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Overview / Commentary
802 East Main Street
Mountain View, AR 72560

Stone Bank is headquartered in Mountain View and is the 44th largest bank in the state of Arkansas. It is also the 2,794th largest bank in the nation. It was established in 1955 and as of September of 2017, it had grown to 63 employees at 4 locations. Stone Bank has an A health rating.

Reviews (1)

Experience with Stone Bank

I have been using Stone Bank for my banking needs for about 3 years. I have not had the best experience with this institution. I have had problems with my deposits getting credited in a timely manner and I have been charged overdraft fees because of this. For instance, I had a large deposit and a small check that came through at the same time in my account. They did not show the deposit first so the check was an overdraft. The check was for $15 and the deposit was $200. There was no need for this overdraft because they could see the money was in my account. They charged me a $30 overdraft fee and the store where the check was written also charged me an overdraft fee to pick it up. I am currently in the process of changing my account to another bank. Stone bank is not reliable at all. I would definitely not recommend it to others.


Health Grade Components

FDIC Certificate #17431
Year Established1955
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD9.25%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$217.4MM$134.8MM
LoansQ3 2017vs Q3 2016$178.6MM$110.4MM
DepositsQ3 2017vs Q3 2016$175.5MM$96.9MM
Equity CapitalQ3 2017vs Q3 2016$24.4MM$17.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.5MM$1.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$2.9MM$3.1MM
Real Estate OwnedQ3 2017vs Q3 2016$810.00K$1.4MM

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Stone Bank Locations
White Hall Branch7739 Sheridan RoadWhite Hall, AR 71602
Ozark Heritage Bank National Association802 East Main StreetMountain View, AR 72560
Little Rock Branch900 South Shackleford, Suite 210Little Rock, AR 72211
Harrison Branch1309 Hwy 62/65 NHarrison, AR 72601