardBeulah, MI 49617
Traverse City Banch414 East Front StreetTraverse City, MI 49686

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