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Overview / Commentary
460 1st Street
St Charles, IL 60174

STC Capital Bank is headquartered in Saint Charles and is the 148th largest bank in the state of Illinois. It is also the 2,329th largest bank in the nation. It was established in 2006 and as of December of 2017, it had grown to 60 employees at 4 locations. STC Capital Bank has an A health rating.

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Health Grade Components

FDIC Certificate #58127
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD10.17%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$279.5MM$247.0MM
LoansQ4 2017vs Q4 2016$217.0MM$194.5MM
DepositsQ4 2017vs Q4 2016$249.1MM$218.2MM
Equity CapitalQ4 2017vs Q4 2016$27.9MM$25.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$2.7MM$2.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$100.00K$1.4MM
Real Estate OwnedQ4 2017vs Q4 2016$2.4MM$2.1MM

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STC Capital Bank Locations
Foxfield Office Branch2825 Foxfield DrSaint Charles, IL 60174
Stc Capital Bank460 1st StreetSaint Charles, IL 60174
South Elgin Branch622 Randall RoadSouth Elgin, IL 60177
Geneva Branch9 North Third StreetGeneva, IL 60134