StonehamBank, A Co-operative Bank

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CURRENT TOP RATE

19 Month CD - Optimum Benefits Level IV

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.00%	5-year CD	2.27% - National Average
1.00%	1-year CD	1.37% - National Average
0.05%	Savings	0.26% - National Average

View all StonehamBank, A Co-operative Bank rates »

Overview / Commentary

stonehambank.com

888-402-2265

80 Montvale Avenue
Stoneham, MA 02180

StonehamBank, A Co-operative Bank is headquartered in Stoneham and is the 64^th largest bank in the state of Massachusetts. It is also the 1,218^th largest bank in the nation. It was established in 1887 and as of December of 2018, it had grown to 84 employees at 2 locations. StonehamBank, A Co-operative Bank's money market rates are 4X the national average, and it has a B+ health rating.

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2017

2/10 - $130 Checking Account Bonus In Massachusetts

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Health

B+

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #	26559
Year Established	1887
Employees	84
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.54%
Return on Equity - YTD	5.77%
Annual Interest Income	$24.8MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$600.7MM$603.5MM
Loans	Q4 2018vs Q4 2017	$496.0MM$513.9MM
Deposits	Q4 2018vs Q4 2017	$463.0MM$432.6MM
Equity Capital	Q4 2018vs Q4 2017	$57.3MM$55.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$7.7MM$6.5MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$7.5MM$1.0MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Money Market
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StonehamBank, A Co-operative Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$50k	-	Business Savings - Optimum Benefits Level IV
0.10%	$50k	-	Holiday Club Account - Optimum Benefits Level IV
0.10%	$50k	-	Optimum Savings - Optimum Benefits Level IV
0.10%	$50k	-	Passbook Savings - Optimum Benefits Level IV
0.10%	$50k	-	Vacation Club Account - Optimum Benefits Level IV
0.06%	$15k	-	Business Savings - Optimum Benefits Level III
0.06%	$15k	-	Holiday Club Account - Optimum Benefits Level III
0.06%	$15k	-	Optimum Savings - Optimum Benefits Level III
0.06%	$15k	-	Passbook Savings - Optimum Benefits Level III
0.06%	$15k	-	Vacation Club Account - Optimum Benefits Level III
0.05%	$10	-	Passbook Savings
0.05%	$10	-	Optimum Savings
0.05%	$10	-	Vacation Club Account
0.05%	$10	-	Holiday Club Account
0.05%	$10	-	Business Savings

StonehamBank, A Co-operative Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.76%^*	$500k^*	-	Business Money Market - Optimum Benefits Level IV
OTHER TIERS: 0.55% → Up to $25k \| 0.80% → $25k - $100k \| 1.16% → $100k - $500k
1.76%^*	$250k^*	-	Optimum Money Market - Optimum Benefits Level IV
OTHER TIERS: 0.55% → Up to $25k \| 0.80% → $25k - $100k \| 1.16% → $100k - $250k
1.72%^*	$500k^*	-	Business Money Market - Optimum Benefits Level III
OTHER TIERS: 0.51% → Up to $25k \| 0.76% → $25k - $100k \| 1.12% → $100k - $500k
1.72%^*	$250k^*	-	Optimum Money Market - Optimum Benefits Level III
OTHER TIERS: 0.51% → Up to $25k \| 0.76% → $25k - $100k \| 1.12% → $100k - $250k
1.71%^*	$250k^*	-	Optimum Money Market
OTHER TIERS: 0.50% → Up to $25k \| 0.75% → $25k - $100k \| 1.11% → $100k - $250k
1.71%^*	$500k^*	-	Business Money Market
OTHER TIERS: 0.50% → Up to $25k \| 0.75% → $25k - $100k \| 1.11% → $100k - $500k

StonehamBank, A Co-operative Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$50k	-	Optimum Interest Checking - Optimum Benefits Level IV
0.06%	$15k	-	Optimum Interest Checking - Optimum Benefits Level III
0.05%	$10	-	Optimum Interest Checking
0.05%	$3k	-	Optimum Interest Checking - Optimum Benefits Level II

StonehamBank, A Co-operative Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.45%	$50k	-	19 Month CD - Optimum Benefits Level IV
2.45%	$50k	-	Business 19 Month CD- Optimum Benefits Level IV
2.41%	$15k	-	19 Month CD - Optimum Benefits Level III
2.41%	$15k	-	Business 19 Month CD- Optimum Benefits Level III
2.40%	$1k	-	19 Month CD
2.40%	$1k	-	Business 19 Month CD
2.05%	$50k	-	13 Month CD - Optimum Benefits Level IV
2.05%	$50k	-	Business 13 Month CD - Optimum Benefits Level IV
2.05%	$50k	-	60 Month CD - Optimum Benefits Level IV
2.01%	$15k	-	13 Month CD - Optimum Benefits Level III
2.01%	$15k	-	Business 13 Month CD - Optimum Benefits Level III
2.01%	$15k	-	60 Month CD - Optimum Benefits Level III
2.00%	$1k	-	60 Month CD
2.00%	$1k	-	13 Month CD
2.00%	$1k	-	Business 13 Month CD
1.30%	$50k	-	18 Month CD - Optimum Benefits Level IV
1.26%	$15k	-	18 Month CD - Optimum Benefits Level III
1.25%	$1k	-	18 Month CD
1.21%	$50k	-	Business 60 Month CD - Optimum Benefits Level IV
1.20%	$50k	-	48 Month CD - Optimum Benefits Level IV
1.20%	$50k	-	Business 48 Month CD - Optimum Benefits Level IV
1.17%	$15k	-	Business 60 Month CD - Optimum Benefits Level III
1.16%	$1k	-	Business 60 Month CD
1.16%	$15k	-	48 Month CD - Optimum Benefits Level III
1.16%	$15k	-	Business 48 Month CD - Optimum Benefits Level III
1.15%	$1k	-	48 Month CD
1.15%	$1k	-	Business 48 Month CD
1.05%	$50k	-	12 Month CD - Optimum Benefits Level IV
1.01%	$15k	-	12 Month CD - Optimum Benefits Level III
1.00%	$1k	-	12 Month CD
0.90%	$50k	-	36 Month CD - Optimum Benefits Level IV
0.90%	$50k	-	Business 36 Month CD - Optimum Benefits Level IV
0.86%	$15k	-	36 Month CD - Optimum Benefits Level III
0.86%	$15k	-	Business 36 Month CD - Optimum Benefits Level III
0.85%	$1k	-	36 Month CD
0.85%	$1k	-	Business 36 Month CD
0.75%	$50k	-	24 Month CD - Optimum Benefits Level IV
0.75%	$50k	-	Business 24 Month CD - Optimum Benefits Level IV
0.71%	$15k	-	24 Month CD - Optimum Benefits Level III
0.71%	$15k	-	Business 24 Month CD - Optimum Benefits Level III
0.70%	$1k	-	24 Month CD
0.70%	$1k	-	Business 24 Month CD
0.70%	$50k	-	Business 18 Month CD - Optimum Benefits Level IV
0.66%	$15k	-	Business 18 Month CD - Optimum Benefits Level III
0.65%	$1k	-	Business 18 Month CD
0.60%	$50k	-	Business 12 Month CD - Optimum Benefits Level IV
0.56%	$15k	-	Business 12 Month CD - Optimum Benefits Level III
0.55%	$1k	-	Business 12 Month CD
0.31%	$50k	-	6 Month CD - Optimum Benefits Level IV
0.31%	$50k	-	Business 6 Month CD - Optimum Benefits Level IV
0.27%	$15k	-	6 Month CD - Optimum Benefits Level III
0.27%	$15k	-	Business 6 Month CD - Optimum Benefits Level III
0.26%	$1k	-	6 Month CD
0.26%	$1k	-	Business 6 Month CD
0.10%	$50k	-	3 Month CD - Optimum Benefits Level IV
0.10%	$50k	-	Business 3 Month CD - Optimum Benefits Level IV
0.06%	$15k	-	3 Month CD - Optimum Benefits Level III
0.06%	$15k	-	Business 3 Month CD - Optimum Benefits Level III
0.05%	$1k	-	3 Month CD
0.05%	$1k	-	Business 3 Month CD

StonehamBank, A Co-operative Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.45%	$50k	-	19 Month IRA-Optimum Benefits Level IV
2.41%	$15k	-	19 Month IRA- Optimum Benefits Level III
2.40%	$1k	-	19 Month IRA
2.05%	$50k	-	60 Month IRA - Optimum Benefits Level IV
2.05%	$50k	-	13 Month IRA - Optimum Benefits Level IV
2.01%	$15k	-	60 Month IRA - Optimum Benefits Level III
2.01%	$15k	-	13 Month IRA - Optimum Benefits Level III
2.00%	$1k	-	60 Month IRA
2.00%	$1k	-	13 Month IRA
1.30%	$50k	-	18 Month IRA - Optimum Benefits Level IV
1.26%	$15k	-	18 Month IRA - Optimum Benefits Level III
1.25%	$1k	-	18 Month IRA
1.20%	$50k	-	48 Month IRA - Optimum Benefits Level IV
1.16%	$15k	-	48 Month IRA - Optimum Benefits Level III
1.15%	$1k	-	48 Month IRA
1.05%	$50k	-	12 Month IRA - Optimum Benefits Level IV
1.01%	$15k	-	12 Month IRA - Optimum Benefits Level III
1.00%	$1k	-	12 Month IRA
0.90%	$50k	-	36 Month IRA - Optimum Benefits Level IV
0.86%	$15k	-	36 Month IRA - Optimum Benefits Level III
0.85%	$1k	-	36 Month IRA
0.75%	$50k	-	24 Month IRA - Optimum Benefits Level IV
0.71%	$15k	-	24 Month IRA - Optimum Benefits Level III
0.70%	$1k	-	24 Month IRA
0.31%	$50k	-	6 Month IRA - Optimum Benefits Level IV
0.27%	$15k	-	6 Month IRA - Optimum Benefits Level III
0.26%	$1k	-	6 Month IRA
0.10%	$50k	-	3 Month IRA - Optimum Benefits Level IV
0.06%	$15k	-	3 Month IRA - Optimum Benefits Level III
0.05%	$1k	-	3 Month IRA

Locations

StonehamBank, A Co-operative Bank Locations
Billerica Branch	493 Boston Road	Billerica, MA 01821
Stonehambank, A Co-Operative Bank	80 Montvale Avenue	Stoneham, MA 02180

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