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Sterling Federal Bank, F.S.B.

Popular Accounts at this Bank

1.60%5-year CD5 Year Buildable CD
0.35%1-year CD1 Year Buildable CD
0.05%SavingsUltra Bright Savings

Overview / Commentary
110 E 4th St
Sterling, IL 61081

Sterling Federal Bank, F.S.B. is headquartered in Sterling and is the 95th largest bank in the state of Illinois. It is also the 1,565th largest bank in the nation. It was established in 1885 and as of June of 2017, it had grown to 96 employees at 10 locations. Sterling Federal Bank, F.S.B. has an A health rating.


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Health Grade Components

FDIC Certificate #27664
Year Established1885
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.14%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$451.9MM$444.7MM
LoansQ2 2017vs Q2 2016$205.6MM$191.2MM
DepositsQ2 2017vs Q2 2016$378.9MM$378.5MM
Equity CapitalQ2 2017vs Q2 2016$49.8MM$49.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.8MM$1.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.6MM$2.1MM
Real Estate OwnedQ2 2017vs Q2 2016$402.00K$660.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Sterling Federal Bank, F.S.B. Savings Account Rates

0.25%$10k-Penalty Free CD
0.10%--Christmas Club
0.05%$200-Bright Savings
0.05%--Minor Savings
0.05%$200-Ultra Bright Savings

Sterling Federal Bank, F.S.B. Money Market Rates

0.15%$15k-Money Manager Account
0.12%$10k-Super Money Market Checking

Sterling Federal Bank, F.S.B. Checking Account Rates

0.03%$1k-Ultra Bright Checking
0.03%$1k-Ultimate Checking
0.03%$5k-Rewards Checking

Sterling Federal Bank, F.S.B. CD Rates

1.60%*$50k*-5 Year Buildable CD
OTHER TIERS: 1.45% $500 - $50k
1.30%*$50k*-4 Year Buildable CD
OTHER TIERS: 1.00% $500 - $50k
1.25%$10k-23 Month Buildable CD
1.15%*$50k*-3 Year Buildable CD
OTHER TIERS: 0.80% $500 - $50k
0.90%*$50k*-2 Year Buildable CD
OTHER TIERS: 0.55% $500 - $50k
0.75%$10k-30 Month Bumpable CD
0.35%$500-1 Year Buildable CD
0.20%$500-6 Month Buildable CD

Cities: Byron, Clinton, Dixon, Morrison, Mount Morris, Rock Falls, Sterling

Byron Branches
221 North Union Branch221 N Union StByron, IL 61010

Clinton Branches
Clinton Main Branch122 Main AvenueClinton, IA 52732
Downtown Branch247 Seventh Avenue SouthClinton, IA 52732

Dixon Branches
South Galena Branch402 South GalenaDixon, IL 61021
413 North Galena Avenue Branch413 North Galena AvenueDixon, IL 61021

Morrison Branches
410 Lincolnway East Branch410 Lincolnway EastMorrison, IL 61270

Mount Morris Branches
Mt Morris Branch18 W Main StMount Morris, IL 61054

Rock Falls Branches
821 First Ave Branch821 First AvenueRock Falls, IL 61071

Sterling Branches
Sterling Federal Bank, F.S.B.110 E 4th StSterling, IL 61081
Lynn Boulevard Branch3200 Lynn BoulevardSterling, IL 61081