Overview / Commentary
Sterling Federal Credit Union is headquartered in Sterling and is the 21st largest credit union in the state of Colorado. It is also the 1,226th largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 26 employees and 9,090 members at 2 locations. Sterling Federal Credit Union's CD rates are 73% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live in Logan County or Morgan County in Colorado and their families.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2840 |
| Year Chartered | 1938 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.29% |
| Return on Equity - YTD | 8.14% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $160.7MM$146.9MM |
| Loans | Q3 2019vs Q3 2018 | $57.3MM$49.4MM |
| Deposits | Q3 2019vs Q3 2018 | $134.8MM$124.2MM |
| Equity Capital | Q3 2019vs Q3 2018 | $25.0MM$23.3MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $56.00K$49.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $43.00K$36.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
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Sterling Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | Regular Shares | |
| 0.75% | $100 | - | Secret Savers Club | |
| 0.75% | $100 | - | Christmas Club | |
| 0.75% | $100 | - | Special Accounts | |
| 0.75% | $100 | - | Traditional IRA | |
| 0.75% | $100 | - | Roth IRA |
Sterling Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $1k | - | 36 Month CD | |
| 1.71% | $1k | - | 30 Month CD | |
| 1.66% | $1k | - | 24 Month CD | |
| 1.61% | $1k | - | 18 Month CD | |
| 1.56% | $1k | - | 12 Month CD | |
| 1.26% | $1k | - | 6 Month CD |
Sterling Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.76% | $1k | - | 36 Month IRA | |
| 1.71% | $1k | - | 30 Month IRA | |
| 1.66% | $1k | - | 24 Month IRA | |
| 1.61% | $1k | - | 18 Month IRA | |
| 1.56% | $1k | - | 12 Month IRA | |
| 1.26% | $1k | - | 6 Month IRA |
Locations
| Sterling Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 822 W Main St | Sterling, CO 80751 |
| Branch Office | 709 E Railroad Ave | Fort Morgan, CO 80701 |