1. Banks
  2. Stearns Bank National Association

Stearns Bank National Association


Overview / Commentary
www.stearns-bank.com
320-253-6607
4191 Second Street South
Saint Cloud, MN 56303

Stearns Bank National Association is headquartered in Saint Cloud and is the 5th largest bank in the state of Minnesota. It is also the 431st largest bank in the nation. It was established in 1912 and as of June of 2020, it had grown to 443 employees at 8 locations. Stearns Bank National Association's money market rates are 14% higher than the national average, and it has an A health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10988
Year Established1912
Employees443
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.43%
Return on Equity - YTD7.17%
Annual Interest Income$84.3MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$2.30B$2.25B
LoansQ2 2020vs Q2 2019$1.99B$1.99B
DepositsQ2 2020vs Q2 2019$1.81B$1.77B
Equity CapitalQ2 2020vs Q2 2019$457.5MM$430.4MM
Loan Loss AllowanceQ2 2020vs Q2 2019$83.6MM$65.8MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$32.1MM$21.2MM
Real Estate OwnedQ2 2020vs Q2 2019$138.00K$872.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Stearns Bank National Association; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stearns Bank National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$100k*-Above the Norm Market Savings
OTHER TIERS: 0.25% → Up to $100k
0.50%*$100k*-BusinessSmart Market Savings
OTHER TIERS: 0.25% → Up to $100k

Stearns Bank National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-BusinessSmart Checking
OTHER TIERS: 0.15% → Up to $25k
0.15%*$15k*-Above the Norm Checking
OTHER TIERS: 0.10% → Up to $15k

Stearns Bank National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$2.5k-24 Month CD
0.50%$2.5k-Business 24 Month CD
0.40%$2.5k-12 Month CD
0.40%$2.5k-Business 12 Month CD
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.