Overview / Commentary
Sterling Federal Credit Union is headquartered in Sterling and is the 21st largest credit union in the state of Colorado. It is also the 1,256th largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 25 employees and 8,890 members at 2 locations. Sterling Federal Credit Union's CD rates are 96% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live in Logan County or Morgan County in Colorado and their families.
See current membership details
Health
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 2840 |
| Year Chartered | 1938 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 6.13% |
| Annual Interest Income | $4.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $150.8MM$139.2MM |
| Loans | Q4 2018vs Q4 2017 | $49.9MM$44.0MM |
| Deposits | Q4 2018vs Q4 2017 | $126.6MM$117.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $23.5MM$22.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $49.00K$52.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $18.00K$115.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Sterling Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | $100 | - | Regular Shares | |
| 0.75% | $100 | - | Secret Savers Club | |
| 0.75% | $100 | - | Christmas Club | |
| 0.75% | $100 | - | Special Accounts | |
| 0.75% | $100 | - | Traditional IRA | |
| 0.75% | $100 | - | Roth IRA |
Sterling Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 36 Month CD | |
| 1.97% | $1k | - | 30 Month CD | |
| 1.92% | $1k | - | 24 Month CD | |
| 1.82% | $1k | - | 18 Month CD | |
| 1.76% | $1k | - | 12 Month CD | |
| 1.26% | $1k | - | 6 Month CD |
Sterling Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 36 Month IRA | |
| 1.97% | $1k | - | 30 Month IRA | |
| 1.92% | $1k | - | 24 Month IRA | |
| 1.82% | $1k | - | 18 Month IRA | |
| 1.76% | $1k | - | 12 Month IRA | |
| 1.26% | $1k | - | 6 Month IRA |
Locations
| Sterling Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 822 W Main St | Sterling, CO 80751 |
| Branch Office | 709 E Railroad Ave | Fort Morgan, CO 80701 |