Sterling Bank and Trust, FSB

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	1-year CD	12 Month CD 2.40% - Ally Bank High Yield 12-Month CD
1.85%	5-year CD	60 Month CD 3.00% - Barclays 60 Month Online CD
0.40%	Savings	Statement Savings 1.75% - American Express National Bank High Yield Savings Account

View all Sterling Bank and Trust, FSB rates »

Overview / Commentary

www.sterlingbank.com

248-351-3442

1 Towne Square, Suite 1900
Southfield, MI 48076

Sterling Bank and Trust, FSB is headquartered in Southfield and is the 4^th largest bank in the state of Michigan. It is also the 314^th largest bank in the nation. It was established in 1984 and as of March of 2018, it had grown to 314 employees at 26 locations. Sterling Bank and Trust, FSB's CD rates are 2X the national average, and it has an A health rating.

Overall
FDIC Certificate #	32232
Year Established	1984
Employees	314
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	2.25%
Return on Equity - YTD	27.15%
Annual Interest Income	$37.2MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$3.04B$2.20B
Loans	Q1 2018vs Q1 2017	$2.78B$2.01B
Deposits	Q1 2018vs Q1 2017	$2.41B$1.76B
Equity Capital	Q1 2018vs Q1 2017	$256.6MM$201.2MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$19.1MM$15.6MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$5.0MM$534.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Money Market
Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Sterling Bank and Trust, FSB Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^†	-	-	Sterling Senior Club Statement Savings - Relationship
0.40%^†	-	-	Statement Savings
0.40%^†	-	-	IRA Savings
0.40%^†	-	-	Business Statement Savings

Sterling Bank and Trust, FSB Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%^†	-	-	Ambassador Club Money Market
1.10%^†	-	-	Premier Club Money Market
0.90%^†	-	-	Sterling Senior Club Money Market
0.80%^†	-	-	Personal Money Market
0.35%^†	-	-	Business Money Market

Sterling Bank and Trust, FSB Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*^†	$500^*	$1m	Senior Club Sterling Eagle Checking with Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.25%^*^†	$500^*	$1m	Premier Club Checking with Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.25%^*^†	$500^*	$1m	Ambassador Club Checking w/ Direct Deposit
OTHER TIERS: 0.15% → Any amount
0.20%^*^†	$500^*	$1m	Sterling Eagle Checking with Direct Deposit
OTHER TIERS: 0.10% → Any amount
0.10%^†	-	-	Sterling Eagle Checking without Direct Deposit

Sterling Bank and Trust, FSB CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.80%^†	$500	-	30 Month CD
2.80%^†	$500	-	Business 30 Month CD
2.55%^†	$500	-	24 Month CD
2.55%^†	$500	-	Business 24 Month CD
2.00%^†	$500	-	12 Month CD
2.00%^†	$500	-	Business 12 Month CD
1.90%^†	$500	-	60 Month Sterling Senior Club CD
1.85%^†	$500	-	60 Month CD
1.85%^†	$500	-	Business 60 Month CD
1.60%^†	$500	-	48 Month Sterling Senior Club CD
1.55%^†	$500	-	48 Month CD
1.55%^†	$500	-	Business 48 Month CD
1.30%^†	$500	-	36 Month Sterling Senior Club CD
1.25%^†	$500	-	36 Month CD
1.25%^†	$500	-	Business 36 Month CD
0.85%^†	$500	-	18 Month Sterling Senior Club CD
0.80%^†	$500	-	18 Month CD
0.80%^†	$500	-	Business 18 Month CD
0.45%^†	$500	-	6 Month Sterling Senior Club CD
0.40%^†	$500	-	6 Month CD
0.40%^†	$500	-	Business 6 Month CD
0.25%^†	$500	-	3 Month Sterling Senior Club CD
0.20%^†	$500	-	3 Month CD
0.20%^†	$500	-	Business 3 Month CD
0.10%^†	$500	-	1 Month Sterling Senior Club CD
0.05%^†	$500	-	1 Month CD
0.05%^†	$500	-	Business 1 Month CD

Locations

Availability

Detroit Area

Detroit Area bank & credit union details

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