Featured Savings Rates
Featured Accounts

Sterling Federal Bank, F.S.B.

Popular Accounts at this Bank

1.60%5-year CD5 Year CD
0.35%1-year CD1 Year Buildable CD
0.10%SavingsUltra Bright Savings

Overview / Commentary
110 E 4th St
Sterling, IL 61081

Sterling Federal Bank, F.S.B. is headquartered in Sterling and is the 95th largest bank in the state of Illinois. It is also the 1,536th largest bank in the nation. It was established in 1885 and as of September of 2016, it had grown to 102 employees at 10 locations. Sterling Federal Bank, F.S.B. has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #27664
Year Established1885
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.01%
Return on Equity - YTD0.11%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$451.1MM$438.4MM
LoansQ3 2016vs Q3 2015$196.8MM$189.6MM
DepositsQ3 2016vs Q3 2015$379.9MM$376.0MM
Equity CapitalQ3 2016vs Q3 2015$49.7MM$49.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.5MM$1.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.1MM$3.7MM
Real Estate OwnedQ3 2016vs Q3 2015$865.00K$1.1MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Sterling Federal Bank, F.S.B.; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sterling Federal Bank, F.S.B. Savings Account Rates

0.25%$10k-Penalty Free CD
0.15%--Christmas Club
0.10%$200-Bright Savings
0.10%--Minor Savings
0.10%$200-Ultra Bright Savings

Sterling Federal Bank, F.S.B. Money Market Rates

0.20%$15k-Money Manager Account
0.15%$10k-Super Money Market Checking

Sterling Federal Bank, F.S.B. Checking Account Rates

0.10%$1k-Ultra Bright Checking
0.10%$1k-Ultimate Checking
0.10%$5k-Rewards Checking

Sterling Federal Bank, F.S.B. CD Rates

1.60%*$5k*-5 Year CD
OTHER TIERS: 1.55% $500 - $5k
1.30%*$50k*-47 Month Buildable CD
OTHER TIERS: 1.20% $10k - $50k
1.15%*$50k*-35 Month Buildable CD
OTHER TIERS: 1.00% $10k - $50k
1.10%*$5k*-4 Year CD
OTHER TIERS: 1.05% $500 - $5k
0.95%$10k-23 Month Buildable CD
0.85%*$5k*-3 Year CD
OTHER TIERS: 0.80% $500 - $5k
0.75%$10k-30 Month Buildable CD
0.60%*$5k*-2 Year Buildable CD
OTHER TIERS: 0.55% $500 - $5k
0.35%*$5k*-1 Year Buildable CD
OTHER TIERS: 0.30% $500 - $5k
0.20%*$5k*-6 Month Buildable CD
OTHER TIERS: 0.15% $500 - $5k

Sterling Federal Bank, F.S.B. Locations
Clinton Main Branch122 Main AvenueClinton, IA 52732
Downtown Branch247 Seventh Avenue SouthClinton, IA 52732
Sterling Federal Bank, F.S.B.110 E 4th StSterling, IL 61081
Mt Morris Branch18 W Main StMount Morris, IL 61054
221 North Union Branch221 N Union StByron, IL 61010
South Galena Branch402 South GalenaDixon, IL 61021
410 Lincolnway East Branch410 Lincolnway EastMorrison, IL 61270
413 North Galena Avenue Branch413 North Galena AvenueDixon, IL 61021
821 First Ave Branch821 First AvenueRock Falls, IL 61071
Lynn Boulevard Branch3200 Lynn BoulevardSterling, IL 61081