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State Savings Bank

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CURRENT TOP RATE

Rewards Checking Account

Overview / Commentary

515-457-9533

4800 George Mills Civic Parkway, Suite 100
West Des Moines, IA 50265

State Savings Bank is headquartered in West Des Moines and is the 143^rd largest bank in the state of Iowa. It is also the 3,274^th largest bank in the nation. It was established in 1894 and as of December of 2019, it had grown to 29 employees at 2 locations. State Savings Bank's CD rates are 34% higher than the national average, and it has an A health rating.

Related Posts

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2016
2014

5/20 - Savings State Bank's (IA) Rewards Checking Still A Top Earner

11/15 - 3.30% RCA At (IA) State Savings Bank. Quick Look.

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Health

A

Data as of Q4 2019

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Health Grade Components

Overall
FDIC Certificate #	248
Year Established	1894
Employees	29
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.42%
Return on Equity - YTD	14.6%
Annual Interest Income	$7.2MM

Assets and Liabilities
Assets	Q4 2019vs Q4 2018	$155.3MM$140.0MM
Loans	Q4 2019vs Q4 2018	$132.0MM$119.4MM
Deposits	Q4 2019vs Q4 2018	$112.9MM$100.1MM
Equity Capital	Q4 2019vs Q4 2018	$15.1MM$13.9MM
Loan Loss Allowance	Q4 2019vs Q4 2018	$2.0MM$2.0MM
Unbacked Noncurrent Loans	Q4 2019vs Q4 2018	$537.00K$314.00K
Real Estate Owned	Q4 2019vs Q4 2018	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

State Savings Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	-	$20k	First-Time Homebuyer Savings
OTHER TIERS: 0.20% → $20k+
0.65%^*	$90k^*	-	Health Savings Account
OTHER TIERS: 0.25% → Up to $5k \| 0.30% → $5k - $15k \| 0.35% → $15k - $50k \| 0.45% → $50k - $90k
0.30%^*	$20k^*	-	Super Savings
OTHER TIERS: 0.15% → Up to $2.5k \| 0.25% → $2.5k - $20k
0.15%	-	-	Classic Savings

State Savings Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.53%^*	-	$20k	Rewards Checking
OTHER TIERS: 0.25% → $20k+
0.65%^*	$90k^*	-	SSB Select Checking
OTHER TIERS: 0.25% → Up to $5k \| 0.30% → $5k - $15k \| 0.35% → $15k - $50k \| 0.45% → $50k - $90k
0.20%^*	$2.5k^*	-	Now Checking
OTHER TIERS: 0.15% → Up to $2.5k

State Savings Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.41%^*	$50k^*	$245k	60 Month CD
OTHER TIERS: 1.21% → $2k - $10k \| 1.31% → $10k+
1.41%^*	$50k^*	$245k	60 Month HSA
OTHER TIERS: 1.21% → $2k - $10k \| 1.31% → $10k+
1.31%^*	$50k^*	$245k	48 Month CD
OTHER TIERS: 1.10% → $2k - $10k \| 1.21% → $10k+
1.31%^*	$50k^*	$245k	48 Month HSA
OTHER TIERS: 1.10% → $2k - $10k \| 1.21% → $10k+
1.21%^*	$50k^*	$245k	12 Month CD
OTHER TIERS: 1.00% → $2k - $10k \| 1.10% → $10k+
1.21%^*	$50k^*	$245k	12 Month HSA
OTHER TIERS: 1.00% → $2k - $10k \| 1.10% → $10k+
1.00%^*	$50k^*	$245k	24 Month CD
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
1.00%^*	$50k^*	$245k	36 Month CD
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
1.00%^*	$50k^*	$245k	24 Month HSA
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
1.00%^*	$50k^*	$245k	36 Month HSA
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
0.75%^*	$50k^*	$245k	6 Month CD
OTHER TIERS: 0.55% → $2k - $10k \| 0.65% → $10k+
0.75%^*	$50k^*	$245k	6 Month HSA
OTHER TIERS: 0.55% → $2k - $10k \| 0.65% → $10k+

State Savings Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.41%^*	$50k^*	$245k	60 Month IRA
OTHER TIERS: 1.21% → $2k - $10k \| 1.31% → $10k+
1.31%^*	$50k^*	$245k	48 Month IRA
OTHER TIERS: 1.10% → $2k - $10k \| 1.21% → $10k+
1.21%^*	$50k^*	$245k	12 Month IRA
OTHER TIERS: 1.00% → $2k - $10k \| 1.10% → $10k+
1.00%^*	$50k^*	$245k	24 Month IRA
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
1.00%^*	$50k^*	$245k	36 Month IRA
OTHER TIERS: 0.80% → $2k - $10k \| 0.90% → $10k+
0.75%^*	$50k^*	$245k	6 Month IRA
OTHER TIERS: 0.55% → $2k - $10k \| 0.65% → $10k+

Locations

State Savings Bank Locations
Baxter Branch	201-207 Main Street	Baxter, IA 50028
State Savings Bank	4800 George Mills Civic Parkway, Suite 100	West Des Moines, IA 50265

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