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Stoughton Co-operative Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.stoughtoncoop.bank
781-344-3080
950 Park Street
Stoughton, MA 02072

Stoughton Co-operative Bank is headquartered in STOUGHTON and is the 96th largest bank in the state of Massachusetts. It is also the 3,573rd largest bank in the nation. It was established in 1886 and as of December of 2024, it had grown to 16 employees at 1 location. Stoughton Co-operative Bank has an A health rating.

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26513
Year Established1886
Employees16
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.76%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$131.2MM$124.2MM
LoansQ4 2024vs Q4 2023$102.1MM$98.6MM
DepositsQ4 2024vs Q4 2023$116.9MM$111.1MM
Equity CapitalQ4 2024vs Q4 2023$11.1MM$10.8MM
Loan Loss AllowanceQ4 2024vs Q4 2023$734K$674K
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$148K$157K
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Stoughton Co-operative Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$10-Christmas Club
0.50%$10-Vacation Club
0.03%$10-Passbook Savings
0.03%$10-Statement Savings

Stoughton Co-operative Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2.5k*-Money Market Account
OTHER TIERS: 0.01% → $25 - $2.5k

Stoughton Co-operative Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$10-NOW Checking

Stoughton Co-operative Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500$250k5 Month CD Special - New Money
3.75%$500$250k11 Month CD Special - New Money
3.50%$500$250k17 Month CD Special - New Money
0.65%$500-48 Month CD
0.50%$500-36 Month CD
0.45%$500-30 Month CD
0.40%$500-24 Month CD
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.20%$500-6 Month CD

Stoughton Co-operative Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA
0.65%$500-48 Month IRA
0.50%$500-36 Month IRA
0.45%$500-30 Month IRA
0.40%$500-24 Month IRA
0.30%$500-18 Month IRA
0.25%$500-12 Month IRA
0.20%$500-6 Month IRA
Locations


Stoughton Co-operative Bank Locations
Park Street Branch20 Park StreetStoughton, MA 02072
Stoughton Co-Operative Bank950 Park StStoughton, MA 02072

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