Sterling Bank and Trust, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.84%	5-year CD	60 Month CD 2.50% - Ally Bank High Yield 5 Year CD
0.65%	1-year CD	12 Month CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.40%	Savings	Statement Savings 1.60% - Goldman Sachs Bank USA High-yield Online Savings Account

View all Sterling Bank and Trust, FSB rates »

Overview / Commentary

www.sterlingbank.com

866-619-2265

1 Towne Square, Suite 1900
Southfield, MI 48076

Sterling Bank and Trust, FSB is headquartered in Southfield and is the 4^th largest bank in the state of Michigan. It is also the 312^th largest bank in the nation. It was established in 1984 and as of December of 2017, it had grown to 308 employees at 25 locations. Sterling Bank and Trust, FSB's money market rates are 82% higher than the national average, and it has an A health rating.

Overall
FDIC Certificate #	32232
Year Established	1984
Employees	308
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.64%
Return on Equity - YTD	19.02%
Annual Interest Income	$124.1MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$2.96B$2.16B
Loans	Q4 2017vs Q4 2016	$2.71B$1.99B
Deposits	Q4 2017vs Q4 2016	$2.37B$1.65B
Equity Capital	Q4 2017vs Q4 2016	$241.3MM$192.3MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$18.5MM$14.8MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$708.00K$410.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Sterling Bank and Trust, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^†	-	-	Sterling Senior Club Statement Savings - Relationship
0.40%^†	-	-	Statement Savings
0.40%^†	-	-	IRA Savings
0.40%^†	-	-	Business Statement Savings

Sterling Bank and Trust, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.55%^†	-	-	Ambassador Club Money Market
1.10%^†	-	-	Premier Club Money Market
0.90%^†	-	-	Sterling Senior Club Money Market
0.80%^†	-	-	Personal Money Market
0.35%^†	-	-	Business Money Market

Sterling Bank and Trust, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*^†	$500^*	$1m	Senior Club Sterling Eagle Checking with Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.25%^*^†	$500^*	$1m	Premier Club Checking with Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.25%^*^†	$500^*	$1m	Ambassador Club Checking w/ Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.20%^*^†	$500^*	$1m	Sterling Eagle Checking with Direct Deposit
OTHER TIERS: 0.10% → Any amount
0.10%^†	-	-	Sterling Eagle Checking without Direct Deposit

Sterling Bank and Trust, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.89%^†	$500	-	60 Month Sterling Senior Club CD
1.84%^†	$500	-	60 Month CD
1.84%^†	$500	-	Business 60 Month CD
1.59%^†	$500	-	48 Month Sterling Senior Club CD
1.54%^†	$500	-	48 Month CD
1.54%^†	$500	-	Business 48 Month CD
1.54%^†	$500	-	16 Month CD
1.54%^†	$500	-	Business 16 Month CD
1.29%^†	$500	-	36 Month Sterling Senior Club CD
1.25%^†	$500	-	36 Month CD
1.25%^†	$500	-	Business 36 Month CD
0.95%^†	$500	-	24 Month Sterling Senior Club CD
0.90%^†	$500	-	24 Month CD
0.90%^†	$500	-	Business 24 Month CD
0.85%^†	$500	-	18 Month Sterling Senior Club CD
0.80%^†	$500	-	18 Month CD
0.80%^†	$500	-	Business 18 Month CD
0.70%^†	$500	-	12 Month Sterling Senior Club CD
0.65%^†	$500	-	12 Month CD
0.65%^†	$500	-	Business 12 Month CD
0.45%^†	$500	-	6 Month Sterling Senior Club CD
0.40%^†	$500	-	6 Month CD
0.40%^†	$500	-	Business 6 Month CD
0.25%^†	$500	-	3 Month Sterling Senior Club CD
0.20%^†	$500	-	3 Month CD
0.20%^†	$500	-	Business 3 Month CD
0.10%^†	$500	-	1 Month Sterling Senior Club CD
0.05%^†	$500	-	1 Month CD
0.05%^†	$500	-	Business 1 Month CD

Locations

Availability

Detroit Area

Detroit Area bank & credit union details

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