Sterling Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.65% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.25% | Savings | Special Accounts 1.00% - Ally Bank Online Savings Account |
| 1.16% | 3-year CD | 30 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
Sterling Federal Credit Union is headquartered in Sterling and is the 21st largest credit union in the state of Colorado. It is also the 1,304th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 24 employees and 8,599 members at 2 locations. Sterling Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live in Logan County or Morgan County in Colorado and their families.
See current membership details
Dont Bank Here
Ive been with this bank since ive first had any bank account. Since then ive had tons of problems with every aspect of their banking. They wouldnt accept a check that was torn in half even though it was taped and they had all the info they needed. My debit card was regularly declined even when i had the funds. A few months ago they were hacked and all bank accounts were frozen. They didnt try to even contact me and I wasnt able to access any of my funds for about a week. Then afterwards my pin number was changed so I wasnt able to access my account for another 2-3 weeks while i waited for it to come in the mail. Would rather bank my cash under the mattress then i would want my cash here.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2840 |
| Year Chartered | 1938 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 6.15% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $132.8MM$133.4MM |
| Loans | Q2 2016vs Q2 2015 | $39.8MM$39.3MM |
| Deposits | Q2 2016vs Q2 2015 | $112.2MM$113.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $20.2MM$19.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $60.00K$61.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $21.00K$21.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Sterling Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Sterling Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $100 | - | Regular Shares | |
| 0.25% | $100 | - | Safari Club | |
| 0.25% | $100 | - | Christmas Club | |
| 0.25% | $100 | - | Special Accounts | |
| 0.25% | $100 | - | Traditional IRA | |
| 0.25% | $100 | - | Roth IRA |
Sterling Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 36 Month CD | |
| 1.16% | $1k | - | 30 Month CD | |
| 1.00% | $1k | - | 24 Month CD | |
| 0.85% | $1k | - | 18 Month CD | |
| 0.65% | $1k | - | 12 Month CD | |
| 0.45% | $1k | - | 6 Month CD |
Sterling Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | $1k | - | 36 Month IRA | |
| 1.16% | $1k | - | 30 Month IRA | |
| 1.00% | $1k | - | 24 Month IRA | |
| 0.85% | $1k | - | 18 Month IRA | |
| 0.65% | $1k | - | 12 Month IRA | |
| 0.45% | $1k | - | 6 Month IRA |
| Sterling Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 822 W Main St | Sterling, CO 80751 |
| Branch Office | 709 E Railroad Ave | Fort Morgan, CO 80701 |