Statewide Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.statewidefcu.org

800-682-6426

295 E Layfair Dr
Flowood, MS 39232-0483

Statewide Federal Credit Union is headquartered in Flowood and is the 7^th largest credit union in the state of Mississippi. It is also the 1,297^th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 45 employees and 22,883 members at 4 locations. Statewide Federal Credit Union's savings rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be an employee of the USDA of Mississippi, U.S. Forest Service, and other groups and organizations listed.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6369
Year Chartered	1949
Employees	45
Primary Regulator

Profit Margin
Return on Assets - YTD	0.43%
Return on Equity - YTD	5.29%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$194.5MM$177.3MM
Loans	Q1 2025vs Q1 2024	$111.2MM$104.4MM
Deposits	Q1 2025vs Q1 2024	$174.7MM$159.5MM
Equity Capital	Q1 2025vs Q1 2024	$15.5MM$13.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$839K$640K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1MM$934K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Statewide Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Statewide Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.35%^*	$50k^*	-	High Yield Savings
OTHER TIERS: 0.05% → $0 - $10k \| 1.70% → $10k - $50k
0.45%	$2.5k	-	Money Management Account
0.05%	$5	-	Regular Shares
0.05%	$0	-	Christmas Club

Statewide Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$1k	-	6 Month CD
3.00%	$1k	-	9 Month CD
2.50%	$1k	-	12 Month CD
2.50%	$1k	-	18 Month CD
2.50%	$1k	-	15 Month CD
2.25%	$1k	-	24 Month CD
2.25%	$1k	-	30 Month CD
2.25%	$1k	-	36 Month CD
2.25%	$1k	-	48 Month CD
2.25%	$1k	-	60 Month CD
2.25%	$1k	-	25 Month CD

Statewide Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$1k	-	6 Month IRA
3.00%	$1k	-	9 Month IRA
2.50%	$1k	-	12 Month IRA
2.50%	$1k	-	18 Month IRA
2.50%	$1k	-	15 Month IRA
2.25%	$1k	-	24 Month IRA
2.25%	$1k	-	30 Month IRA
2.25%	$1k	-	36 Month IRA
2.25%	$1k	-	48 Month IRA
2.25%	$1k	-	60 Month IRA
2.25%	$1k	-	25 Month IRA
0.45%	$0	-	IRA Savings

Locations

Statewide Federal Credit Union Locations
Branch Office	295 E Layfair Dr	Flowood, MS 39232-9527
Branch Office	809 W Sunflower Rd	Cleveland, MS 38732-2549
Branch Office	333 Highway 12 W	Starkville, MS 39759-3632
Branch Office	1813 Highway 45 N	Columbus, MS 39705-2119

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