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Overview / Commentary
460 1st Street
St Charles, IL 60174

STC Capital Bank is headquartered in Saint Charles and is the 151st largest bank in the state of Illinois. It is also the 2,426th largest bank in the nation. It was established in 2006 and as of September of 2017, it had grown to 57 employees at 3 locations. STC Capital Bank has an A health rating.

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Health Grade Components

FDIC Certificate #58127
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.07%
Annual Interest Income$8.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$264.5MM$236.8MM
LoansQ3 2017vs Q3 2016$218.1MM$189.0MM
DepositsQ3 2017vs Q3 2016$221.2MM$206.8MM
Equity CapitalQ3 2017vs Q3 2016$27.3MM$25.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.7MM$2.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$289.00K$0
Real Estate OwnedQ3 2017vs Q3 2016$2.4MM$2.2MM

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STC Capital Bank Locations
Foxfield Office Branch2825 Foxfield DrSaint Charles, IL 60174
Stc Capital Bank460 1st StreetSaint Charles, IL 60174
South Elgin Branch622 Randall RoadSouth Elgin, IL 60177