2. Stearns Bank National Association

Stearns Bank National Association

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
3.00%5-year CD
2.27% - National Average
2.25%1-year CD
1.37% - National Average
0.50%Savings
0.26% - National Average
View all Stearns Bank National Association rates »

Overview / Commentary
www.stearns-bank.com
320-253-6607
4191 Second Street South
Saint Cloud, MN 56303

Stearns Bank National Association is headquartered in Saint Cloud and is the 2nd largest bank in the state of Minnesota. It is also the 417th largest bank in the nation. It was established in 1912 and as of December of 2018, it had grown to 395 employees at 8 locations. Stearns Bank National Association's money market rates are 5X the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #10988
Year Established1912
Employees395
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.56%
Return on Equity - YTD12.74%
Annual Interest Income$152.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$2.07B$1.99B
LoansQ4 2018vs Q4 2017$1.92B$1.85B
DepositsQ4 2018vs Q4 2017$1.62B$1.57B
Equity CapitalQ4 2018vs Q4 2017$405.4MM$366.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$62.0MM$56.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$20.0MM$10.3MM
Real Estate OwnedQ4 2018vs Q4 2017$750.00K$5.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stearns Bank National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--IRA Savings
0.50%--Personal Savings

Stearns Bank National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$100k-Above the Norm Money Market
1.01%*$90k*-Stearns Select Money Market
OTHER TIERS: 0.50% → Up to $25k | 0.75% → $25k - $90k

Stearns Bank National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$20k$250kBusiness Best Interest Checking
0.50%--NOW Checking
0.50%--Stearns 55+ NOW Checking

Stearns Bank National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$2.5k-4 Year CD
3.00%$2.5k-5 Year CD
3.00%$90k-3 Year Jumbo CD
3.00%$90k-4 Year Jumbo CD
3.00%$90k-5 Year Jumbo CD
3.00%$90k-Business 3 Year Jumbo CD
3.00%$2.5k-Business 4 Year CD
3.00%$90k-Business 4 Year Jumbo CD
3.00%$2.5k-Business 5 Year CD
3.00%$90k-Business 5 Year Jumbo CD
3.00%$2.5k-3 Year CD
3.00%$2.5k-Business 3 Year CD
2.60%$2.5k-24 Month CD
2.60%$2.5k-Business 24 Month CD
2.41%$2.5k-18 Month Trade-a-Rate CD
2.41%$2.5k-Business 18 Month Trade-a-Rate CD
2.25%$2.5k-12 Month CD
2.25%$2.5k-Business 12 Month CD
1.75%$2.5k-9 Month CD
1.75%$2.5k-Business 9 Month CD
1.51%$2.5k-6 Month CD
1.51%$2.5k-Business 6 Month CD
1.26%$2.5k-3 Month CD
1.26%$2.5k-Business 3 Month CD
Locations

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.