StonehamBank, A Co-operative Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.stonehambank.com

888-402-2265

80 Montvale Avenue
Stoneham, MA 02180

StonehamBank, A Co-operative Bank is headquartered in STONEHAM and is the 58^th largest bank in the state of Massachusetts. It is also the 1,209^th largest bank in the nation. It was established in 1887 and as of March of 2025, it had grown to 75 employees at 2 locations. StonehamBank, A Co-operative Bank has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26559
Year Established	1887
Employees	75
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.28%
Return on Equity - YTD	-3.74%
Annual Interest Income	$9.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$834.2MM$796.2MM
Loans	Q1 2025vs Q1 2024	$664.4MM$649.5MM
Deposits	Q1 2025vs Q1 2024	$728.8MM$626.1MM
Equity Capital	Q1 2025vs Q1 2024	$62.6MM$60.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.8MM$6.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.1MM$152K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

StonehamBank, A Co-operative Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$10	-	Optimum Student Savings
0.05%	$10	-	Optimum Savings
0.05%	$10	-	Business Savings

StonehamBank, A Co-operative Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*	$250k^*	-	Optimum Money Market
OTHER TIERS: 0.05% → $10 - $25k \| 0.10% → $25k - $100k \| 0.15% → $100k - $250k
0.20%^*	$500k^*	-	Business Money Market
OTHER TIERS: 0.05% → $10 - $25k \| 0.10% → $25k - $100k \| 0.15% → $100k - $500k
0.20%	$10	-	Plus One Money Market

StonehamBank, A Co-operative Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$10	-	Optimum Plus Checking
0.01%	$10	-	Optimum Student Checking

StonehamBank, A Co-operative Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	9 Month CD
4.00%	$1k	-	Business 9 Month CD
3.50%	$1k	-	17 Month CD Special
3.50%	$1k	-	Business 17 Month CD Special
3.25%	$1k	-	24 Month CD
3.25%	$1k	-	36 Month CD
3.25%	$1k	-	48 Month CD
3.25%	$1k	-	60 Month CD
3.25%	$1k	-	Business 24 Month CD
3.25%	$1k	-	Business 36 Month CD
3.25%	$1k	-	Business 48 Month CD
3.25%	$1k	-	Business 60 Month CD
3.00%	$1k	-	18 Month CD
3.00%	$1k	-	Business 18 Month CD
0.35%	$1k	-	12 Month CD
0.35%	$1k	-	6 Month CD
0.35%	$1k	-	Business 6 Month CD
0.35%	$1k	-	Business 12 Month CD

StonehamBank, A Co-operative Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$1k	-	9 Month IRA
3.25%	$1k	-	24 Month IRA
3.25%	$1k	-	36 Month IRA
3.25%	$1k	-	48 Month IRA
3.25%	$1k	-	60 Month IRA
3.00%	$1k	-	18 Month IRA
0.35%	$1k	-	6 Month IRA
0.35%	$1k	-	12 Month IRA

Locations

StonehamBank, A Co-operative Bank Locations
Billerica Branch	493 Boston Road	Billerica, MA 01821
Stonehambank, A Co-Operative Bank	80 Montvale Ave	Stoneham, MA 02180

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