Overview / Commentary
Stearns Bank National Association is headquartered in Saint Cloud and is the 3rd largest bank in the state of Minnesota. It is also the 387th largest bank in the nation. It was established in 1912 and as of June of 2019, it had grown to 406 employees at 8 locations. Stearns Bank National Association's money market rates are 4X the national average, and it boasts an A+ health rating.
Related Posts
10/24 - 5.65% 6-Month / 5.65% 12-Month CD at a Georgia Bank (Alpha)
10/24 - 6.00% 6-Month / 5.75% 12-Month CD at a Georgia Bank (Alpha)
10/24 - 6.00% 6-Month / 5.75% 12-Month CD at a Georgia Bank Continues (Alpha).
10/24 - 6.10% 6-Month / 5.75% 12-Month CD at a Georgia Bank (Alpha).
10/24 - 5.25% 9-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.00% 9-Month CD at a Georgia Bank (Alpha Bank & Trust)
10/24 - 4.25% 15-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.00% 9-Month CD at a Georgia Bank Continues (Alpha Bank & Trust).
10/24 - 4.25% 9-Month / 4.40% 15-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.50% 9-Month CD at a Georgia Bank (Alpha Bank & Trust)
10/24 - 4.55% 9-Month CD at a Alpha Bank & Trust in Georgia
3/25 - ebank's ePremium Checking Account Now 5.00%
10/24 - 6.00% 6-Month / 5.75% 12-Month CD at a Georgia Bank (Alpha)
10/24 - 6.00% 6-Month / 5.75% 12-Month CD at a Georgia Bank Continues (Alpha).
10/24 - 6.10% 6-Month / 5.75% 12-Month CD at a Georgia Bank (Alpha).
10/24 - 5.25% 9-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.00% 9-Month CD at a Georgia Bank (Alpha Bank & Trust)
10/24 - 4.25% 15-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.00% 9-Month CD at a Georgia Bank Continues (Alpha Bank & Trust).
10/24 - 4.25% 9-Month / 4.40% 15-Month CD at a Georgia Bank (Alpha Bank & Trust).
10/24 - 4.50% 9-Month CD at a Georgia Bank (Alpha Bank & Trust)
10/24 - 4.55% 9-Month CD at a Alpha Bank & Trust in Georgia
3/25 - ebank's ePremium Checking Account Now 5.00%
12/19/06 - 6.00% 12-Month / 6.00% 6-Month CD at a Georgia Bank (Alpha)
12/11/06 - 6.00% 6-Month / 5.65% 60-Month CD at a Georgia Bank (Alpha)
10/23/06 - 6.00% 60-Month CD at a Florida Bank (First State).
10/21/06 - 6.00% 12-Month / 6.00% 6-Month CD at a Georgia Bank (Alpha).
8/11/06 - 6.00% 60-Month CD at a Florida Bank (First State)
8/2/06 - 6.00% 6-Month / 6.00% 12-Month CD at a Georgia Bank (Alpha)
7/19/06 - 5.46% 3-Month CD at Stearns Bank ($90K+)
6/28/06 - Up to 5.85% 12-Month CD at ebank
5/25/06 - 6% 60-Month / 5.75% 36-Month CD at a Florida Bank
11/28/05 - ebank $50 Checking Account Deal
10/7/05 - Ebank $50 Signup Bonus
12/11/06 - 6.00% 6-Month / 5.65% 60-Month CD at a Georgia Bank (Alpha)
10/23/06 - 6.00% 60-Month CD at a Florida Bank (First State).
10/21/06 - 6.00% 12-Month / 6.00% 6-Month CD at a Georgia Bank (Alpha).
8/11/06 - 6.00% 60-Month CD at a Florida Bank (First State)
8/2/06 - 6.00% 6-Month / 6.00% 12-Month CD at a Georgia Bank (Alpha)
7/19/06 - 5.46% 3-Month CD at Stearns Bank ($90K+)
6/28/06 - Up to 5.85% 12-Month CD at ebank
5/25/06 - 6% 60-Month / 5.75% 36-Month CD at a Florida Bank
11/28/05 - ebank $50 Checking Account Deal
10/7/05 - Ebank $50 Signup Bonus
Health
A+
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 10988 |
| Year Established | 1912 |
| Employees | 406 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.33% |
| Return on Equity - YTD | 11.88% |
| Annual Interest Income | $83.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $2.25B$1.86B |
| Loans | Q2 2019vs Q2 2018 | $1.99B$1.76B |
| Deposits | Q2 2019vs Q2 2018 | $1.77B$1.43B |
| Equity Capital | Q2 2019vs Q2 2018 | $430.4MM$397.4MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $65.8MM$58.4MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $21.2MM$16.7MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $872.00K$5.0MM |
Rates
Skip to rates for:
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Stearns Bank National Association; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Stearns Bank National Association Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | IRA Savings |
Stearns Bank National Association Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.76%* | $100k* | - | Above the Norm Market Savings | ||
| OTHER TIERS: 1.00% → Up to $100k | |||||
| 1.76%* | $100k* | - | BusinessSmart Market Savings | ||
| OTHER TIERS: 1.00% → Up to $100k | |||||
Stearns Bank National Association Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $15k* | - | Above the Norm Checking | ||
| OTHER TIERS: 0.50% → Up to $15k | |||||
| 1.00%* | $25k* | - | BusinessSmart Checking | ||
| OTHER TIERS: 0.50% → Up to $25k | |||||
Stearns Bank National Association CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $2.5k | - | 24 Month CD | |
| 2.25% | $2.5k | - | Business 24 Month CD | |
| 2.00% | $2.5k | - | 12 Month CD | |
| 2.00% | $2.5k | - | Business 12 Month CD |
