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Overview / Commentary
460 1st Street
St Charles, IL 60174

STC Capital Bank is headquartered in Saint Charles and is the 184th largest bank in the state of Illinois. It is also the 2,761st largest bank in the nation. It was established in 2006 and as of June of 2016, it had grown to 47 employees at 3 locations. STC Capital Bank has an A+ health rating.

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Health Grade Components

FDIC Certificate #58127
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.74%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$223.4MM$189.8MM
LoansQ2 2016vs Q2 2015$177.6MM$149.8MM
DepositsQ2 2016vs Q2 2015$188.3MM$165.0MM
Equity CapitalQ2 2016vs Q2 2015$25.0MM$23.8MM
Loan Loss AllowanceQ2 2016vs Q2 2015$2.1MM$1.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$0$0
Real Estate OwnedQ2 2016vs Q2 2015$2.2MM$4.0MM

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STC Capital Bank Locations
Foxfield Office Branch2825 Foxfield DrSaint Charles, IL 60174
Stc Capital Bank460 1st StreetSaint Charles, IL 60174
South Elgin Branch622 Randall RoadSouth Elgin, IL 60177