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STC Capital Bank

Deposits held and insured by St. Charles Bank & Trust Company

Overview / Commentary
stccapitalbank.com
630-377-1555
460 1st Street
St Charles, IL 60174
Deposits held and insured by St. Charles Bank & Trust Company

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Health
A

Data as of Q3 2020

Data displayed below is for insuring bank: St. Charles Bank & Trust Company
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Health Grade Components

Overall
FDIC Certificate #27052
Year Established1987
Employees88
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD3.02%
Annual Interest Income$42.6MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$1.78B$1.27B
LoansQ3 2020vs Q3 2019$1.40B$943.9MM
DepositsQ3 2020vs Q3 2019$1.53B$1.07B
Equity CapitalQ3 2020vs Q3 2019$189.3MM$144.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$19.2MM$4.1MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$10.3MM$10.3MM
Real Estate OwnedQ3 2020vs Q3 2019$2.4MM$2.3MM
Rates

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Locations


STC Capital Bank Locations
Foxfield Office Branch2825 Foxfield DrSaint Charles, IL 60174
Randall Road Branch1542 S. Randall RoadGeneva, IL 60134
Elgin Branch1001 South Randall RoadElgin, IL 60123
Summit Branch445 Summit StreetElgin, IL 60120
St. Charles Bank & Trust Company411 West Main StreetSaint Charles, IL 60174
Geneva Bank And Trust Branch514 West State StreetGeneva, IL 60134
Tyler Creek Plaza Banking Center50 Tyler Creek PlazaElgin, IL 60123
Aurora Branch2287 W. Galena BoulevardAurora, IL 60506

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