2. Stearns Bank National Association

Stearns Bank National Association

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
3.00%5-year CD
3.10% - Goldman Sachs Bank USA High-yield 5 Year CDAdvertisement
2.25%1-year CD
2.55% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
0.50%Savings
2.00% - American Express National Bank High Yield Savings AccountAdvertisement
View all Stearns Bank National Association rates »

Overview / Commentary
www.stearns-bank.com
320-253-6607
4191 Second Street South
Saint Cloud, MN 56303

Stearns Bank National Association is headquartered in Saint Cloud and is the 3rd largest bank in the state of Minnesota. It is also the 439th largest bank in the nation. It was established in 1912 and as of June of 2018, it had grown to 312 employees at 8 locations. Stearns Bank National Association's money market rates are 5X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10988
Year Established1912
Employees312
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD3.22%
Return on Equity - YTD16.09%
Annual Interest Income$71.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$1.86B$1.94B
LoansQ2 2018vs Q2 2017$1.76B$1.76B
DepositsQ2 2018vs Q2 2017$1.43B$1.50B
Equity CapitalQ2 2018vs Q2 2017$397.4MM$354.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$58.4MM$54.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$16.7MM$10.6MM
Real Estate OwnedQ2 2018vs Q2 2017$5.0MM$6.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stearns Bank National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--Holiday Savings
1.01%--IRA Savings
0.50%--Personal Savings

Stearns Bank National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$100k-Above the Norm Money Market
1.01%*$90k*-Stearns Select Money Market
OTHER TIERS: 0.50% → Up to $25k | 0.75% → $25k - $90k

Stearns Bank National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$20k$250kBusiness Best Interest Checking
0.50%--NOW Checking
0.50%--Stearns 55+ NOW Checking

Stearns Bank National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$2.5k-3 Year CD
3.00%$2.5k-4 Year CD
3.00%$2.5k-5 Year CD
3.00%$90k-3 Year Jumbo CD
3.00%$90k-4 Year Jumbo CD
3.00%$90k-5 Year Jumbo CD
3.00%$2.5k-Business 3 Year CD
3.00%$90k-Business 3 Year Jumbo CD
3.00%$2.5k-Business 4 Year CD
3.00%$90k-Business 4 Year Jumbo CD
3.00%$2.5k-Business 5 Year CD
3.00%$90k-Business 5 Year Jumbo CD
2.60%$2.5k-24 Month CD
2.60%$2.5k-Business 24 Month CD
2.41%$2.5k-18 Month Trade-a-Rate CD
2.41%$2.5k-Business 18 Month Trade-a-Rate CD
2.25%$2.5k-12 Month CD
2.25%$2.5k-Business 12 Month CD
1.51%$2.5k-6 Month CD
1.51%$2.5k-Business 6 Month CD
1.26%$2.5k-3 Month CD
1.26%$2.5k-Business 3 Month CD
Locations

Availability



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